Better Home & Finance Holding Company (BETR)

NASDAQ: BETR · Real-Time Price · USD

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56.25

-1.16 (-2.02%)

At close: Nov 14, 2025, 4:00 PM EST

57.38

+1.13 (2.01%)

After-hours: Nov 14, 2025, 6:15 PM EST

BETR Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019
Interest and Dividend Income	52.55	38.99	29.03	26.71	89.63	26.7	Upgrade
Total Interest Expense	35.71	21.49	31.6	303.18	100.97	76.16	Upgrade
Net Interest Income	16.84	17.5	-2.57	-276.46	-11.35	-49.46	Upgrade
Gain (Loss) on Sale of Loans & Receivables	114.48	78.1	58.8	-	-	-	Upgrade
Other Revenue	14.23	12.89	16.11	368.37	1,222	874.07	Upgrade
Revenue Before Loan Losses	145.55	108.49	72.34	91.91	1,211	824.61	Upgrade
Provision for Loan Losses	-	-	-	105.6	-	-	Upgrade
Revenue	145.55	108.49	72.34	-13.7	1,211	824.61	Upgrade
Revenue Growth (YoY)	43.79%	49.97%	-	-	46.81%	832.34%	Upgrade
Salaries & Employee Benefits	158.1	139.81	178.77	25.19	39.89	16.52	Upgrade
Cost of Services Provided	122.49	121.29	128.58	677.72	1,287	582.82	Upgrade
Other Operating Expenses	8.78	0.82	232.31	56.66	96.33	23.98	Upgrade
Total Operating Expenses	308.18	295.14	582.54	760.31	1,425	623.36	Upgrade
Operating Income	-162.64	-186.65	-510.2	-774.01	-214.17	201.25	Upgrade
EBT Excluding Unusual Items	-162.64	-186.65	-510.2	-735.1	-286.46	214.36	Upgrade
Restructuring Charges	-7.35	-6.19	-21.89	-102.59	-17.05	-	Upgrade
Impairment of Goodwill	-7.75	-7.27	-	-	-	-	Upgrade
Pretax Income	-184.41	-205.44	-534.42	-875.98	-303.51	214.36	Upgrade
Income Tax Expense	0.76	0.85	2	1.1	-2.38	42.3	Upgrade
Net Income	-185.18	-206.29	-536.42	-877.08	-301.13	172.06	Upgrade
Preferred Dividends & Other Adjustments	-	-	-	-	-	97.22	Upgrade
Net Income to Common	-185.18	-206.29	-536.42	-877.08	-301.13	74.83	Upgrade
Shares Outstanding (Basic)	15	15	9	6	2	1	Upgrade
Shares Outstanding (Diluted)	15	15	9	6	2	2	Upgrade
Shares Change (YoY)	0.75%	63.66%	58.49%	234.89%	-27.29%	71.14%	Upgrade
EPS (Basic)	-12.18	-13.65	-58.09	-150.54	-173.09	51.17	Upgrade
EPS (Diluted)	-12.18	-13.65	-58.09	-150.54	-173.09	43.23	Upgrade
Free Cash Flow	-216.65	-383.36	-160.18	926.52	345.49	-1,791	Upgrade
Free Cash Flow Per Share	-14.25	-25.37	-17.35	159.03	198.59	-748.39	Upgrade
Operating Margin	-111.74%	-172.05%	-705.29%	-	-17.69%	24.41%	Upgrade
Profit Margin	-127.23%	-190.15%	-741.53%	-	-24.87%	9.07%	Upgrade
Free Cash Flow Margin	-148.86%	-353.37%	-221.42%	-	28.54%	-217.16%	Upgrade
Effective Tax Rate	-	-	-	-	-	19.73%	Upgrade
Revenue as Reported	-	-	-	-	1,242	875.58	Upgrade

Updated Nov 13, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q