Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
400.00
+16.07 (4.19%)
Jul 30, 2026, 12:06 PM EDT - Market open
Credicorp Financials Overview
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 22,636 | 23,809 | 22,142 | 20,140 | 15,477 | 13,073 |
Revenue Growth | 113.17% | 7.53% | 9.94% | 30.13% | 18.38% | 75.58% |
Net Income Net Income Growth | 7,211 | 6,925 | 5,501 | 4,866 | 4,633 | 3,585 |
Earnings Per Share EPS Growth | 90.58 | 87.08 | 69.09 | 61.08 | 58.32 | 44.99 |
EPS Growth | 25.08% | 26.04% | 13.11% | 4.73% | 29.63% | 931.88% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Universal Banking - Banco De Crédito Del Perú Universal Banking - Banco De Crédito Del Perú Growth | 15,084 | 14,450 | 12,815 | 11,287 | 9,519 | 8,420 |
Universal Banking - Banco De Crédito De Bolivia Universal Banking - Banco De Crédito De Bolivia Growth | 368 | 377 | 433 | 392 | 423 | 477 |
Insurance and Pension Funds - Pacífico Seguros and Subsidiaries Insurance and Pension Funds - Pacífico Seguros and Subsidiaries Growth | 1,873 | 1,754 | 1,234 | 1,237 | 1,059 | 838 |
Insurance and Pension Funds - Prima AFP Insurance and Pension Funds - Prima AFP Growth | 422 | 404 | 381 | 383 | 354 | 402 |
Microfinance - Mibanco Microfinance - Mibanco Growth | 1,981 | 1,869 | 1,517 | 1,397 | 1,573 | 1,344 |
Microfinance - Mibanco Colombia (Incl. Edyficar S.A.S.) Microfinance - Mibanco Colombia (Incl. Edyficar S.A.S.) Growth | 439 | 393 | 268 | 175 | 236 | 260 |
Investment Management and Advisory Investment Management and Advisory Growth | 1,086 | 1,064 | 951 | 891 | 764 | 857 |
Others Others Growth | 126 | 325 | 276 | 200 | 913 | 126 |
Eliminations Eliminations Growth | -219 | -168 | -100 | -114 | - | - |
Total Total Growth | 21,160 | 20,468 | 17,775 | 15,848 | 14,841 | 12,724 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 50,688 | 49,044 | 47,655 | 33,931 | 34,184 | 39,321 |
Total Debt Total Debt Growth | 14,751 | 14,026 | 17,268 | 14,595 | 17,007 | 17,823 |
Net Cash (Debt) Net Cash Growth | -14,751 | -14,026 | -17,268 | -14,595 | -17,007 | -17,823 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -185.72 | -176.35 | -216.89 | -183.22 | -213.40 | -223.69 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,606 | 8,606 | 14,522 | 4,080 | -1,135 | 3,973 |
Capital Expenditures CapEx Growth | -468.27 | -468.27 | -380.54 | -360.04 | -279.83 | -119.86 |
Free Cash Flow Free Cash Flow Growth | 8,138 | 8,138 | 14,142 | 3,720 | -1,415 | 3,853 |
Free Cash Flow Growth | -42.45% | -42.45% | 280.18% | - | - | -69.33% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 45.71% | 41.78% | 35.34% | 34.00% | 44.30% | 40.79% |
Profit Margin | 32.59% | 29.75% | 25.40% | 24.63% | 30.66% | 28.09% |
FCF Margin | 0.00% | 34.18% | 63.87% | 18.47% | -9.14% | 29.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 14.685 | 50.000 | 39.900 | 35.000 | 25.000 | 15.000 |
Dividend Per Share Growth | 5.10% | 25.31% | 14.00% | 40.00% | 66.67% | 200.00% |
Dividend Yield | 3.82% | 4.15% | 6.72% | 4.53% | 2.92% | 1.03% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.78 | 11.09 | 9.94 | 9.07 | 8.85 | 10.82 |
Forward PE | 12.77 | 10.60 | 8.71 | 9.10 | 8.02 | 9.07 |
P/FCF Ratio | - | 9.42 | 3.86 | 11.84 | - | 10.05 |
PS Ratio | 5.08 | 3.22 | 2.46 | 2.19 | 2.65 | 2.96 |