California BanCorp (BCAL)

California BanCorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	169.09	122.98	94.14	70.97	54.73
Net Interest Income Growth	37.49%	30.64%	32.64%	29.68%	21.85%
Non-Interest Income	11.09	4.76	3.38	5.98	4.17
Non-Interest Income Growth	132.88%	40.87%	-43.50%	43.33%	4.01%
Revenues Before Loan Losses	180.18	127.74	97.52	76.95	58.9
Provision for Credit Losses	-8.82	21.69	0.92	3.78	0
Revenue	189	106.05	96.6	73.18	58.9
Revenue Growth (YoY)	78.21%	9.78%	32.01%	24.24%	33.71%
Compensation Expenses	62.29	49.85	39.25	29.1	26.03
Selling, General & Admin	23.6	18.76	16.33	9.92	9.02
Other Non-Interest Expenses	15.16	29.19	4.16	5.65	5.39
Total Non-Interest Expense	101.04	97.79	59.75	44.67	40.44
Pretax Income	87.96	8.26	36.86	29.91	18.46
Provision for Income Taxes	24.9	2.83	10.95	8.8	5.09
Net Income	63.06	5.43	25.91	21.11	13.37
Net Income to Common	63.06	5.43	25.91	21.11	13.37
Net Income Growth	1060.65%	-79.03%	22.75%	57.90%	210.67%
Shares Outstanding (Basic)	33	24	18	8,306	8,223
Shares Outstanding (Diluted)	33	25	19	8,404	8,293
Shares Change (YoY)	32.99%	31.98%	-99.78%	1.34%	1.52%
EPS (Basic)	1.95	0.22	1.42	2.54	1.63
EPS (Diluted)	1.93	0.22	1.39	2.51	1.63
EPS Growth	777.27%	-84.17%	-44.62%	53.99%	207.55%
Free Cash Flow	-8.82	49.74	32.8	28.51	16.03
Free Cash Flow Growth	-	51.65%	15.05%	77.88%	42.52%
Free Cash Flow Per Share	-0.27	2.02	1.76	0.00	0.00
Dividends Per Share	0.100	-	-	-	-
Profit Margin	33.36%	5.12%	26.82%	28.84%	22.70%
FCF Margin	-4.67%	46.90%	33.95%	38.96%	27.21%
EBITDA	0	3.64	1.92	1.48	1.57
EBITDA Margin	0.00%	3.43%	1.99%	2.02%	2.66%
Effective Tax Rate	28.31%	34.25%	29.70%	29.42%	27.59%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q