BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $26.09 million. The enterprise value is -$86.57 million.

Market Cap	26.09M
Enterprise Value	-86.57M

Important Dates

The last earnings date was Thursday, April 30, 2026, after market close.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	May 30, 2025

Share Statistics

BAFN has 4.11 million shares outstanding. The number of shares has decreased by -10.80% in one year.

Current Share Class	4.11M
Shares Outstanding	4.11M
Shares Change (YoY)	-10.80%
Shares Change (QoQ)	-0.72%
Owned by Insiders (%)	14.87%
Owned by Institutions (%)	16.00%
Float	3.50M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.87
Forward PS	n/a
PB Ratio	0.42
P/TBV Ratio	0.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -29.47%.

Return on Equity (ROE)	-29.47%
Return on Assets (ROA)	-2.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.90%
Revenue Per Employee	$220,280
Profits Per Employee	-$208,552
Employee Count	143
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-9.72M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -57.80% in the last 52 weeks. The beta is 0.47, so BAFN's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	-57.80%
50-Day Moving Average	6.79
200-Day Moving Average	8.03
Relative Strength Index (RSI)	41.91
Average Volume (20 Days)	83,755

Short Selling Information

The latest short interest is 77,504, so 1.89% of the outstanding shares have been sold short.

Short Interest	77,504
Short Previous Month	60,731
Short % of Shares Out	1.89%
Short % of Float	2.22%
Short Ratio (days to cover)	3.00

Income Statement

In the last 12 months, BAFN had revenue of $31.50 million and -$29.82 million in losses. Loss per share was -$7.28.

Revenue	31.50M
Gross Profit	31.50M
Operating Income	-28.61M
Pretax Income	-38.00M
Net Income	-29.82M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$7.28

Full Income Statement

Balance Sheet

The company has $134.47 million in cash and $20.58 million in debt, with a net cash position of $113.88 million or $27.72 per share.

Cash & Cash Equivalents	134.47M
Total Debt	20.58M
Net Cash	113.88M
Net Cash Per Share	$27.72
Equity (Book Value)	81.87M
Book Value Per Share	16.10
Working Capital	-950.33M

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	-90.82%
Pretax Margin	-120.63%
Profit Margin	-89.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.26%.

Dividend Per Share	$0.08
Dividend Yield	1.26%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	10.80%
Shareholder Yield	11.98%
Earnings Yield	-109.17%
FCF Yield	n/a

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 12, 2021
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a