California BanCorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	195.91	159.96	113.95	86.37	66.21
Interest Income on Investments	30.07	19.84	9.57	7.21	1.56
Total Interest Income	225.98	179.8	123.52	93.58	67.77
Interest Paid on Deposits	52.26	52.76	26.87	4.59	2.05
Interest Paid on Borrowings	4.63	4.05	2.52	1.2	1.31
Total Interest Expense	56.89	56.81	29.38	5.79	3.36
Net Interest Income	169.09	122.98	94.14	87.79	64.41
Net Interest Income Growth (YoY)	37.49%	30.64%	7.24%	36.29%	40.19%
Gain (Loss) on Sale of Assets	-0	-0.02	-	-0.77	-0
Gain (Loss) on Sale of Investments	-	-	-0.97	-0.99	0.05
Other Non-Interest Income	5.54	2.98	2.32	3.07	2.73
Total Non-Interest Income	10.69	4.39	3.38	3.68	4.51
Non-Interest Income Growth (YoY)	143.28%	29.98%	-8.05%	-18.59%	96.60%
Revenues Before Loan Losses	179.78	127.38	97.52	91.46	68.93
Provision for Loan Losses	-8.82	21.69	0.92	5.96	1.2
Revenue	188.6	105.69	96.6	85.51	67.73
Revenue Growth (YoY)	78.45%	9.40%	12.98%	26.25%	55.02%
Salaries and Employee Benefits	62.29	43.6	34.73	33.39	29.38
Occupancy Expenses	8.6	3.64	3.2	3.46	3.12
Federal Deposit Insurance	-	1.71	1.51	-	-
Amortization of Goodwill & Intangibles	3.79	1.88	0.39	0.44	0.36
Selling, General & Administrative	12.72	18.27	16.01	14.58	14.33
Other Non-Interest Expense	10.69	5.78	3.78	4.95	3.9
Total Non-Interest Expense	99.01	80.13	59.61	56.82	51.09
EBT Excluding Unusual Items	89.59	25.56	36.99	28.69	16.64
Asset Writedown	-	-0.08	-0.13	-	-
Legal Settlements	-2.04	-	-	-5.53	-
Other Unusual Items	-	-1.3	-	-	-
Pretax Income	87.96	8.26	36.86	21.98	14.19
Income Tax Expense	24.9	2.83	10.95	5.87	3.48
Net Income	63.06	5.43	25.91	16.11	10.71
Net Income to Common	63.06	5.43	25.91	16.11	10.71
Net Income Growth	1060.65%	-79.03%	60.80%	50.46%	126.79%
Basic Shares Outstanding	32	24	18	18	14
Diluted Shares Outstanding	33	25	19	18	15
Shares Change (YoY)	32.99%	31.98%	2.35%	22.23%	53.73%
EPS (Basic)	1.95	0.22	1.42	0.90	0.74
EPS (Diluted)	1.93	0.22	1.39	0.88	0.72
EPS Growth	777.28%	-84.17%	57.95%	22.22%	46.94%
Dividend Per Share	0.100	-	-	-	-
Effective Tax Rate	28.31%	34.25%	29.70%	26.70%	24.51%

Updated Jan 28, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q