California BanCorp. Statistics
Total Valuation
BCAL has a market cap or net worth of $618.98 million. The enterprise value is $112.36 million.
Important Dates
The next estimated earnings date is Wednesday, January 28, 2026, before market open.
| Earnings Date | Jan 28, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
BCAL has 32.32 million shares outstanding. The number of shares has increased by 58.84% in one year.
| Current Share Class | 32.32M |
| Shares Outstanding | 32.32M |
| Shares Change (YoY) | +58.84% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 24.73% |
| Owned by Institutions (%) | 51.75% |
| Float | 19.73M |
Valuation Ratios
The trailing PE ratio is 9.97 and the forward PE ratio is 11.13.
| PE Ratio | 9.97 |
| Forward PE | 11.13 |
| PS Ratio | 3.30 |
| Forward PS | 3.31 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 10.38 |
| P/OCF Ratio | 10.31 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.77 |
| EV / Sales | 0.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.88 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.93%.
| Return on Equity (ROE) | 11.93% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $649,529 |
| Profits Per Employee | $219,405 |
| Employee Count | 289 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BCAL has paid $25.41 million in taxes.
| Income Tax | 25.41M |
| Effective Tax Rate | 28.61% |
Stock Price Statistics
The stock price has increased by +14.40% in the last 52 weeks. The beta is 0.26, so BCAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | +14.40% |
| 50-Day Moving Average | 18.64 |
| 200-Day Moving Average | 16.20 |
| Relative Strength Index (RSI) | 47.37 |
| Average Volume (20 Days) | 233,959 |
Short Selling Information
The latest short interest is 299,452, so 0.93% of the outstanding shares have been sold short.
| Short Interest | 299,452 |
| Short Previous Month | 312,791 |
| Short % of Shares Out | 0.93% |
| Short % of Float | 1.52% |
| Short Ratio (days to cover) | 1.75 |
Income Statement
In the last 12 months, BCAL had revenue of $187.71 million and earned $63.41 million in profits. Earnings per share was $1.92.
| Revenue | 187.71M |
| Gross Profit | 187.71M |
| Operating Income | 96.02M |
| Pretax Income | 88.82M |
| Net Income | 63.41M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.92 |
Full Income StatementBalance Sheet
The company has $559.22 million in cash and $52.60 million in debt, giving a net cash position of $506.62 million or $15.67 per share.
| Cash & Cash Equivalents | 559.22M |
| Total Debt | 52.60M |
| Net Cash | 506.62M |
| Net Cash Per Share | $15.67 |
| Equity (Book Value) | 564.72M |
| Book Value Per Share | 17.41 |
| Working Capital | -2.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $60.01 million and capital expenditures -$389,000, giving a free cash flow of $59.62 million.
| Operating Cash Flow | 60.01M |
| Capital Expenditures | -389,000 |
| Free Cash Flow | 59.62M |
| FCF Per Share | $1.84 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 51.15% |
| Pretax Margin | 47.32% |
| Profit Margin | 33.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.76% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -58.84% |
| Shareholder Yield | -56.75% |
| Earnings Yield | 10.24% |
| FCF Yield | 9.63% |
Analyst Forecast
The average price target for BCAL is $20.00, which is 4.44% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.00 |
| Price Target Difference | 4.44% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
