California BanCorp Statistics
Total Valuation
BCAL has a market cap or net worth of $567.01 million. The enterprise value is $219.87 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, before market open.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 24, 2026 |
Share Statistics
BCAL has 32.33 million shares outstanding. The number of shares has increased by 32.99% in one year.
| Current Share Class | 32.33M |
| Shares Outstanding | 32.33M |
| Shares Change (YoY) | +32.99% |
| Shares Change (QoQ) | -0.07% |
| Owned by Insiders (%) | 17.44% |
| Owned by Institutions (%) | 52.49% |
| Float | 22.87M |
Valuation Ratios
The trailing PE ratio is 9.09 and the forward PE ratio is 10.72.
| PE Ratio | 9.09 |
| Forward PE | 10.72 |
| PS Ratio | 3.00 |
| Forward PS | 3.04 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 9.96 |
| P/OCF Ratio | 9.90 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.49 |
| EV / Sales | 1.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.86 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.93 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.59%.
| Return on Equity (ROE) | 11.59% |
| Return on Assets (ROA) | 1.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.19% |
| Revenue Per Employee | $656,250 |
| Profits Per Employee | $218,951 |
| Employee Count | 288 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BCAL has paid $24.90 million in taxes.
| Income Tax | 24.90M |
| Effective Tax Rate | 28.31% |
Stock Price Statistics
The stock price has increased by +19.00% in the last 52 weeks. The beta is 0.26, so BCAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | +19.00% |
| 50-Day Moving Average | 18.37 |
| 200-Day Moving Average | 17.46 |
| Relative Strength Index (RSI) | 39.23 |
| Average Volume (20 Days) | 217,595 |
Short Selling Information
The latest short interest is 342,802, so 1.06% of the outstanding shares have been sold short.
| Short Interest | 342,802 |
| Short Previous Month | 372,973 |
| Short % of Shares Out | 1.06% |
| Short % of Float | 1.50% |
| Short Ratio (days to cover) | 1.23 |
Income Statement
In the last 12 months, BCAL had revenue of $189.00 million and earned $63.06 million in profits. Earnings per share was $1.93.
| Revenue | 189.00M |
| Gross Profit | 189.00M |
| Operating Income | 96.99M |
| Pretax Income | 87.96M |
| Net Income | 63.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.93 |
Full Income StatementBalance Sheet
The company has $399.91 million in cash and $52.77 million in debt, with a net cash position of $347.15 million or $10.74 per share.
| Cash & Cash Equivalents | 399.91M |
| Total Debt | 52.77M |
| Net Cash | 347.15M |
| Net Cash Per Share | $10.74 |
| Equity (Book Value) | 576.59M |
| Book Value Per Share | 17.79 |
| Working Capital | -2.92B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $57.29 million and capital expenditures -$346,000, giving a free cash flow of $56.94 million.
| Operating Cash Flow | 57.29M |
| Capital Expenditures | -346,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -38.00M |
| Free Cash Flow | 56.94M |
| FCF Per Share | $1.76 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 51.32% |
| Pretax Margin | 46.54% |
| Profit Margin | 33.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.13% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.28%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.28% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 10.36% |
| Buyback Yield | -32.99% |
| Shareholder Yield | -30.71% |
| Earnings Yield | 11.12% |
| FCF Yield | 10.04% |
Dividend DetailsAnalyst Forecast
The average price target for BCAL is $20.50, which is 16.88% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.50 |
| Price Target Difference | 16.88% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
