California BanCorp (BCAL)

California BanCorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	60	63.06	5.43	25.91	21.11	13.37
Depreciation & Amortization	5.3	5.62	3.64	1.92	1.48	1.57
Provision for Credit Losses	-7	-8.82	21.69	0.92	3.78	0
Stock-Based Compensation	5.7	5.82	6.24	4.52	1.76	1.28
Net Change in Loans Held-for-Sale	-	0.61	0.45	2.65	-	-
Other Adjustments	-12.38	-13.29	-9.25	-1.96	-3.73	-4.14
Changes in Accrued Interest and Accounts Receivable	-	-	-	-	3.22	2.95
Changes in Accounts Payable	-	-	-	-	1.05	1.18
Changes in Other Operating Activities	5.75	4.3	22.09	-0.84	-	-
Operating Cash Flow	58.84	57.29	50.29	33.1	28.66	16.21
Operating Cash Flow Growth	19.54%	13.91%	51.93%	15.49%	76.83%	9.87%
Net Change in Loans Held-for-Investment	146.14	111.86	158.39	-59.28	-216.19	-7.58
Net Change in Securities and Investments	-164.32	-84.07	19.97	-19.34	-55.36	-49.25
Payments for Business Acquisitions	-	-	336.3	-	-	-
Capital Expenditures	-0.48	-0.35	-0.55	-0.3	-0.15	-0.18
Other Investing Activities	3.04	2.31	10.54	-	-0.26	-2
Investing Cash Flow	-80.04	29.75	524.66	-78.93	-271.97	-59.01
Net Change in Deposits	50.99	-28.14	-187.56	11.62	111.6	147.93
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	-50	35
Long-Term Debt Issued	10	-	-	92	-	29.22
Long-Term Debt Repaid	-39	-38	-85	-57	-56.39	-117.66
Net Long-Term Debt Issued (Repaid)	-29	-38	-85	35	-56.39	-88.43
Issuance of Common Stock	0.32	0.13	0.95	0.13	0.02	0.24
Repurchase of Common Stock	-10.34	-6.03	-1.97	-0.89	-	-
Net Common Stock Issued (Repurchased)	-10.02	-5.9	-1.02	-0.76	0.02	0.24
Common Dividends Paid	-3.25	-3.25	-	-	-	-
Financing Cash Flow	-6.9	-75.29	-273.58	45.86	5.24	94.74
Net Cash Flow	-28.1	11.75	301.37	0.03	-238.07	51.94
Free Cash Flow	58.37	56.94	49.74	32.8	28.51	16.03
Free Cash Flow Growth	2.50%	14.48%	51.65%	15.05%	77.88%	42.52%
FCF Margin	31.50%	30.13%	46.90%	33.95%	38.96%	27.21%
Free Cash Flow Per Share	1.78	1.74	2.02	1.76	0.00	0.00
Levered Free Cash Flow	41.56	34.62	-54.4	61.68	-29.69	-69.55
Unlevered Free Cash Flow	10.57	9.56	25.17	0.77	5.59	5.51

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q