BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
4.660
-0.260 (-5.28%)
At close: Jun 23, 2026, 4:00 PM EDT
4.650
-0.010 (-0.21%)
After-hours: Jun 23, 2026, 4:10 PM EDT

BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $19.14 million. The enterprise value is -$93.67 million.

Market Cap19.14M
Enterprise Value -93.67M

Important Dates

The next estimated earnings date is Tuesday, July 28, 2026, after market close.

Earnings Date Jul 28, 2026
Ex-Dividend Date n/a

Share Statistics

BAFN has 4.11 million shares outstanding. The number of shares has decreased by -10.80% in one year.

Current Share Class 4.11M
Shares Outstanding 4.11M
Shares Change (YoY) -10.80%
Shares Change (QoQ) -0.72%
Owned by Insiders (%) 14.31%
Owned by Institutions (%) 21.49%
Float 3.52M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.64
Forward PS n/a
PB Ratio 0.31
P/TBV Ratio 0.31
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -29.47%.

Return on Equity (ROE) -29.47%
Return on Assets (ROA) -2.27%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.15%
Revenue Per Employee $220,280
Profits Per Employee -$208,552
Employee Count143
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -9.72M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -66.35% in the last 52 weeks. The beta is 0.38, so BAFN's price volatility has been lower than the market average.

Beta (5Y) 0.38
52-Week Price Change -66.35%
50-Day Moving Average 6.52
200-Day Moving Average 7.42
Relative Strength Index (RSI) 24.74
Average Volume (20 Days) 21,467

Short Selling Information

The latest short interest is 249,046, so 6.06% of the outstanding shares have been sold short.

Short Interest 249,046
Short Previous Month 258,397
Short % of Shares Out 6.06%
Short % of Float 7.07%
Short Ratio (days to cover) 2.29

Income Statement

In the last 12 months, BAFN had revenue of $31.50 million and -$29.82 million in losses. Loss per share was -$7.28.

Revenue31.50M
Gross Profit 31.50M
Operating Income -28.61M
Pretax Income -38.00M
Net Income -29.82M
EBITDA n/a
EBIT n/a
Loss Per Share -$7.28
Full Income Statement

Balance Sheet

The company has $134.47 million in cash and $20.58 million in debt, with a net cash position of $113.88 million or $27.72 per share.

Cash & Cash Equivalents 134.47M
Total Debt 20.58M
Net Cash 113.88M
Net Cash Per Share $27.72
Equity (Book Value) 81.87M
Book Value Per Share 16.10
Working Capital -950.33M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -90.82%
Pretax Margin -120.63%
Profit Margin -89.78%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

BAFN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 10.80%
Shareholder Yield 10.80%
Earnings Yield -147.55%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.

Last Split Date May 12, 2021
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score n/a