Better Home & Finance Holding Company (BETR)
NASDAQ: BETR · Real-Time Price · USD
23.50
+2.22 (10.43%)
Jul 31, 2026, 4:00 PM EDT - Market closed

BETR Statistics

Total Valuation

BETR has a market cap or net worth of $443.44 million. The enterprise value is $1.09 billion.

Market Cap443.44M
Enterprise Value 1.09B

Important Dates

The next confirmed earnings date is Monday, August 10, 2026, before market open.

Earnings Date Aug 10, 2026
Ex-Dividend Date n/a

Share Statistics

BETR has 18.87 million shares outstanding. The number of shares has increased by 3.54% in one year.

Current Share Class 13.09M
Shares Outstanding 18.87M
Shares Change (YoY) +3.54%
Shares Change (QoQ) +4.10%
Owned by Insiders (%) 19.15%
Owned by Institutions (%) 37.07%
Float 9.57M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 2.45
Forward PS 1.81
PB Ratio 45.86
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 6.01
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.52, with a Debt / Equity ratio of 83.59.

Current Ratio 0.52
Quick Ratio 0.49
Debt / Equity 83.59
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) -13.15%
Return on Invested Capital (ROIC) -22.90%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.39%
Revenue Per Employee $136,223
Profits Per Employee -$139,673
Employee Count1,329
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

Income Tax -1.66M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +77.76% in the last 52 weeks. The beta is 1.79, so BETR's price volatility has been higher than the market average.

Beta (5Y) 1.79
52-Week Price Change +77.76%
50-Day Moving Average 25.58
200-Day Moving Average 37.16
Relative Strength Index (RSI) 47.54
Average Volume (20 Days) 246,943

Short Selling Information

The latest short interest is 2.41 million, so 12.76% of the outstanding shares have been sold short.

Short Interest 2.41M
Short Previous Month 2.27M
Short % of Shares Out 12.76%
Short % of Float 25.15%
Short Ratio (days to cover) 7.26

Income Statement

In the last 12 months, BETR had revenue of $181.04 million and -$185.63 million in losses. Loss per share was -$11.85.

Revenue181.04M
Gross Profit 181.04M
Operating Income -158.33M
Pretax Income -170.91M
Net Income -185.63M
EBITDA n/a
EBIT n/a
Loss Per Share -$11.85
Full Income Statement

Balance Sheet

The company has $70.28 million in cash and $714.94 million in debt, with a net cash position of -$644.66 million or -$34.16 per share.

Cash & Cash Equivalents 70.28M
Total Debt 714.94M
Net Cash -644.66M
Net Cash Per Share -$34.16
Equity (Book Value) 8.55M
Book Value Per Share 0.51
Working Capital -640.09M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$234.56 million and capital expenditures -$1.37 million, giving a free cash flow of -$235.93 million.

Operating Cash Flow -234.56M
Capital Expenditures -1.37M
Depreciation & Amortization 879,000
Net Borrowing 160.02M
Free Cash Flow -235.93M
FCF Per Share -$12.50
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -87.45% and -102.53%.

Gross Margin 100.00%
Operating Margin -87.45%
Pretax Margin -94.40%
Profit Margin -102.53%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

BETR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -3.54%
Shareholder Yield -3.54%
Earnings Yield -41.86%
FCF Yield -53.21%

Analyst Forecast

The average price target for BETR is $36.33, which is 54.60% higher than the current price. The consensus rating is "Strong Buy".

Price Target $36.33
Price Target Difference 54.60%
Analyst Consensus Strong Buy
Analyst Count 7
Revenue Growth Forecast (3Y) 35.61%
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on August 19, 2024. It was a reverse split with a ratio of 1:50.

Last Split Date Aug 19, 2024
Split Type Reverse
Split Ratio 1:50

Scores

Altman Z-Score n/a
Piotroski F-Score 2