Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
342.63
+1.13 (0.33%)
May 29, 2026, 4:00 PM EDT - Market closed
Credicorp Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 15,107 | 14,717 | 14,115 | 12,938 | 11,518 | 9,360 |
Net Interest Income Growth | 5.93% | 4.26% | 9.10% | 12.33% | 23.06% | 9.23% |
Non-Interest Income | 9,181 | 9,092 | 8,027 | 7,202 | 6,117 | 5,273 |
Non-Interest Income Growth | 15.25% | 13.27% | 11.46% | 17.73% | 16.01% | 6.37% |
Revenues Before Loan Losses | 24,289 | 23,809 | 22,142 | 20,140 | 17,635 | 14,632 |
Provision for Credit Losses | 1,287 | - | - | - | 2,159 | 1,559 |
| 23,002 | 23,809 | 22,142 | 20,140 | 15,477 | 13,073 | |
Revenue Growth (YoY) | 23.58% | 7.53% | 9.94% | 30.13% | 18.38% | 75.58% |
Compensation Expenses | 5,533 | 5,435 | 4,676 | 4,265 | 4,053 | 3,668 |
Selling, General & Admin | 4,283 | 4,091 | 4,184 | 3,803 | 3,505 | 2,954 |
Other Non-Interest Expenses | 931.47 | 1,462 | 1,514 | 1,266 | 1,063 | 1,118 |
Total Non-Interest Expense | 10,747 | 10,988 | 10,374 | 9,334 | 8,621 | 7,741 |
Pretax Income | 10,347 | 9,948 | 7,825 | 6,848 | 6,856 | 5,333 |
Provision for Income Taxes | 2,969 | 2,865 | 2,201 | 1,888 | 2,111 | 1,661 |
Net Income | 7,211 | 6,925 | 5,501 | 4,866 | 4,633 | 3,585 |
Minority Interest in Earnings | 167.12 | 157.28 | 122 | 94.34 | 112.29 | 87.25 |
Net Income to Common | 7,211 | 6,925 | 5,501 | 4,866 | 4,633 | 3,585 |
Net Income Growth | 25.03% | 25.89% | 13.07% | 5.02% | 29.25% | 933.34% |
Shares Outstanding (Basic) | 79 | 79 | 79 | 79 | 80 | 79 |
Shares Outstanding (Diluted) | 79 | 80 | 80 | 80 | 80 | 80 |
Shares Change (YoY) | -0.08% | -0.11% | -0.05% | -0.05% | 0.03% | 0.07% |
EPS (Basic) | 90.67 | 87.25 | 69.24 | 61.22 | 58.44 | 45.09 |
EPS (Diluted) | 90.58 | 87.08 | 69.09 | 61.08 | 58.32 | 44.99 |
EPS Growth | 25.08% | 26.04% | 13.11% | 4.73% | 29.63% | 931.88% |
Shares Outstanding | 79.45 | 79.37 | 79.43 | 79.54 | 79.53 | 79.52 |
Free Cash Flow | - | 8,138 | 14,142 | 3,720 | -1,415 | 3,853 |
Free Cash Flow Growth | - | -42.45% | 280.18% | - | - | -69.33% |
Free Cash Flow Per Share | - | 102.32 | 177.62 | 46.70 | -17.75 | 48.36 |
Dividends Per Share | 50.000 | 50.000 | 39.900 | 35.000 | 25.000 | 15.000 |
Dividend Growth | - | 25.31% | 14.00% | 40.00% | 66.67% | 200.00% |
Profit Margin | 32.08% | 29.75% | 25.40% | 24.63% | 30.66% | 28.09% |
FCF Margin | - | 34.18% | 63.87% | 18.47% | -9.14% | 29.47% |
EBITDA | - | 901.95 | 722.57 | 667.12 | 690.61 | 690.56 |
EBITDA Margin | - | 3.79% | 3.26% | 3.31% | 4.46% | 5.28% |
Effective Tax Rate | 28.70% | 28.80% | 28.13% | 27.58% | 30.78% | 31.15% |