BayFirst Financial Corp. (BAFN)

BayFirst Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	77.79	58.39	66.05	109.73
Securities and Investments	36.51	45.88	51.48	56.27	36.1
Other Earning Assets	-	60.83	91.51	27.08	11.07
Gross Loans	905.3	1,006	824.22	-	-
Allowance for Loan Losses	-22	-15.51	-13.5	-	-
Net Loans	883.31	990.21	810.72	692.53	560.88
Net Property, Plant & Equipment	-	49.06	41.29	38.62	32.35
Accrued Interest and Accounts Receivable	-	9.16	7.13	4.45	3.53
Other Intangible Assets	-	16.53	14.96	10.91	6.41
Long-Term Investments	-	26.51	25.8	25.16	24.55
Other Non-Earning Assets	0.4	12.92	16.5	17.84	132.47
Total Assets	920.22	1,288	1,118	938.9	917.1
Interest-bearing deposits	1,088	1,041	891.43	701.84	638.05
Noninterest-bearing deposits	95.73	101.74	93.71	93.24	83.64
Total Deposits	1,184	1,143	985.14	795.07	721.69
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	10	25	-
Short-Term Borrowings	-	-	-	-	69.65
Accrued Expenses	7.93	11.44	9.86	12.91	9.29
Long-Term Debt	7.56	7.89	8.34	8.84	9.28
Other Liabilities	13.26	14.81	3.72	5.2	10.89
Total Liabilities	1,213	1,177	1,017	847.01	820.81
Preferred Stock	15.73	15.73	15.73	9.28	9.28
Common Stock	54.37	54.76	54.52	53.02	51.5
Accumulated Other Comprehensive Income	-2.3	-3.71	-3.94	-3.9	-0.44
Retained Earnings	19.76	44.13	34.4	33.48	35.95
Shareholders' Equity	87.57	110.92	100.71	91.88	96.29
Total Liabilities & Equity	1,300	1,288	1,118	938.9	917.1
Total Debt	7.56	7.89	8.34	8.84	9.28
Net Cash (Debt)	-7.56	-7.89	-8.34	-8.84	-9.28
Net Cash Per Share	-	-1.72	-1.82	-2.09	-2.28
Book Value	87.57	110.92	100.71	91.88	96.29
Book Value Per Share	-	24.17	21.98	21.77	23.65
Tangible Book Value	87.57	94.39	85.75	80.98	89.88
Tangible Book Value Per Share	-	20.57	18.71	19.19	22.08

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q