California BanCorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	63.41	5.43	25.91	21.11	13.37	4.3
Depreciation & Amortization	5.87	3.64	1.92	1.48	1.57	1.4
Provision for Credit Losses	-9.83	21.69	0.92	3.78	0	4.88
Stock-Based Compensation	6.02	6.24	4.52	1.76	1.28	1.27
Net Change in Loans Held-for-Sale	5.03	0.45	2.65	-	-	-
Other Adjustments	-11.54	-9.25	-1.96	-3.73	-4.14	1.52
Changes in Accrued Interest and Accounts Receivable	-	-	-	3.22	2.95	-2.5
Changes in Accounts Payable	-	-	-	1.05	1.18	3.88
Changes in Other Operating Activities	5.48	22.09	-0.84	-	-	-
Operating Cash Flow	60.01	50.29	33.1	28.66	16.21	14.75
Operating Cash Flow Growth	77.69%	51.93%	15.49%	76.83%	9.87%	18.22%
Net Change in Loans Held-for-Investment	252.69	158.39	-59.28	-216.19	-7.58	-421.05
Net Change in Securities and Investments	-50.48	22.19	-19.34	-55.36	-49.25	-26.69
Payments for Business Acquisitions	-	336.3	-	-	-	-
Capital Expenditures	-0.39	-0.55	-0.3	-0.15	-0.18	-3.51
Other Investing Activities	1.5	8.33	-	-0.26	-2	-2.6
Investing Cash Flow	207.47	524.66	-78.93	-271.97	-59.01	-453.84
Net Change in Deposits	-281.13	-187.56	11.62	111.6	147.93	543.97
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-50	35	179.04
Long-Term Debt Issued	-	-	92	-	29.22	20
Long-Term Debt Repaid	-41.5	-85	-57	-56.39	-117.66	-
Net Long-Term Debt Issued (Repaid)	-41.5	-85	35	-56.39	-88.43	20
Issuance of Common Stock	0.37	0.95	0.13	0.02	0.24	0.25
Repurchase of Common Stock	-3.93	-1.97	-0.89	-	-	-
Net Common Stock Issued (Repurchased)	-3.57	-1.02	-0.76	0.02	0.24	0.25
Financing Cash Flow	-322.69	-273.58	45.86	5.24	94.74	743.26
Net Cash Flow	-55.21	301.37	0.03	-238.07	51.94	304.18
Free Cash Flow	59.62	49.74	32.8	28.51	16.03	11.25
Free Cash Flow Growth	19.87%	51.65%	15.05%	77.88%	42.52%	12.73%
FCF Margin	31.08%	46.90%	33.95%	38.96%	27.21%	25.53%
Free Cash Flow Per Share	1.82	2.02	1.76	0.00	0.00	0.00
Levered Free Cash Flow	32.87	-54.4	61.68	-29.69	-69.55	23.57
Unlevered Free Cash Flow	10.96	25.17	0.77	5.59	5.51	-0.73

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q