BayFirst Financial Corp. (BAFN)

BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $28.96 million. The enterprise value is -$157.20 million.

Market Cap	28.96M
Enterprise Value	-157.20M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	May 30, 2025

Share Statistics

BAFN has 4.11 million shares outstanding. The number of shares has decreased by -10.04% in one year.

Current Share Class	4.11M
Shares Outstanding	4.11M
Shares Change (YoY)	-10.04%
Shares Change (QoQ)	-0.18%
Owned by Insiders (%)	14.87%
Owned by Institutions (%)	15.75%
Float	3.50M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.73
Forward PS	n/a
PB Ratio	0.40
P/TBV Ratio	0.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -23.11%.

Return on Equity (ROE)	-23.11%
Return on Assets (ROA)	-1.77%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.42%
Revenue Per Employee	$274,965
Profits Per Employee	-$169,986
Employee Count	144
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-7.89M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -58.52% in the last 52 weeks. The beta is 0.30, so BAFN's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-58.52%
50-Day Moving Average	7.26
200-Day Moving Average	10.48
Relative Strength Index (RSI)	50.62
Average Volume (20 Days)	16,449

Short Selling Information

The latest short interest is 11,714, so 0.29% of the outstanding shares have been sold short.

Short Interest	11,714
Short Previous Month	12,541
Short % of Shares Out	0.29%
Short % of Float	0.33%
Short Ratio (days to cover)	0.78

Income Statement

In the last 12 months, BAFN had revenue of $39.60 million and -$24.48 million in losses. Loss per share was -$5.93.

Revenue	39.60M
Gross Profit	39.60M
Operating Income	-21.68M
Pretax Income	-30.83M
Net Income	-24.48M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$5.93

Balance Sheet

The company has $206.98 million in cash and $20.82 million in debt, with a net cash position of $186.16 million or $45.32 per share.

Cash & Cash Equivalents	206.98M
Total Debt	20.82M
Net Cash	186.16M
Net Cash Per Share	$45.32
Equity (Book Value)	87.57M
Book Value Per Share	17.49
Working Capital	-976.07M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	-54.75%
Pretax Margin	-77.86%
Profit Margin	-57.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.16, which amounts to a dividend yield of 2.27%.

Dividend Per Share	$0.16
Dividend Yield	2.27%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	10.04%
Shareholder Yield	12.31%
Earnings Yield	-84.52%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 12, 2021
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a