California BanCorp. (BCAL)

California BanCorp. Statistics

Total Valuation

BCAL has a market cap or net worth of $526.79 million. The enterprise value is $166.25 million.

Market Cap	526.79M
Enterprise Value	166.25M

Important Dates

The last earnings date was Monday, July 28, 2025, before market open.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	n/a

Share Statistics

BCAL has 32.52 million shares outstanding. The number of shares has increased by 68.36% in one year.

Current Share Class	32.52M
Shares Outstanding	32.52M
Shares Change (YoY)	+68.36%
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	24.22%
Owned by Institutions (%)	41.63%
Float	17.44M

Valuation Ratios

The trailing PE ratio is 16.29 and the forward PE ratio is 10.30.

PE Ratio	16.29
Forward PE	10.30
PS Ratio	3.20
Forward PS	2.84
PB Ratio	0.96
P/TBV Ratio	1.27
P/FCF Ratio	8.51
P/OCF Ratio	8.45
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.32
EV / Sales	1.05
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	2.69

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.44%.

Return on Equity (ROE)	7.44%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$545,567
Profits Per Employee	$108,166
Employee Count	289
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BCAL has paid $13.22 million in taxes.

Income Tax	13.22M
Effective Tax Rate	29.72%

Stock Price Statistics

The stock price has increased by +15.23% in the last 52 weeks. The beta is 0.55, so BCAL's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+15.23%
50-Day Moving Average	15.54
200-Day Moving Average	15.49
Relative Strength Index (RSI)	60.43
Average Volume (20 Days)	144,647

Short Selling Information

The latest short interest is 311,401, so 0.96% of the outstanding shares have been sold short.

Short Interest	311,401
Short Previous Month	349,826
Short % of Shares Out	0.96%
Short % of Float	1.79%
Short Ratio (days to cover)	2.04

Income Statement

In the last 12 months, BCAL had revenue of $157.67 million and earned $31.26 million in profits. Earnings per share was $0.99.

Revenue	157.67M
Gross Profit	157.67M
Operating Income	65.53M
Pretax Income	23.22M
Net Income	31.26M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.99

Balance Sheet

The company has $430.14 million in cash and $69.60 million in debt, giving a net cash position of $360.54 million or $11.09 per share.

Cash & Cash Equivalents	430.14M
Total Debt	69.60M
Net Cash	360.54M
Net Cash Per Share	$11.09
Equity (Book Value)	547.59M
Book Value Per Share	16.87
Working Capital	-2.87B

Cash Flow

In the last 12 months, operating cash flow was $62.34 million and capital expenditures -$464,000, giving a free cash flow of $61.87 million.

Operating Cash Flow	62.34M
Capital Expenditures	-464,000
Free Cash Flow	61.87M
FCF Per Share	$1.90

Margins

Gross Margin	n/a
Operating Margin	41.56%
Pretax Margin	28.21%
Profit Margin	19.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	39.24%

Dividends & Yields

BCAL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-68.36%
Shareholder Yield	-68.36%
Earnings Yield	5.93%
FCF Yield	11.75%

Analyst Forecast

The average price target for BCAL is $19.50, which is 20.45% higher than the current price. The consensus rating is "Buy".

Price Target	$19.50
Price Target Difference	20.45%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4