BayFirst Financial Statistics
 Total Valuation
 BAFN has a market cap or net worth of $36.79 million. The enterprise value is $20.54 million.
 Important Dates
 The last earnings date was Thursday, October 30, 2025, after market close.
 | Earnings Date | Oct 30, 2025 | 
| Ex-Dividend Date | May 30, 2025 | 
Share Statistics
 BAFN has 4.13 million shares outstanding. The number of shares has decreased by -0.25% in one year.
 | Current Share Class | 4.13M | 
| Shares Outstanding | 4.13M | 
| Shares Change (YoY) | -0.25% | 
| Shares Change (QoQ) | -0.23% | 
| Owned by Insiders (%) | 14.76% | 
| Owned by Institutions (%) | 15.33% | 
| Float | 3.52M | 
Valuation Ratios
 The trailing PE ratio is 4.83.
 | PE Ratio | 4.83 | 
| Forward PE | n/a | 
| PS Ratio | 0.48 | 
| Forward PS | n/a | 
| PB Ratio | 0.41 | 
| P/TBV Ratio | 0.41 | 
| P/FCF Ratio | 0.12 | 
| P/OCF Ratio | 0.12 | 
| PEG Ratio | n/a | 
 Financial Ratio HistoryEnterprise Valuation
  | EV / Earnings | 2.63 | 
| EV / Sales | 0.26 | 
| EV / EBITDA | n/a | 
| EV / EBIT | n/a | 
| EV / FCF | 0.06 | 
Financial Position
  | Current Ratio | n/a | 
| Quick Ratio | n/a | 
| Debt / Equity | n/a | 
| Debt / EBITDA | n/a | 
| Debt / FCF | 0.19 | 
| Interest Coverage | n/a | 
Financial Efficiency
 Return on equity (ROE) is 8.93%.
 | Return on Equity (ROE) | 8.93% | 
| Return on Assets (ROA) | 0.73% | 
| Return on Invested Capital (ROIC) | n/a | 
| Return on Capital Employed (ROCE) | n/a | 
| Revenue Per Employee | $261,575 | 
| Profits Per Employee | $26,087 | 
| Employee Count | 299 | 
| Asset Turnover | n/a | 
| Inventory Turnover | n/a | 
Taxes
 In the past 12 months, BAFN has paid $3.13 million in taxes.
 | Income Tax | 3.13M | 
| Effective Tax Rate | 25.10% | 
Stock Price Statistics
 The stock price has decreased by -30.52% in the last 52 weeks. The beta is 0.36, so BAFN's price volatility has been lower than the market average.
 | Beta (5Y) | 0.36 | 
| 52-Week Price Change | -30.52% | 
| 50-Day Moving Average | 9.22 | 
| 200-Day Moving Average | 13.75 | 
| Relative Strength Index (RSI) | 40.25 | 
| Average Volume (20 Days) | 9,961 | 
Short Selling Information
 The latest short interest is 8,070, so 0.20% of the outstanding shares have been sold short.
 | Short Interest | 8,070 | 
| Short Previous Month | 6,366 | 
| Short % of Shares Out | 0.20% | 
| Short % of Float | 0.23% | 
| Short Ratio (days to cover) | 0.77 | 
Income Statement
 In the last 12 months, BAFN had revenue of $78.21 million and earned $7.80 million in profits. Earnings per share was $1.89.
 | Revenue | 78.21M | 
| Gross Profit | 78.21M | 
| Operating Income | 13.85M | 
| Pretax Income | 12.47M | 
| Net Income | 7.80M | 
| EBITDA | n/a | 
| EBIT | n/a | 
| Earnings Per Share (EPS) | $1.89 | 
 Full Income StatementBalance Sheet
 The company has $78.58 million in cash and $61.49 million in debt, giving a net cash position of $17.09 million or $4.14 per share.
 | Cash & Cash Equivalents | 78.58M | 
| Total Debt | 61.49M | 
| Net Cash | 17.09M | 
| Net Cash Per Share | $4.14 | 
| Equity (Book Value) | 108.22M | 
| Book Value Per Share | 22.37 | 
| Working Capital | -1.13B | 
 Full Balance SheetCash Flow
 In the last 12 months, operating cash flow was $325.70 million and capital expenditures -$562,000, giving a free cash flow of $325.14 million.
 | Operating Cash Flow | 325.70M | 
| Capital Expenditures | -562,000 | 
| Free Cash Flow | 325.14M | 
| FCF Per Share | $78.66 | 
 Full Cash Flow StatementMargins
  | Gross Margin | n/a | 
| Operating Margin | 17.71% | 
| Pretax Margin | 15.95% | 
| Profit Margin | 11.94% | 
| EBITDA Margin | n/a | 
| EBIT Margin | n/a | 
| FCF Margin | 415.72% | 
Dividends & Yields
 This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 3.60%.
 | Dividend Per Share | $0.32 | 
| Dividend Yield | 3.60% | 
| Dividend Growth (YoY) | n/a | 
| Years of Dividend Growth | n/a | 
| Payout Ratio | 12.72% | 
| Buyback Yield | 0.25% | 
| Shareholder Yield | 3.77% | 
| Earnings Yield | 20.72% | 
| FCF Yield | 863.89% | 
 Dividend DetailsAnalyst Forecast
  | Price Target | n/a | 
| Price Target Difference | n/a | 
| Analyst Consensus | n/a | 
| Analyst Count | n/a | 
| Revenue Growth Forecast (5Y) | n/a | 
| EPS Growth Forecast (5Y) | n/a | 
 Fair Value
 There are several formulas that can be used to estimate the intrinsic value of a stock.
 | Lynch Fair Value |  | 
| Lynch Upside |  | 
| Graham Number |  | 
| Graham Upside |  | 
Stock Splits
 The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.
 | Last Split Date | May 12, 2021 | 
| Split Type | Forward | 
| Split Ratio | 1.5:1 | 
Scores
  | Altman Z-Score | n/a | 
| Piotroski F-Score | 4 |