California BanCorp (BCAL)
NASDAQ: BCAL · Real-Time Price · USD
22.06
-0.02 (-0.09%)
Nov 10, 2026, 4:00 PM EST - Market closed
California BanCorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 266.65 | 399.91 | 388.16 | 86.79 | 86.76 | 580.01 |
Investment Securities | 52.67 | 71.87 | 82.26 | 73.07 | 103.76 | 27.96 |
Mortgage-Backed Securities | 318.9 | 225.87 | 120.94 | 117.94 | 67.72 | 27.6 |
Total Investments | 371.57 | 297.75 | 203.2 | 191 | 171.48 | 55.57 |
Gross Loans | 3,149 | 3,068 | 3,199 | 1,961 | 1,903 | 1,505 |
Allowance for Loan Losses | -33.72 | -34.35 | -50.54 | -22.57 | -17.1 | -11.66 |
Other Adjustments to Gross Loans | - | -34.1 | -60.3 | -3.7 | -5.1 | - |
Net Loans | 3,115 | 3,000 | 3,089 | 1,935 | 1,881 | 1,493 |
Property, Plant & Equipment | 27.74 | 27.21 | 27.95 | 22.56 | 22.94 | 27.71 |
Goodwill | 110.93 | 110.93 | 111.79 | 37.8 | 37.8 | 36.78 |
Other Intangible Assets | 16.1 | 18.48 | 22.27 | 1.2 | 1.58 | 2.02 |
Loans Held for Sale | 15.39 | 25.11 | 17.18 | 7.35 | 9.03 | - |
Accrued Interest Receivable | 44 | 26.77 | 27.47 | 12.02 | 6.87 | 4.14 |
Long-Term Deferred Tax Assets | 30.49 | 29.04 | 43.13 | 11.14 | 10.7 | 5.07 |
Other Real Estate Owned & Foreclosed | 8.61 | - | 4.08 | - | - | - |
Other Long-Term Assets | 99.38 | 83.34 | 82.5 | 46.89 | 48.87 | 48.26 |
Total Assets | 4,106 | 4,033 | 4,032 | 2,360 | 2,284 | 2,260 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,215 | 2,127 | 2,061 | 1,146 | 923.41 | 986.16 |
Institutional Deposits | - | 65.07 | 80.6 | 122.6 | 84.6 | - |
Non-Interest Bearing Deposits | 1,262 | 1,178 | 1,257 | 675.1 | 923.9 | 986.94 |
Total Deposits | 3,476 | 3,371 | 3,399 | 1,944 | 1,932 | 1,973 |
Short-Term Borrowings | - | - | - | 85 | 50 | - |
Current Portion of Leases | - | 3.69 | - | - | - | - |
Accrued Interest Payable | 26.74 | 0.68 | 4.34 | 0.48 | 0.22 | 0.07 |
Long-Term Debt | - | 33.83 | 69.73 | 17.87 | 17.77 | 20.41 |
Long-Term Leases | 19.37 | 15.25 | 18.31 | 12.12 | 11.06 | 9 |
Other Long-Term Liabilities | 1.75 | 32.77 | 28.68 | 13.09 | 12.63 | 10.76 |
Total Liabilities | 3,524 | 3,457 | 3,520 | 2,072 | 2,024 | 2,013 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 430.9 | 442.39 | 442.47 | 222.04 | 218.28 | 214.16 |
Retained Earnings | 167.54 | 135.81 | 76.01 | 70.58 | 48.52 | 32.4 |
Comprehensive Income & Other | -17.08 | -1.62 | -6.64 | -4.46 | -6.44 | -0.04 |
Total Common Equity | 581.35 | 576.59 | 511.84 | 288.15 | 260.36 | 246.53 |
Shareholders' Equity | 581.35 | 576.59 | 511.84 | 288.15 | 260.36 | 246.53 |
Total Liabilities & Equity | 4,106 | 4,033 | 4,032 | 2,360 | 2,284 | 2,260 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 19.37 | 52.77 | 88.04 | 114.98 | 78.83 | 29.41 |
Net Cash (Debt) | 247.28 | 347.15 | 300.13 | -28.19 | 7.94 | 550.6 |
Net Cash Growth | -51.19% | 15.67% | - | - | -98.56% | 1218.10% |
Net Cash Per Share | 7.59 | 10.60 | 12.19 | -1.51 | 0.44 | 36.92 |
Filing Date Shares Outstanding | 31.95 | 32.33 | 32.4 | 18.43 | 17.96 | 17.71 |
Total Common Shares Outstanding | 31.95 | 32.42 | 32.27 | 18.37 | 17.94 | 17.71 |
Book Value Per Share | 18.19 | 17.79 | 15.86 | 15.69 | 14.51 | 13.92 |
Tangible Book Value | 454.32 | 447.17 | 377.78 | 249.15 | 220.97 | 207.72 |
Tangible Book Value Per Share | 14.22 | 13.79 | 11.71 | 13.56 | 12.32 | 11.73 |