BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
16.51
-0.22 (-1.32%)
At close: Apr 1, 2025, 4:00 PM
16.93
+0.42 (2.57%)
After-hours: Apr 1, 2025, 4:25 PM EDT

BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $68.24 million. The enterprise value is $9.59 million.

Market Cap 68.24M
Enterprise Value 9.59M

Important Dates

The next confirmed earnings date is Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date Feb 28, 2025

Share Statistics

BAFN has 4.13 million shares outstanding. The number of shares has decreased by -7.85% in one year.

Current Share Class 4.13M
Shares Outstanding 4.13M
Shares Change (YoY) -7.85%
Shares Change (QoQ) +7.66%
Owned by Insiders (%) 15.06%
Owned by Institutions (%) 13.68%
Float 3.51M

Valuation Ratios

The trailing PE ratio is 6.35.

PE Ratio 6.35
Forward PE n/a
PS Ratio 0.82
Forward PS n/a
PB Ratio 0.73
P/TBV Ratio 0.71
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 0.87
EV / Sales 0.11
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.98%.

Return on Equity (ROE) 11.98%
Return on Assets (ROA) 1.05%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $280,164
Profits Per Employee $36,997
Employee Count 299
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BAFN has paid $4.32 million in taxes.

Income Tax 4.32M
Effective Tax Rate 25.40%

Stock Price Statistics

The stock price has increased by +27.49% in the last 52 weeks. The beta is 0.45, so BAFN's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +27.49%
50-Day Moving Average 17.45
200-Day Moving Average 14.16
Relative Strength Index (RSI) 36.57
Average Volume (20 Days) 11,351

Short Selling Information

The latest short interest is 11,642, so 0.28% of the outstanding shares have been sold short.

Short Interest 11,642
Short Previous Month 11,849
Short % of Shares Out 0.28%
Short % of Float 0.33%
Short Ratio (days to cover) 1.46

Income Statement

In the last 12 months, BAFN had revenue of $83.77 million and earned $11.06 million in profits. Earnings per share was $2.62.

Revenue 83.77M
Gross Profit 83.77M
Operating Income 18.24M
Pretax Income 7.29M
Net Income 11.06M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.62
Full Income Statement

Balance Sheet

The company has $80.06 million in cash and $22.40 million in debt, giving a net cash position of $57.66 million or $13.95 per share.

Cash & Cash Equivalents 80.06M
Total Debt 22.40M
Net Cash 57.66M
Net Cash Per Share $13.95
Equity (Book Value) 110.92M
Book Value Per Share 23.03
Working Capital -1.07B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 21.77%
Pretax Margin 20.28%
Profit Margin 15.04%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.97%.

Dividend Per Share $0.32
Dividend Yield 1.97%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 12.21%
Buyback Yield 7.85%
Shareholder Yield 9.74%
Earnings Yield 16.45%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.

Last Split Date May 12, 2021
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2