BayFirst Financial Corp. (BAFN)

NASDAQ: BAFN · Real-Time Price · USD

7.05

-0.02 (-0.28%)

At close: Feb 18, 2026, 4:00 PM EST

7.00

-0.05 (-0.71%)

After-hours: Feb 18, 2026, 4:10 PM EST

BayFirst Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	29	32	55	54	68	90
Market Cap Growth	-54.20%	-41.31%	2.51%	-20.57%	-25.39%	88.36%
Last Close Price	7.05	7.85	13.18	12.60	15.78	21.11
PE Ratio	-	-	4.97	11.32	-	3.83
PS Ratio	0.73	0.82	0.66	0.71	1.09	1.46
PB Ratio	0.40	0.37	0.50	0.53	0.74	0.94
P/FCF Ratio	-	-	0.14	0.12	0.16	0.19
P/OCF Ratio	-	-	0.14	0.12	0.15	0.18
Debt / Equity Ratio	0.24	0.24	0.20	0.21	0.41	0.86
Debt / FCF Ratio	-	-	0.06	0.05	0.09	0.17
Net Debt / Equity Ratio	-2.13	-2.13	-0.52	-0.42	-0.36	-0.31
Net Debt / FCF Ratio	-	-	-0.15	-0.09	-0.08	-0.06
Return on Equity (ROE)	-23.11%	-23.11%	11.98%	6.14%	5.82%	10.79%
Return on Assets (ROA)	-1.77%	-1.77%	1.05%	0.57%	0.59%	0.73%
Earnings Yield	-84.52%	-71.09%	22.93%	10.63%	-0.52%	27.21%
FCF Yield	-	-	707.39%	833.99%	640.15%	532.96%
Dividend Yield	2.27%	2.04%	2.43%	2.54%	2.03%	1.31%
Payout Ratio	-	-	22.73%	39.95%	-	8.37%
Buyback Yield / Dilution	10.04%	10.04%	-0.15%	-8.56%	-3.67%	-1.75%
Total Shareholder Return	12.31%	12.08%	2.28%	-6.02%	-1.64%	-0.43%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q