BayFirst Financial Corp. (BAFN)

NASDAQ: BAFN · Real-Time Price · USD

6.34

-0.46 (-6.76%)

At close: Aug 7, 2026, 4:00 PM EDT

6.31

-0.03 (-0.47%)

After-hours: Aug 7, 2026, 4:10 PM EDT

BayFirst Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	134.47	206.98	77.79	58.39	66.05	109.73
Securities and Investments	35.68	36.51	45.58	51.48	56.27	36.1
Other Earning Assets	51.81	54.08	60.83	91.51	27.08	11.07
Gross Loans	878.62	909.82	1,006	824.22	-	-
Allowance for Loan Losses	-20.63	-22	-15.51	-13.5	-	-
Net Loans	857.99	887.82	990.21	810.72	692.53	560.88
Net Property, Plant & Equipment	44.86	45.69	49.06	41.29	38.62	32.35
Accrued Interest and Accounts Receivable	7.68	8.42	9.16	7.13	4.45	3.53
Other Intangible Assets	11.33	12.58	16.53	14.96	10.91	6.41
Long-Term Investments	27.46	27.26	26.51	25.8	25.16	24.55
Other Non-Earning Assets	24.63	20.91	12.62	16.5	17.84	132.47
Total Assets	1,196	1,300	1,288	1,118	938.9	917.1

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest-bearing deposits	974.39	1,088	1,041	891.43	701.84	638.05
Noninterest-bearing deposits	111.48	95.73	101.74	93.71	93.24	83.64
Total Deposits	1,086	1,184	1,143	985.14	795.07	721.69
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	10	25	-
Short-Term Borrowings	-	-	-	-	-	69.65
Accrued Expenses	7.59	7.93	11.45	9.86	12.91	9.29
Long-Term Debt	7.58	7.56	7.89	8.34	8.84	9.28
Other Liabilities	13	13.26	14.81	3.72	5.2	10.89
Total Liabilities	1,114	1,213	1,177	1,017	847.01	820.81

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Preferred Stock	15.73	15.73	15.73	15.73	9.28	9.28
Common Stock	54.39	54.37	54.76	54.52	53.02	51.5
Accumulated Other Comprehensive Income	-2.34	-2.3	-3.71	-3.94	-3.9	-0.44
Retained Earnings	14.08	19.76	44.13	34.4	33.48	35.95
Shareholders' Equity	81.87	87.57	110.92	100.71	91.88	96.29
Total Liabilities & Equity	1,196	1,300	1,288	1,118	938.9	917.1

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	7.58	7.56	7.89	8.34	8.84	9.28
Net Cash (Debt)	126.89	199.43	69.9	50.05	57.21	100.44
Net Cash Growth	129.13%	185.31%	39.66%	-12.52%	-43.04%	119.90%
Net Cash Per Share	30.79	48.29	15.23	10.92	13.55	24.67
Book Value	81.87	87.57	110.92	100.71	91.88	96.29
Book Value Per Share	19.86	21.20	24.17	21.98	21.77	23.65
Tangible Book Value	70.53	74.99	94.39	85.75	80.98	89.88
Tangible Book Value Per Share	17.11	18.16	20.57	18.71	19.19	22.08

SEC Filings: 10-K · 10-Q