California BanCorp. (BCAL)

California BanCorp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	430.14	388.16	86.79	86.76	580.01	250.82
Investment Securities	77.8	82.26	73.07	103.76	27.96	19.27
Mortgage-Backed Securities	177.89	120.94	117.94	67.72	27.6	5.43
Total Investments	255.69	203.2	191	171.48	55.57	24.7
Gross Loans	3,040	3,199	1,961	1,903	1,505	1,234
Allowance for Loan Losses	-41.11	-50.54	-22.57	-17.1	-11.66	-10.26
Other Adjustments to Gross Loans	-48.3	-60.3	-3.7	-5.1	-	-
Net Loans	2,950	3,089	1,935	1,881	1,493	1,224
Property, Plant & Equipment	25.82	27.95	22.56	22.94	27.71	15.05
Goodwill	110.93	111.79	37.8	37.8	36.78	19.72
Other Intangible Assets	20.38	22.27	1.2	1.58	2.02	1.88
Loans Held for Sale	6.09	17.18	7.35	9.03	-	-
Accrued Interest Receivable	10.83	27.47	12.02	6.87	4.14	6.13
Long-Term Deferred Tax Assets	33.45	43.13	11.14	10.7	5.07	6.3
Other Real Estate Owned & Foreclosed	-	4.08	-	-	-	-
Other Long-Term Assets	94.63	82.5	46.89	48.87	48.26	26.2
Total Assets	3,954	4,032	2,360	2,284	2,260	1,579
Interest Bearing Deposits	2,011	2,061	1,146	923.41	986.16	609.26
Institutional Deposits	83.56	80.59	122.6	84.6	-	51.56
Non-Interest Bearing Deposits	1,218	1,257	675.1	923.9	986.94	533.92
Total Deposits	3,312	3,399	1,944	1,932	1,973	1,195
Short-Term Borrowings	-	-	85	50	-	10
Current Portion of Leases	4.22	5.11	-	-	-	-
Accrued Interest Payable	1.1	4.34	0.48	0.22	0.07	0.45
Long-Term Debt	52.88	69.73	17.87	17.77	20.41	189.65
Long-Term Leases	12.49	13.2	12.12	11.06	9	9.4
Other Long-Term Liabilities	23.15	28.68	13.09	12.63	10.76	5.93
Total Liabilities	3,406	3,520	2,072	2,024	2,013	1,410
Common Stock	444.37	442.47	222.04	218.28	214.16	146.9
Retained Earnings	106.96	76.01	70.58	48.52	32.4	21.69
Comprehensive Income & Other	-3.73	-6.64	-4.46	-6.44	-0.04	0.3
Total Common Equity	547.59	511.84	288.15	260.36	246.53	168.89
Shareholders' Equity	547.59	511.84	288.15	260.36	246.53	168.89
Total Liabilities & Equity	3,954	4,032	2,360	2,284	2,260	1,579
Total Debt	69.6	88.04	114.98	78.83	29.41	209.05
Net Cash (Debt)	360.54	300.13	-28.19	7.94	550.6	41.77
Net Cash Growth	608.48%	-	-	-98.56%	1218.10%	-25.18%
Net Cash Per Share	11.42	12.19	-1.51	0.44	36.92	4.31
Filing Date Shares Outstanding	32.52	32.4	18.43	17.96	17.71	13.27
Total Common Shares Outstanding	32.46	32.27	18.37	17.94	17.71	13.27
Book Value Per Share	16.87	15.86	15.69	14.51	13.92	12.73
Tangible Book Value	416.28	377.78	249.15	220.97	207.72	147.29
Tangible Book Value Per Share	12.82	11.71	13.56	12.32	11.73	11.10

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q