California BanCorp (BCAL)

California BanCorp Statistics

Total Valuation

BCAL has a market cap or net worth of $598.03 million. The enterprise value is $240.30 million.

Market Cap	598.03M
Enterprise Value	240.30M

Important Dates

The last earnings date was Tuesday, April 28, 2026, before market open.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Mar 24, 2026

Share Statistics

BCAL has 32.15 million shares outstanding. The number of shares has increased by 16.53% in one year.

Current Share Class	32.15M
Shares Outstanding	32.15M
Shares Change (YoY)	+16.53%
Shares Change (QoQ)	-0.34%
Owned by Insiders (%)	17.52%
Owned by Institutions (%)	53.33%
Float	22.70M

Valuation Ratios

The trailing PE ratio is 10.16 and the forward PE ratio is 11.14.

PE Ratio	10.16
Forward PE	11.14
PS Ratio	3.23
Forward PS	3.17
PB Ratio	1.07
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	4.01
EV / Sales	1.30
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.82%.

Return on Equity (ROE)	10.82%
Return on Assets (ROA)	1.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.48%
Revenue Per Employee	$642,378
Profits Per Employee	$208,319
Employee Count	288
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BCAL has paid $23.37 million in taxes.

Income Tax	23.37M
Effective Tax Rate	28.04%

Stock Price Statistics

The stock price has increased by +27.66% in the last 52 weeks. The beta is 0.31, so BCAL's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+27.66%
50-Day Moving Average	18.18
200-Day Moving Average	17.93
Relative Strength Index (RSI)	50.10
Average Volume (20 Days)	163,754

Short Selling Information

The latest short interest is 745,043, so 2.32% of the outstanding shares have been sold short.

Short Interest	745,043
Short Previous Month	923,687
Short % of Shares Out	2.32%
Short % of Float	3.28%
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, BCAL had revenue of $185.01 million and earned $60.00 million in profits. Earnings per share was $1.83.

Revenue	185.01M
Gross Profit	185.01M
Operating Income	92.37M
Pretax Income	83.37M
Net Income	60.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.83

Balance Sheet

The company has $411.14 million in cash and $53.41 million in debt, with a net cash position of $357.74 million or $11.13 per share.

Cash & Cash Equivalents	411.14M
Total Debt	53.41M
Net Cash	357.74M
Net Cash Per Share	$11.13
Equity (Book Value)	577.84M
Book Value Per Share	17.97
Working Capital	-2.94B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	49.93%
Pretax Margin	45.06%
Profit Margin	32.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.15%.

Dividend Per Share	$0.40
Dividend Yield	2.15%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	10.93%
Buyback Yield	-16.53%
Shareholder Yield	-14.41%
Earnings Yield	10.03%
FCF Yield	n/a

Analyst Forecast

The average price target for BCAL is $20.67, which is 11.13% higher than the current price. The consensus rating is "Buy".

Price Target	$20.67
Price Target Difference	11.13%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2