BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
5.98
+0.27 (4.73%)
Mar 10, 2026, 4:00 PM EDT - Market closed
BayFirst Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | -10.7 | 12.6 | 5.7 | -0.35 | 24.62 | 12.7 |
Depreciation & Amortization | 10.55 | 9.56 | 7.45 | 5.3 | 4.38 | 5.09 |
Provision for Credit Losses | 27.13 | 14.73 | 10.45 | -0.7 | -3.5 | 16.9 |
Stock-Based Compensation | 0.27 | 0.42 | 0.63 | 0.85 | 0.52 | 0.64 |
Net Change in Loans Held-for-Sale | 296.5 | 403.37 | 479.75 | 352.09 | 392.97 | -36.55 |
Other Adjustments | -30.72 | -53.75 | -42.14 | -29.33 | -16.99 | -102.33 |
Changes in Accrued Interest and Accounts Receivable | -0.36 | -2.03 | -2.68 | -0.92 | 3.72 | -5.18 |
Changes in Accounts Payable | -0.03 | 0.15 | 0.18 | 0.38 | -1.67 | 1.78 |
Changes in Other Operating Activities | -4.5 | 5.75 | -4.36 | 1.57 | -4.61 | -0.89 |
Operating Cash Flow | 282.23 | 390.53 | 454.8 | 440.25 | 495.39 | -107.82 |
Operating Cash Flow Growth | -32.86% | -14.13% | 3.30% | -11.13% | - | - |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 0.98 | 2.38 | 0.24 | -2.5 | - | - |
Net Change in Loans Held-for-Investment | -346.94 | -535.21 | -641.69 | -477.8 | 264.72 | -918.47 |
Net Change in Securities and Investments | 0.38 | 3.45 | 5.45 | -22.24 | -31.99 | 0.14 |
Capital Expenditures | -0.26 | -1.69 | -7.58 | -8.06 | -13.12 | -3.05 |
Sale of Property, Plant & Equipment | - | 14.75 | - | - | - | - |
Other Investing Activities | 0.19 | 0.39 | 2.31 | - | -12 | -12 |
Investing Cash Flow | -324.87 | -515.93 | -641.28 | -510.61 | 207.62 | -933.38 |
Net Change in Deposits | 59.26 | 158.09 | 190.07 | 73.39 | 162.9 | 110.19 |
Short-Term Debt Issued | - | - | - | - | - | 881.26 |
Short-Term Debt Repaid | -0.46 | -0.46 | -0.46 | -70.11 | -812.06 | -0.34 |
Net Short-Term Debt Issued (Repaid) | 40 | -10 | -15 | 25 | -812.06 | 880.92 |
Long-Term Debt Issued | - | - | - | - | 6 | -10 |
Long-Term Debt Repaid | - | - | -0.05 | - | -6 | -1 |
Net Long-Term Debt Issued (Repaid) | - | - | -0.05 | - | - | -11 |
Issuance of Common Stock | 0.02 | -0.02 | 0.29 | 0.51 | 1.85 | 0.92 |
Repurchase of Common Stock | -0.5 | - | -0.01 | -0.05 | - | - |
Net Common Stock Issued (Repurchased) | -0.48 | -0.02 | 0.28 | 0.46 | 1.85 | 0.92 |
Issuance of Preferred Stock | - | - | 6.45 | - | 0.73 | 6.52 |
Net Preferred Stock Issued (Repurchased) | - | - | 6.45 | - | 0.73 | 6.52 |
Common Dividends Paid | -0.99 | -1.32 | -1.31 | -1.29 | -1.06 | -0.92 |
Preferred Share Dividends Paid | -1.16 | -1.54 | -0.97 | -0.83 | -1.01 | -0.86 |
Other Financing Activities | 0.47 | 0.05 | -0.19 | 0.06 | -0.01 | 0.24 |
Financing Cash Flow | 96.81 | 144.8 | 178.82 | 26.67 | -648.66 | 986 |
Net Cash Flow | 54.17 | 19.4 | -7.66 | -43.68 | 54.35 | -55.2 |
Free Cash Flow | 281.97 | 388.84 | 447.22 | 432.19 | 482.27 | -110.87 |
Free Cash Flow Growth | -27.48% | -13.05% | 3.48% | -10.38% | - | - |
FCF Margin | 478.47% | 464.19% | 590.45% | 694.28% | 777.87% | -97.04% |
Free Cash Flow Per Share | 61.42 | 84.74 | 97.61 | 102.40 | 118.46 | -27.71 |
Levered Free Cash Flow | 33.16 | 12.81 | -17.31 | 22.08 | -799.74 | 879.52 |
Unlevered Free Cash Flow | 5.4 | 11.75 | -6.99 | -1.74 | -11.29 | -2.24 |
Updated Nov 12, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.