California BanCorp Statistics
Total Valuation
BCAL has a market cap or net worth of $611.77 million. The enterprise value is $254.04 million.
Important Dates
The last earnings date was Tuesday, April 28, 2026, before market open.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Mar 24, 2026 |
Share Statistics
BCAL has 32.16 million shares outstanding. The number of shares has increased by 16.53% in one year.
| Current Share Class | 32.16M |
| Shares Outstanding | 32.16M |
| Shares Change (YoY) | +16.53% |
| Shares Change (QoQ) | -0.34% |
| Owned by Insiders (%) | 17.57% |
| Owned by Institutions (%) | 56.57% |
| Float | 22.64M |
Valuation Ratios
The trailing PE ratio is 10.39 and the forward PE ratio is 11.39.
| PE Ratio | 10.39 |
| Forward PE | 11.39 |
| PS Ratio | 3.31 |
| Forward PS | 3.24 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.36 |
| P/FCF Ratio | 10.48 |
| P/OCF Ratio | 10.40 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.23 |
| EV / Sales | 1.37 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.92 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.82%.
| Return on Equity (ROE) | 10.82% |
| Return on Assets (ROA) | 1.49% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.49% |
| Revenue Per Employee | $642,378 |
| Profits Per Employee | $208,319 |
| Employee Count | 288 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BCAL has paid $23.37 million in taxes.
| Income Tax | 23.37M |
| Effective Tax Rate | 28.04% |
Stock Price Statistics
The stock price has increased by +28.95% in the last 52 weeks. The beta is 0.31, so BCAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +28.95% |
| 50-Day Moving Average | 18.33 |
| 200-Day Moving Average | 18.09 |
| Relative Strength Index (RSI) | 57.07 |
| Average Volume (20 Days) | 168,110 |
Short Selling Information
The latest short interest is 679,813, so 2.11% of the outstanding shares have been sold short.
| Short Interest | 679,813 |
| Short Previous Month | 745,043 |
| Short % of Shares Out | 2.11% |
| Short % of Float | 3.00% |
| Short Ratio (days to cover) | 3.71 |
Income Statement
In the last 12 months, BCAL had revenue of $185.01 million and earned $60.00 million in profits. Earnings per share was $1.83.
| Revenue | 185.01M |
| Gross Profit | 185.01M |
| Operating Income | 92.37M |
| Pretax Income | 83.37M |
| Net Income | 60.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.83 |
Full Income StatementBalance Sheet
The company has $411.14 million in cash and $53.41 million in debt, with a net cash position of $357.74 million or $11.12 per share.
| Cash & Cash Equivalents | 411.14M |
| Total Debt | 53.41M |
| Net Cash | 357.74M |
| Net Cash Per Share | $11.12 |
| Equity (Book Value) | 577.84M |
| Book Value Per Share | 17.97 |
| Working Capital | -2.94B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $58.84 million and capital expenditures -$477,000, giving a free cash flow of $58.37 million.
| Operating Cash Flow | 58.84M |
| Capital Expenditures | -477,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -38.00M |
| Free Cash Flow | 58.37M |
| FCF Per Share | $1.81 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 49.93% |
| Pretax Margin | 45.06% |
| Profit Margin | 32.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.55% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 10.93% |
| Buyback Yield | -16.53% |
| Shareholder Yield | -14.42% |
| Earnings Yield | 9.81% |
| FCF Yield | 9.54% |
Dividend DetailsAnalyst Forecast
The average price target for BCAL is $21.67, which is 13.93% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.67 |
| Price Target Difference | 13.93% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
