California BanCorp. (BCAL)

California BanCorp. Statistics

Total Valuation

BCAL has a market cap or net worth of $615.42 million. The enterprise value is $108.80 million.

Market Cap	615.42M
Enterprise Value	108.80M

Important Dates

The last earnings date was Tuesday, October 28, 2025, before market open.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

BCAL has 32.32 million shares outstanding. The number of shares has increased by 58.84% in one year.

Current Share Class	32.32M
Shares Outstanding	32.32M
Shares Change (YoY)	+58.84%
Shares Change (QoQ)	+0.39%
Owned by Insiders (%)	24.40%
Owned by Institutions (%)	49.03%
Float	17.64M

Valuation Ratios

The trailing PE ratio is 9.92 and the forward PE ratio is 11.07.

PE Ratio	9.92
Forward PE	11.07
PS Ratio	3.28
Forward PS	3.32
PB Ratio	1.09
P/TBV Ratio	1.42
P/FCF Ratio	10.32
P/OCF Ratio	10.26
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.72
EV / Sales	0.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	1.82

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.88
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.93%.

Return on Equity (ROE)	11.93%
Return on Assets (ROA)	1.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$649,529
Profits Per Employee	$219,405
Employee Count	289
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BCAL has paid $25.41 million in taxes.

Income Tax	25.41M
Effective Tax Rate	28.61%

Stock Price Statistics

The stock price has increased by +10.18% in the last 52 weeks. The beta is 0.26, so BCAL's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+10.18%
50-Day Moving Average	17.42
200-Day Moving Average	15.76
Relative Strength Index (RSI)	71.49
Average Volume (20 Days)	176,756

Short Selling Information

The latest short interest is 345,608, so 1.07% of the outstanding shares have been sold short.

Short Interest	345,608
Short Previous Month	375,978
Short % of Shares Out	1.07%
Short % of Float	1.96%
Short Ratio (days to cover)	2.28

Income Statement

In the last 12 months, BCAL had revenue of $187.71 million and earned $63.41 million in profits. Earnings per share was $1.92.

Revenue	187.71M
Gross Profit	187.71M
Operating Income	96.02M
Pretax Income	88.82M
Net Income	63.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.92

Balance Sheet

The company has $559.22 million in cash and $52.60 million in debt, giving a net cash position of $506.62 million or $15.67 per share.

Cash & Cash Equivalents	559.22M
Total Debt	52.60M
Net Cash	506.62M
Net Cash Per Share	$15.67
Equity (Book Value)	564.72M
Book Value Per Share	17.41
Working Capital	-2.89B

Cash Flow

In the last 12 months, operating cash flow was $60.01 million and capital expenditures -$389,000, giving a free cash flow of $59.62 million.

Operating Cash Flow	60.01M
Capital Expenditures	-389,000
Free Cash Flow	59.62M
FCF Per Share	$1.84

Margins

Gross Margin	n/a
Operating Margin	51.15%
Pretax Margin	47.32%
Profit Margin	33.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.76%

Dividends & Yields

BCAL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-58.84%
Shareholder Yield	-58.84%
Earnings Yield	10.30%
FCF Yield	9.69%

Analyst Forecast

The average price target for BCAL is $20.00, which is 4.99% higher than the current price. The consensus rating is "Buy".

Price Target	$20.00
Price Target Difference	4.99%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3