Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
355.90
+7.97 (2.29%)
At close: Nov 9, 2026, 4:00 PM EST
357.50
+1.60 (0.45%)
Pre-market: Nov 10, 2026, 4:58 AM EST
Credicorp Financials Overview
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 22,697 | 20,700 | 18,199 | 16,183 | 15,188 | 13,073 |
Revenue Growth | 11.85% | 13.74% | 12.46% | 6.55% | 16.17% | 75.61% |
Net Income Net Income Growth | 7,562 | 6,925 | 5,501 | 4,866 | 4,648 | 3,585 |
Earnings Per Share EPS Growth | 95.21 | 87.08 | 69.09 | 61.08 | 58.32 | 44.99 |
EPS Growth | 17.16% | 26.04% | 13.11% | 4.73% | 29.63% | 931.88% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Universal Banking - Banco De Crédito Del Perú Universal Banking - Banco De Crédito Del Perú Growth | 14,450 | 12,815 | 11,287 | 9,519 | 8,420 |
Universal Banking - Banco De Crédito De Bolivia Universal Banking - Banco De Crédito De Bolivia Growth | 377 | 433 | 392 | 423 | 477 |
Insurance and Pension Funds - Pacífico Seguros and Subsidiaries Insurance and Pension Funds - Pacífico Seguros and Subsidiaries Growth | 1,754 | 1,234 | 1,237 | 1,059 | 838 |
Insurance and Pension Funds - Prima AFP Insurance and Pension Funds - Prima AFP Growth | 404 | 381 | 383 | 354 | 402 |
Microfinance - Mibanco Microfinance - Mibanco Growth | 1,869 | 1,517 | 1,397 | 1,573 | 1,344 |
Microfinance - Mibanco Colombia (Incl. Edyficar S.A.S.) Microfinance - Mibanco Colombia (Incl. Edyficar S.A.S.) Growth | 393 | 268 | 175 | 236 | 260 |
Investment Management and Advisory Investment Management and Advisory Growth | 1,064 | 951 | 891 | 764 | 857 |
Others Others Growth | 325 | 276 | 200 | 913 | 126 |
Eliminations Eliminations Growth | -168 | -100 | -114 | - | - |
Total Total Growth | 20,468 | 17,775 | 15,848 | 14,841 | 12,724 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 50,787 | 30,837 | 26,986 | 14,017 | 14,216 | 46,236 |
Total Debt Total Debt Growth | 32,615 | 34,605 | 38,308 | 38,446 | 40,835 | 47,705 |
Net Cash (Debt) Net Cash Growth | 18,171 | -3,768 | -11,322 | -24,430 | -26,619 | -1,469 |
Net Cash Growth | 80.38% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 228.80 | -47.37 | -142.21 | -306.69 | -334.00 | -18.44 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | -8,642 | 1,236 | 1,808 | -1,105 | 1,487 |
Capital Expenditures CapEx Growth | - | -284.71 | -310.14 | -322.37 | -192.7 | -107.79 |
Free Cash Flow Free Cash Flow Growth | - | -8,927 | 925.5 | 1,486 | -1,298 | 1,379 |
Free Cash Flow Growth | - | - | -37.71% | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 33.31% | 33.46% | 30.23% | 30.07% | 30.60% | 27.42% |
FCF Margin | - | -43.12% | 5.08% | 9.18% | -8.55% | 10.55% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 14.861 | 50.000 | 39.900 | 35.000 | 25.000 | 15.000 |
Dividend Per Share Growth | 32.94% | 25.31% | 14.00% | 40.00% | 66.67% | 200.00% |
Dividend Yield | 4.18% | 5.18% | 5.77% | 6.28% | 4.84% | 3.08% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.82 | 11.07 | 9.98 | 9.10 | 8.84 | 10.81 |
Forward PE | 11.35 | 10.60 | 8.71 | 9.10 | 8.02 | 9.07 |
P/FCF Ratio | - | - | 59.34 | 29.80 | - | 28.09 |
PS Ratio | 4.27 | 3.70 | 3.02 | 2.74 | 2.71 | 2.96 |