California BanCorp (BCAL)

California BanCorp Statistics

Total Valuation

BCAL has a market cap or net worth of $611.73 million. The enterprise value is $264.59 million.

Market Cap	611.73M
Enterprise Value	264.59M

Important Dates

The last earnings date was Wednesday, January 28, 2026, before market open.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Dec 24, 2025

Share Statistics

BCAL has 32.42 million shares outstanding. The number of shares has increased by 32.99% in one year.

Current Share Class	32.42M
Shares Outstanding	32.42M
Shares Change (YoY)	+32.99%
Shares Change (QoQ)	-0.07%
Owned by Insiders (%)	17.49%
Owned by Institutions (%)	50.38%
Float	22.93M

Valuation Ratios

The trailing PE ratio is 9.78 and the forward PE ratio is 11.46.

PE Ratio	9.78
Forward PE	11.46
PS Ratio	3.24
Forward PS	3.26
PB Ratio	1.06
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	4.20
EV / Sales	1.40
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.59%.

Return on Equity (ROE)	11.59%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.38%
Revenue Per Employee	$652,595
Profits Per Employee	$218,194
Employee Count	289
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BCAL has paid $24.90 million in taxes.

Income Tax	24.90M
Effective Tax Rate	28.31%

Stock Price Statistics

The stock price has increased by +17.55% in the last 52 weeks. The beta is 0.29, so BCAL's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+17.55%
50-Day Moving Average	18.96
200-Day Moving Average	17.05
Relative Strength Index (RSI)	52.56
Average Volume (20 Days)	286,623

Short Selling Information

The latest short interest is 385,583, so 1.19% of the outstanding shares have been sold short.

Short Interest	385,583
Short Previous Month	395,143
Short % of Shares Out	1.19%
Short % of Float	1.68%
Short Ratio (days to cover)	1.38

Income Statement

In the last 12 months, BCAL had revenue of $188.60 million and earned $63.06 million in profits. Earnings per share was $1.93.

Revenue	188.60M
Gross Profit	188.60M
Operating Income	94.31M
Pretax Income	87.96M
Net Income	63.06M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.93

Balance Sheet

The company has $399.91 million in cash and $52.77 million in debt, with a net cash position of $347.15 million or $10.71 per share.

Cash & Cash Equivalents	399.91M
Total Debt	52.77M
Net Cash	347.15M
Net Cash Per Share	$10.71
Equity (Book Value)	576.59M
Book Value Per Share	17.79
Working Capital	-2.94B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	50.00%
Pretax Margin	46.64%
Profit Margin	33.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.12%.

Dividend Per Share	$0.40
Dividend Yield	2.12%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	5.18%
Buyback Yield	-32.99%
Shareholder Yield	-30.87%
Earnings Yield	10.31%
FCF Yield	n/a

Analyst Forecast

The average price target for BCAL is $20.50, which is 8.52% higher than the current price. The consensus rating is "Buy".

Price Target	$20.50
Price Target Difference	8.52%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2