California BanCorp. (BCAL)

California BanCorp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	104.73	86.79	86.76	580.01	250.82	90.85
Investment Securities	72.4	73.07	103.76	27.96	19.27	9.75
Mortgage-Backed Securities	112.25	117.94	67.72	27.6	5.43	6.6
Total Investments	184.65	191	171.48	55.57	24.7	16.34
Gross Loans	1,881	1,961	1,903	1,505	1,234	679.63
Allowance for Loan Losses	-23.79	-22.57	-17.1	-11.66	-10.26	-5.36
Other Adjustments to Gross Loans	-3	-3.7	-5.1	-	-	-2.98
Net Loans	1,854	1,935	1,881	1,493	1,224	671.29
Property, Plant & Equipment	21.04	22.56	22.94	27.71	15.05	9.47
Goodwill	37.8	37.8	37.8	36.78	19.72	16.22
Other Intangible Assets	1.07	1.2	1.58	2.02	1.88	2.21
Loans Held for Sale	6.98	7.35	9.03	-	-	-
Accrued Interest Receivable	7.66	7.3	6.87	4.14	6.13	2.19
Long-Term Deferred Tax Assets	11.08	11.14	10.7	5.07	6.3	-
Other Long-Term Assets	55.41	51.61	48.87	48.26	26.2	18.25
Total Assets	2,294	2,360	2,284	2,260	1,579	830.19
Interest Bearing Deposits	1,138	1,146	923.41	986.16	609.26	400.36
Institutional Deposits	131.69	122.57	84.6	-	51.56	65.74
Non-Interest Bearing Deposits	666.61	675.1	923.9	986.94	533.92	205.81
Total Deposits	1,936	1,944	1,932	1,973	1,195	671.91
Short-Term Borrowings	25	85	50	-	10	-
Current Portion of Leases	1.97	2.73	-	-	-	-
Accrued Interest Payable	1.28	0.48	0.22	0.07	0.45	0.29
Long-Term Debt	17.91	17.87	17.77	20.41	189.65	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	30
Long-Term Leases	8.96	9.39	11.06	9	9.4	5.02
Other Long-Term Liabilities	9.49	13.09	12.63	10.76	5.93	2.45
Total Liabilities	2,000	2,072	2,024	2,013	1,410	709.66
Common Stock	224.01	222.04	218.28	214.16	146.9	103.25
Retained Earnings	75.7	70.58	48.52	32.4	21.69	16.97
Comprehensive Income & Other	-6.49	-4.46	-6.44	-0.04	0.3	0.3
Total Common Equity	293.22	288.15	260.36	246.53	168.89	120.52
Shareholders' Equity	293.22	288.15	260.36	246.53	168.89	120.52
Total Liabilities & Equity	2,294	2,360	2,284	2,260	1,579	830.19
Total Debt	53.84	114.98	78.83	29.41	209.05	35.02
Net Cash (Debt)	50.89	-28.19	7.94	550.6	41.77	55.83
Net Cash Growth	-17.14%	-	-98.56%	1218.10%	-25.18%	76.32%
Net Cash Per Share	2.71	-1.51	0.44	36.92	4.31	6.47
Filing Date Shares Outstanding	18.55	18.43	17.96	17.71	13.27	9.41
Total Common Shares Outstanding	18.55	18.37	17.94	17.71	13.27	9.41
Book Value Per Share	15.81	15.69	14.51	13.92	12.73	12.81
Tangible Book Value	254.35	249.15	220.97	207.72	147.29	102.09
Tangible Book Value Per Share	13.71	13.56	12.32	11.73	11.10	10.85

Source: S&P Capital IQ. Banks template. Financial Sources.