California BanCorp. (BCAL)

California BanCorp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	559.22	388.16	86.79	86.76	580.01	250.82
Investment Securities	76.41	82.26	73.07	103.76	27.96	19.27
Mortgage-Backed Securities	200.13	120.94	117.94	67.72	27.6	5.43
Total Investments	276.54	203.2	191	171.48	55.57	24.7
Gross Loans	3,034	3,199	1,961	1,903	1,505	1,234
Allowance for Loan Losses	-41.29	-50.54	-22.57	-17.1	-11.66	-10.26
Other Adjustments to Gross Loans	-44	-60.3	-3.7	-5.1	-	-
Net Loans	2,949	3,089	1,935	1,881	1,493	1,224
Property, Plant & Equipment	27.67	27.95	22.56	22.94	27.71	15.05
Goodwill	110.93	111.79	37.8	37.8	36.78	19.72
Other Intangible Assets	19.43	22.27	1.2	1.58	2.02	1.88
Loans Held for Sale	6.69	17.18	7.35	9.03	-	-
Accrued Interest Receivable	11.56	27.47	12.02	6.87	4.14	6.13
Long-Term Deferred Tax Assets	31.93	43.13	11.14	10.7	5.07	6.3
Other Real Estate Owned & Foreclosed	-	4.08	-	-	-	-
Other Long-Term Assets	92.94	82.5	46.89	48.87	48.26	26.2
Total Assets	4,101	4,032	2,360	2,284	2,260	1,579
Interest Bearing Deposits	2,155	2,061	1,146	923.41	986.16	609.26
Institutional Deposits	66.7	80.59	122.6	84.6	-	51.56
Non-Interest Bearing Deposits	1,238	1,257	675.1	923.9	986.94	533.92
Total Deposits	3,460	3,399	1,944	1,932	1,973	1,195
Short-Term Borrowings	-	-	85	50	-	10
Current Portion of Leases	3.63	5.11	-	-	-	-
Accrued Interest Payable	0.56	4.34	0.48	0.22	0.07	0.45
Long-Term Debt	33.44	69.73	17.87	17.77	20.41	189.65
Long-Term Leases	15.53	13.2	12.12	11.06	9	9.4
Other Long-Term Liabilities	23.67	28.68	13.09	12.63	10.76	5.93
Total Liabilities	3,536	3,520	2,072	2,024	2,013	1,410
Common Stock	444.13	442.47	222.04	218.28	214.16	146.9
Retained Earnings	122.64	76.01	70.58	48.52	32.4	21.69
Comprehensive Income & Other	-2.05	-6.64	-4.46	-6.44	-0.04	0.3
Total Common Equity	564.72	511.84	288.15	260.36	246.53	168.89
Shareholders' Equity	564.72	511.84	288.15	260.36	246.53	168.89
Total Liabilities & Equity	4,101	4,032	2,360	2,284	2,260	1,579
Total Debt	52.6	88.04	114.98	78.83	29.41	209.05
Net Cash (Debt)	506.62	300.13	-28.19	7.94	550.6	41.77
Net Cash Growth	-3.70%	-	-	-98.56%	1218.10%	-25.18%
Net Cash Per Share	15.36	12.19	-1.51	0.44	36.92	4.31
Filing Date Shares Outstanding	32.32	32.4	18.43	17.96	17.71	13.27
Total Common Shares Outstanding	32.44	32.27	18.37	17.94	17.71	13.27
Book Value Per Share	17.41	15.86	15.69	14.51	13.92	12.73
Tangible Book Value	434.36	377.78	249.15	220.97	207.72	147.29
Tangible Book Value Per Share	13.39	11.71	13.56	12.32	11.73	11.10

Updated Oct 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q