Interest Income on Loans | 78.83 | 63.19 | 36.49 | 43.26 | 43.09 | |
Interest Income on Investments | 3.98 | 5.33 | 2.07 | 0.57 | 0.64 | |
Total Interest Income | 82.81 | 68.52 | 38.57 | 43.83 | 43.73 | |
Interest Paid on Deposits | 42.87 | 30.8 | 7.84 | 4.89 | 7.49 | |
Interest Paid on Borrowings | 1.91 | 1.29 | 0.72 | 2.42 | 2.79 | |
Total Interest Expense | 44.78 | 32.09 | 8.57 | 7.3 | 10.28 | |
Net Interest Income | 38.03 | 36.43 | 30 | 36.53 | 33.45 | |
Net Interest Income Growth (YoY) | 4.38% | 21.44% | -17.87% | 9.19% | 91.88% | |
Gain (Loss) on Sale of Assets | 11.65 | - | - | - | - | |
Other Non-Interest Income | 20.57 | 25.2 | 9.83 | 3.95 | 95.11 | |
Total Non-Interest Income | 60.47 | 49.76 | 31.55 | 21.97 | 97.7 | |
Non-Interest Income Growth (YoY) | 21.53% | 57.70% | 43.59% | -77.51% | 83.90% | |
Revenues Before Loan Losses | 98.5 | 86.19 | 61.55 | 58.5 | 131.15 | |
Provision for Loan Losses | 14.73 | 10.45 | -0.7 | -3.5 | 16.9 | |
Revenue | 83.77 | 75.74 | 62.25 | 62 | 114.25 | |
Revenue Growth (YoY) | 10.60% | 21.67% | 0.40% | -45.73% | 85.20% | |
Salaries and Employee Benefits | 35.51 | 35.94 | 28.9 | 27.09 | 69.44 | |
Occupancy Expenses | 4.85 | 3.64 | 2.08 | 1.06 | 2.57 | |
Federal Deposit Insurance | 1.25 | 0.88 | 0.46 | 0.44 | 0.44 | |
Selling, General & Administrative | 14.86 | 16.66 | 16.64 | 16.77 | 16.19 | |
Other Non-Interest Expense | 10.31 | 10.59 | 7.14 | 4.92 | 9.82 | |
Total Non-Interest Expense | 66.78 | 67.71 | 55.21 | 50.28 | 98.47 | |
EBT Excluding Unusual Items | 16.99 | 8.03 | 7.04 | 11.72 | 15.78 | |
Pretax Income | 16.99 | 8.03 | 7.04 | 11.72 | 15.78 | |
Income Tax Expense | 4.32 | 2.12 | 1.56 | 2.69 | 3.08 | |
Earnings From Continuing Operations | 12.67 | 5.92 | 5.48 | 9.03 | 12.7 | |
Earnings From Discontinued Operations | -0.07 | -0.21 | -5.83 | 15.59 | - | |
Net Income | 12.6 | 5.7 | -0.35 | 24.62 | 12.7 | |
Preferred Dividends & Other Adjustments | 1.54 | 0.97 | 0.83 | 1.01 | 0.86 | |
Net Income to Common | 11.06 | 4.74 | -1.18 | 23.61 | 11.84 | |
Net Income Growth | 121.03% | - | - | 93.80% | 183.28% | |
Basic Shares Outstanding | 4 | 4 | 4 | 4 | 3 | |
Diluted Shares Outstanding | 4 | 5 | 4 | 4 | 4 | |
Shares Change (YoY) | -7.85% | 8.56% | 3.67% | 1.75% | -15.91% | |
EPS (Basic) | 2.68 | 1.16 | -0.29 | 6.21 | 3.45 | |
EPS (Diluted) | 2.62 | 1.12 | -0.29 | 5.91 | 3.01 | |
EPS Growth | 134.19% | - | - | 96.48% | 254.97% | |
Dividend Per Share | 0.320 | 0.320 | 0.320 | 0.277 | 0.179 | |
Dividend Growth | - | - | 15.52% | 55.01% | - | |
Effective Tax Rate | 25.40% | 26.38% | 22.17% | 22.96% | 19.49% | |