California BanCorp. (BCAL)

California BanCorp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	614.42	86.79	86.76	580.01	250.82	90.85
Investment Securities	88.48	73.07	103.76	27.96	19.27	9.75
Mortgage-Backed Securities	132.83	117.94	67.72	27.6	5.43	6.6
Total Investments	221.31	191	171.48	55.57	24.7	16.34
Gross Loans	3,267	1,961	1,903	1,505	1,234	679.63
Allowance for Loan Losses	-53.55	-22.57	-17.1	-11.66	-10.26	-5.36
Other Adjustments to Gross Loans	-67.6	-3.7	-5.1	-	-	-2.98
Net Loans	3,146	1,935	1,881	1,493	1,224	671.29
Property, Plant & Equipment	29.31	22.56	22.94	27.71	15.05	9.47
Goodwill	112.52	37.8	37.8	36.78	19.72	16.22
Other Intangible Assets	23.03	1.2	1.58	2.02	1.88	2.21
Loans Held for Sale	33.7	7.35	9.03	-	-	-
Accrued Interest Receivable	15.63	7.3	6.87	4.14	6.13	2.19
Long-Term Deferred Tax Assets	45.64	11.14	10.7	5.07	6.3	-
Other Real Estate Owned & Foreclosed	4.08	-	-	-	-	-
Other Long-Term Assets	101.65	51.61	48.87	48.26	26.2	18.25
Total Assets	4,363	2,360	2,284	2,260	1,579	830.19
Interest Bearing Deposits	2,211	1,146	923.41	986.16	609.26	400.36
Institutional Deposits	161.96	122.57	84.6	-	51.56	65.74
Non-Interest Bearing Deposits	1,368	675.1	923.9	986.94	533.92	205.81
Total Deposits	3,741	1,944	1,932	1,973	1,195	671.91
Short-Term Borrowings	-	85	50	-	10	-
Current Portion of Leases	4.06	2.73	-	-	-	-
Accrued Interest Payable	35.44	0.48	0.22	0.07	0.45	0.29
Long-Term Debt	69.14	17.87	17.77	20.41	189.65	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	30
Long-Term Leases	15.15	9.39	11.06	9	9.4	5.02
Other Long-Term Liabilities	-	13.09	12.63	10.76	5.93	2.45
Total Liabilities	3,865	2,072	2,024	2,013	1,410	709.66
Common Stock	441.68	222.04	218.28	214.16	146.9	103.25
Retained Earnings	59.24	70.58	48.52	32.4	21.69	16.97
Comprehensive Income & Other	-2.86	-4.46	-6.44	-0.04	0.3	0.3
Total Common Equity	498.06	288.15	260.36	246.53	168.89	120.52
Shareholders' Equity	498.06	288.15	260.36	246.53	168.89	120.52
Total Liabilities & Equity	4,363	2,360	2,284	2,260	1,579	830.19
Total Debt	88.35	114.98	78.83	29.41	209.05	35.02
Net Cash (Debt)	526.07	-28.19	7.94	550.6	41.77	55.83
Net Cash Growth	829.09%	-	-98.56%	1218.10%	-25.18%	76.32%
Net Cash Per Share	25.33	-1.51	0.44	36.92	4.31	6.47
Filing Date Shares Outstanding	32.17	18.43	17.96	17.71	13.27	9.41
Total Common Shares Outstanding	32.14	18.37	17.94	17.71	13.27	9.41
Book Value Per Share	15.50	15.69	14.51	13.92	12.73	12.81
Tangible Book Value	362.52	249.15	220.97	207.72	147.29	102.09
Tangible Book Value Per Share	11.28	13.56	12.32	11.73	11.10	10.85

Source: S&P Capital IQ. Banks template. Financial Sources.