Beacon Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,013	767.55	587.93	533.74	328.77	297.93
Interest Income on Investments	98.16	65.23	40.59	43.55	16.42	13.6
Total Interest Income	1,111	832.79	628.52	577.29	345.19	311.53
Interest Paid on Deposits	356.36	280.5	232.96	175.67	29.59	20.71
Interest Paid on Borrowings	42.08	49.18	65.97	61.91	15.82	8.44
Total Interest Expense	398.43	329.68	298.94	237.58	45.42	29.16
Net Interest Income	712.57	503.11	329.59	339.71	299.77	282.37
Net Interest Income Growth	108.04%	52.65%	-2.98%	13.32%	6.16%	8.54%
Trust Income	16.16	9.75	5.99	4.62	-	-
Gain (Loss) on Sale of Investments	0.04	-0.01	0.36	1.37	0.22	-0.04
Other Non-Interest Income	28.45	14.85	8.13	11.41	12.97	12.71
Total Non-Interest Income	88.24	49.88	25.97	31.6	28.25	26.99
Non-Interest Income Growth	255.43%	92.04%	-17.79%	11.86%	4.65%	9.52%
Revenues Before Loan Losses	800.81	552.99	355.56	371.31	328.02	309.36
Provision for Loan Losses	41.32	41.38	22	37.87	8.53	-7.84
Revenue	759.5	511.61	333.56	333.44	319.49	317.2
Revenue Growth	119.89%	53.38%	0.03%	4.37%	0.72%	42.29%
Salaries and Employee Benefits	187.7	187.7	139.82	134.8	109.83	103.81
Occupancy Expenses	27.48	18.58	13.07	11.68	9.7	8.8
Federal Deposit Insurance	11.55	7.81	8.04	7.84	3.18	2.98
Amortization of Goodwill & Intangibles	29.02	15.23	6.75	7.84	0.49	0.88
Selling, General & Administrative	174.62	73.58	52.63	51.58	40.83	36.33
Other Non-Interest Expense	36.06	25.16	17.35	18.38	13.26	9.82
Total Non-Interest Expense	466.43	328.05	237.66	232.11	177.29	162.61
EBT Excluding Unusual Items	293.07	183.56	95.89	101.33	142.2	154.59
Pretax Income	219.76	121.86	91.69	93.91	139.95	154.59
Income Tax Expense	59.97	31.59	22.98	18.92	30.21	39.15
Earnings From Continuing Operations	159.79	90.27	68.72	75	109.74	115.44
Net Income	159.79	90.27	68.72	75	109.74	115.44
Net Income to Common	159.79	90.27	68.72	75	109.74	115.44
Net Income Growth	102.77%	31.37%	-8.38%	-31.66%	-4.93%	142.34%
Basic Shares Outstanding	85	87	89	88	77	78
Diluted Shares Outstanding	85	88	89	88	77	78
Shares Change	-5.17%	-1.79%	0.96%	14.35%	-1.14%	-1.09%
EPS (Basic)	1.89	1.03	0.77	0.85	1.42	1.48
EPS (Diluted)	1.88	1.03	0.77	0.85	1.42	1.48
EPS Growth	114.11%	33.77%	-9.41%	-40.14%	-4.05%	146.67%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.290	0.915	0.540	0.540	0.530	0.480
Dividend Growth	138.89%	69.44%	0%	1.89%	10.42%	4.35%
Effective Tax Rate	27.29%	25.92%	25.06%	20.14%	21.58%	25.33%