Better Home & Finance Holding Company (BETR)
NASDAQ: BETR · Real-Time Price · USD
13.85
-0.74 (-5.07%)
Aug 28, 2026, 4:00 PM EDT - Market closed
BETR Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -179.95 | -165.87 | -206.29 | -536.42 | -877.08 | -301.13 |
Depreciation & Amortization | 12.98 | 14.07 | 33.23 | 42.89 | 49.42 | 27.22 |
Gain on Sale of Loans & Receivables | -175.42 | -135.57 | -61.56 | -46.65 | 54.27 | 67.68 |
Loss (Gain) From Sale of Investments | 1.55 | 0.67 | -1.69 | 237.06 | -230.91 | 7.74 |
Asset Writedown & Restructuring Costs | 11.55 | 12.51 | 16.41 | 9.44 | 145.47 | - |
Provision for Credit Losses | 0.58 | 0.58 | 1.67 | - | - | - |
Stock-Based Compensation | 50.53 | 20.43 | 26.75 | 54.16 | 30.54 | 55.22 |
Change in Accounts Payable | -4.13 | 17.03 | -21.08 | -22.21 | -43.56 | -7.96 |
Change in Other Net Operating Assets | 105.11 | 74.88 | -160.47 | 89.16 | 1,522 | 425.21 |
Other Operating Activities | 16.29 | -6 | -6.93 | 12.87 | 288.04 | 87.24 |
Operating Cash Flow | -155.1 | -166.58 | -379.97 | -159.72 | 938.25 | 361.22 |
Operating Cash Flow Growth | - | - | - | - | 159.75% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.05 | -1.19 | -3.39 | -0.46 | -11.74 | -15.72 |
Sale of Property, Plant & Equipment | 2.38 | - | 2.94 | 0.76 | 4.55 | - |
Cash Acquisitions | - | - | - | -12.71 | -3.85 | -5.07 |
Sale (Purchase) of Intangibles | -9.64 | -10.04 | -6.69 | -9.32 | -23.55 | -47.91 |
Investment in Securities | -46.36 | -46.36 | -28.55 | -16.87 | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -602.32 | -602.32 | -108.11 | - | - | - |
Other Investing Activities | 386.67 | -1.6 | - | - | - | - |
Investing Cash Flow | -270.33 | -661.51 | -143.81 | -38.59 | -34.58 | -68.7 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 167.79 | 117.85 | 528.59 | 10,132 | 51,330 |
Long-Term Debt Repaid | - | -111.61 | -1.1 | -165.88 | -11,662 | -51,041 |
Net Debt Issued (Repaid) | 81.54 | 56.19 | 116.75 | 362.71 | -1,530 | 289 |
Issuance of Preferred Stock | - | - | - | 1.46 | - | - |
Issuance of Common Stock | 112.72 | 29.3 | 0.09 | 16.44 | 0.73 | 21.62 |
Repurchase of Common Stock | - | - | - | - | -7.95 | -5.65 |
Other Financing Activities | 263.64 | 628.85 | 122.29 | 0.79 | - | -0.43 |
Financing Cash Flow | 457.9 | 714.34 | 239.13 | 381.4 | -1,537 | 304.54 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -10.28 | -7.5 | -0.22 | -1.09 | 0.73 | 0.04 |
Net Cash Flow | 41.02 | -118.9 | -292.55 | 182 | -632.81 | 597.09 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -156.15 | -167.77 | -383.36 | -160.18 | 926.52 | 345.49 |
Free Cash Flow Growth | - | - | - | - | 168.17% | - |
Free Cash Flow Margin | -80.88% | -101.76% | -353.37% | -221.42% | - | 28.54% |
Free Cash Flow Per Share | -9.44 | -10.92 | -25.37 | -17.35 | 159.03 | 198.59 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 25.16 | 21.75 | 13.82 | 12.04 | 13.07 | 78.81 |
Cash Income Tax Paid | 3.55 | 1.71 | -0.68 | -8.45 | 1.83 | 35.77 |