BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
16.20
0.00 (0.00%)
Apr 25, 2025, 4:00 PM EDT - Market closed

BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $60.47 million. The enterprise value is $37.17 million.

Market Cap 60.47M
Enterprise Value 37.17M

Important Dates

The last earnings date was Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date May 30, 2025

Share Statistics

BAFN has 4.13 million shares outstanding. The number of shares has increased by 1.21% in one year.

Current Share Class 4.13M
Shares Outstanding 4.13M
Shares Change (YoY) +1.21%
Shares Change (QoQ) -4.84%
Owned by Insiders (%) 14.57%
Owned by Institutions (%) 13.58%
Float 3.55M

Valuation Ratios

The trailing PE ratio is 6.26.

PE Ratio 6.26
Forward PE n/a
PS Ratio 0.77
Forward PS n/a
PB Ratio 0.64
P/TBV Ratio 0.64
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.75
EV / Sales 0.46
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.87%.

Return on Equity (ROE) 10.87%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $268,117
Profits Per Employee $33,120
Employee Count 299
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BAFN has paid $3.89 million in taxes.

Income Tax 3.89M
Effective Tax Rate 25.36%

Stock Price Statistics

The stock price has increased by +26.07% in the last 52 weeks. The beta is 0.49, so BAFN's price volatility has been lower than the market average.

Beta (5Y) 0.49
52-Week Price Change +26.07%
50-Day Moving Average 17.06
200-Day Moving Average 14.42
Relative Strength Index (RSI) 42.80
Average Volume (20 Days) 11,381

Short Selling Information

The latest short interest is 3,141, so 0.08% of the outstanding shares have been sold short.

Short Interest 3,141
Short Previous Month 6,278
Short % of Shares Out 0.08%
Short % of Float 0.09%
Short Ratio (days to cover) 0.25

Income Statement

In the last 12 months, BAFN had revenue of $80.17 million and earned $9.90 million in profits. Earnings per share was $2.34.

Revenue 80.17M
Gross Profit 80.17M
Operating Income 16.65M
Pretax Income 7.29M
Net Income 9.90M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.34
Full Income Statement

Balance Sheet

The company has $65.18 million in cash and $41.88 million in debt, giving a net cash position of $23.30 million or $5.64 per share.

Cash & Cash Equivalents 65.18M
Total Debt 41.88M
Net Cash 23.30M
Net Cash Per Share $5.64
Equity (Book Value) 110.09M
Book Value Per Share 22.85
Working Capital -1.06B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.77%
Pretax Margin 19.14%
Profit Margin 14.28%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.98%.

Dividend Per Share $0.32
Dividend Yield 1.98%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 12.21%
Buyback Yield -1.21%
Shareholder Yield 0.77%
Earnings Yield 16.38%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.

Last Split Date May 12, 2021
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2