BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
8.90
-0.21 (-2.31%)
Oct 31, 2025, 4:00 PM EDT - Market closed
BayFirst Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 |
Cash & Equivalents | 118.55 | 77.79 | 58.39 | 66.05 | 108.78 | 54.9 | Upgrade |
Investment Securities | 40.66 | 18.63 | 26.37 | 30.57 | 9.92 | 2.42 | Upgrade |
Trading Asset Securities | - | - | - | - | 1.55 | 7.62 | Upgrade |
Mortgage-Backed Securities | - | 22.42 | 20.34 | 21.66 | 23.36 | - | Upgrade |
Total Investments | 40.66 | 41.05 | 46.71 | 52.23 | 34.83 | 10.04 | Upgrade |
Gross Loans | 998.68 | 1,075 | 922.77 | 734.27 | 587.83 | 1,240 | Upgrade |
Allowance for Loan Losses | -24.49 | -15.51 | -13.5 | -9.05 | -13.45 | -21.16 | Upgrade |
Other Adjustments to Gross Loans | - | -8.31 | -7.04 | -5.62 | -3.88 | -11.33 | Upgrade |
Net Loans | 974.2 | 1,051 | 902.23 | 719.61 | 570.5 | 1,207 | Upgrade |
Property, Plant & Equipment | 46.53 | 49.06 | 41.29 | 38.62 | 32.35 | 21.85 | Upgrade |
Loans Held for Sale | 94.05 | - | - | - | 1.46 | 208.7 | Upgrade |
Accrued Interest Receivable | 8.9 | 9.16 | 7.13 | 4.45 | 3.53 | 7.3 | Upgrade |
Restricted Cash | - | - | - | - | 0.95 | 0.48 | Upgrade |
Other Current Assets | - | - | 0.35 | 1.21 | 118.38 | - | Upgrade |
Long-Term Deferred Tax Assets | 5.84 | - | - | 0.98 | 0.45 | 3.81 | Upgrade |
Other Real Estate Owned & Foreclosed | 0.4 | 0.13 | - | - | - | - | Upgrade |
Other Long-Term Assets | 56.85 | 60.06 | 61.68 | 55.75 | 45.87 | 30.45 | Upgrade |
Total Assets | 1,346 | 1,288 | 1,118 | 938.9 | 917.1 | 1,545 | Upgrade |
Accrued Expenses | 12.6 | 10.41 | 8.98 | 12.21 | 8.78 | 13.48 | Upgrade |
Interest Bearing Deposits | 1,066 | 828.09 | 891.43 | 701.84 | 638.05 | 496.13 | Upgrade |
Institutional Deposits | - | 213.4 | - | - | - | - | Upgrade |
Non-Interest Bearing Deposits | 105.94 | 101.74 | 93.71 | 93.24 | 83.64 | 62.65 | Upgrade |
Total Deposits | 1,171 | 1,143 | 985.14 | 795.07 | 721.69 | 558.78 | Upgrade |
Short-Term Borrowings | - | - | 10 | 25 | 0.19 | 4.47 | Upgrade |
Current Portion of Long-Term Debt | - | - | - | 0.05 | 44.65 | - | Upgrade |
Current Portion of Leases | - | 2.03 | 1.11 | - | 1.45 | - | Upgrade |
Accrued Interest Payable | 1.08 | 1.04 | 0.88 | 0.7 | 0.33 | 2 | Upgrade |
Other Current Liabilities | - | - | 0.62 | 1.66 | 7.46 | - | Upgrade |
Long-Term Debt | 7.55 | 7.89 | 8.34 | 8.79 | 34.29 | 890.96 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | 50 | - | - | - | - | - | Upgrade |
Long-Term Leases | 13.55 | 12.48 | 1.51 | 3.54 | 1.98 | 3.93 | Upgrade |
Long-Term Deferred Tax Liabilities | - | 0.3 | 0.48 | - | - | - | Upgrade |
Total Liabilities | 1,256 | 1,177 | 1,017 | 847.01 | 820.81 | 1,474 | Upgrade |
Preferred Stock, Redeemable | 6.16 | 6.16 | 6.16 | 6.16 | 6.16 | 6.16 | Upgrade |
Preferred Stock, Convertible | 9.57 | 9.57 | 9.57 | 3.12 | 3.12 | 8.52 | Upgrade |
Total Preferred Equity | 15.73 | 15.73 | 15.73 | 9.28 | 9.28 | 14.68 | Upgrade |
Common Stock | 54.76 | 54.76 | 54.52 | 53.02 | 51.5 | 43.04 | Upgrade |
Retained Earnings | 21.84 | 44.13 | 34.4 | 33.48 | 35.95 | 13.39 | Upgrade |
Comprehensive Income & Other | -2.61 | -3.71 | -3.94 | -3.9 | -0.44 | -0.04 | Upgrade |
Total Common Equity | 74 | 95.19 | 84.98 | 82.6 | 87.01 | 56.39 | Upgrade |
Shareholders' Equity | 89.73 | 110.92 | 100.71 | 91.88 | 96.29 | 71.07 | Upgrade |
Total Liabilities & Equity | 1,346 | 1,288 | 1,118 | 938.9 | 917.1 | 1,545 | Upgrade |
Total Debt | 71.11 | 22.4 | 20.96 | 37.37 | 82.56 | 899.36 | Upgrade |
Net Cash (Debt) | 48.73 | 57.66 | 42.07 | 33.55 | 30.15 | -834.45 | Upgrade |
Net Cash Growth | 5.07% | 37.04% | 25.40% | 11.28% | - | - | Upgrade |
Net Cash Per Share | 11.88 | 12.57 | 9.18 | 7.95 | 7.41 | -208.54 | Upgrade |
Filing Date Shares Outstanding | 4.12 | 4.15 | 4.13 | 4.1 | 4.01 | 3.49 | Upgrade |
Total Common Shares Outstanding | 4.12 | 4.13 | 4.11 | 4.04 | 3.98 | 3.49 | Upgrade |
Book Value Per Share | 17.97 | 23.03 | 20.67 | 20.43 | 21.85 | 16.18 | Upgrade |
Tangible Book Value | 74 | 95.19 | 84.98 | 82.6 | 87.01 | 56.39 | Upgrade |
Tangible Book Value Per Share | 17.97 | 23.03 | 20.67 | 20.43 | 21.85 | 16.18 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.