BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
16.20
0.00 (0.00%)
Apr 25, 2025, 4:00 PM EDT - Market closed
BayFirst Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 |
| Interest Income on Loans | 80.35 | 78.83 | 63.19 | 36.49 | 43.26 | 43.09 | Upgrade
|
| Interest Income on Investments | 3.95 | 3.98 | 5.33 | 2.07 | 0.57 | 0.64 | Upgrade
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| Total Interest Income | 84.31 | 82.81 | 68.52 | 38.57 | 43.83 | 43.73 | Upgrade
|
| Interest Paid on Deposits | 42.09 | 42.87 | 30.8 | 7.84 | 4.89 | 7.49 | Upgrade
|
| Interest Paid on Borrowings | 1.94 | 1.91 | 1.29 | 0.72 | 2.42 | 2.79 | Upgrade
|
| Total Interest Expense | 44.03 | 44.78 | 32.09 | 8.57 | 7.3 | 10.28 | Upgrade
|
| Net Interest Income | 40.28 | 38.03 | 36.43 | 30 | 36.53 | 33.45 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.53% | 4.38% | 21.44% | -17.87% | 9.19% | 91.88% | Upgrade
|
| Gain (Loss) on Sale of Assets | 11.65 | 11.65 | - | - | - | - | Upgrade
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| Other Non-Interest Income | 14.02 | 18.77 | 23.48 | 9.83 | 3.95 | 95.11 | Upgrade
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| Total Non-Interest Income | 54.95 | 60.47 | 49.76 | 31.55 | 21.97 | 97.7 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.69% | 21.53% | 57.70% | 43.59% | -77.51% | 83.90% | Upgrade
|
| Revenues Before Loan Losses | 95.24 | 98.5 | 86.19 | 61.55 | 58.5 | 131.15 | Upgrade
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| Provision for Loan Losses | 15.07 | 14.73 | 10.45 | -0.7 | -3.5 | 16.9 | Upgrade
|
| Revenue | 80.17 | 83.77 | 75.74 | 62.25 | 62 | 114.25 | Upgrade
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| Revenue Growth (YoY) | 2.60% | 10.60% | 21.67% | 0.40% | -45.73% | 85.20% | Upgrade
|
| Salaries and Employee Benefits | 33.54 | 35.05 | 35.94 | 28.9 | 27.09 | 69.44 | Upgrade
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| Occupancy Expenses | 4.31 | 3.78 | 3.64 | 2.08 | 1.06 | 2.57 | Upgrade
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| Federal Deposit Insurance | 1.31 | 1.25 | 0.88 | 0.46 | 0.44 | 0.44 | Upgrade
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| Selling, General & Administrative | 16.18 | 16.39 | 16.66 | 16.64 | 16.77 | 16.19 | Upgrade
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| Other Non-Interest Expense | 9.49 | 10.31 | 10.59 | 7.14 | 4.92 | 9.82 | Upgrade
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| Total Non-Interest Expense | 64.82 | 66.78 | 67.71 | 55.21 | 50.28 | 98.47 | Upgrade
|
| EBT Excluding Unusual Items | 15.35 | 16.99 | 8.03 | 7.04 | 11.72 | 15.78 | Upgrade
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| Pretax Income | 15.35 | 16.99 | 8.03 | 7.04 | 11.72 | 15.78 | Upgrade
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| Income Tax Expense | 3.89 | 4.32 | 2.12 | 1.56 | 2.69 | 3.08 | Upgrade
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| Earnings From Continuing Operations | 11.45 | 12.67 | 5.92 | 5.48 | 9.03 | 12.7 | Upgrade
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| Earnings From Discontinued Operations | -0.01 | -0.07 | -0.21 | -5.83 | 15.59 | - | Upgrade
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| Net Income | 11.44 | 12.6 | 5.7 | -0.35 | 24.62 | 12.7 | Upgrade
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| Preferred Dividends & Other Adjustments | 1.54 | 1.54 | 0.97 | 0.83 | 1.01 | 0.86 | Upgrade
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| Net Income to Common | 9.9 | 11.06 | 4.74 | -1.18 | 23.61 | 11.84 | Upgrade
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| Net Income Growth | 97.75% | 121.03% | - | - | 93.80% | 183.28% | Upgrade
|
| Basic Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 3 | Upgrade
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| Diluted Shares Outstanding | 5 | 5 | 5 | 4 | 4 | 4 | Upgrade
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| Shares Change (YoY) | 1.21% | 0.15% | 8.56% | 3.67% | 1.75% | -15.91% | Upgrade
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| EPS (Basic) | 2.36 | 2.68 | 1.16 | -0.29 | 6.21 | 3.45 | Upgrade
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| EPS (Diluted) | 2.34 | 2.62 | 1.12 | -0.29 | 5.91 | 3.01 | Upgrade
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| EPS Growth | 113.18% | 134.31% | - | - | 96.48% | 254.97% | Upgrade
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| Dividend Per Share | 0.320 | 0.320 | 0.320 | 0.320 | 0.277 | 0.179 | Upgrade
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| Dividend Growth | - | - | - | 15.52% | 55.01% | - | Upgrade
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| Effective Tax Rate | 25.36% | 25.40% | 26.38% | 22.17% | 22.96% | 19.49% | Upgrade
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Updated Mar 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.