Better Home & Finance Holding Company logo
Better Home & Finance Holding Company (BETR)
NASDAQ: BETR · Real-Time Price · USD
9.86
-0.29 (-2.86%)
At close: Oct 9, 2026, 4:00 PM EDT
9.83
-0.03 (-0.30%)
After-hours: Oct 9, 2026, 7:53 PM EDT

BETR Statistics

Total Valuation

BETR has a market cap or net worth of $187.33 million. The enterprise value is $743.53 million.

Market Cap187.33M
Enterprise Value 743.53M

Important Dates

The next estimated earnings date is Thursday, November 12, 2026, before market open.

Earnings Date Nov 12, 2026
Ex-Dividend Date n/a

Share Statistics

BETR has 19.00 million shares outstanding. The number of shares has increased by 9.06% in one year.

Current Share Class 13.24M
Shares Outstanding 19.00M
Shares Change (YoY) +9.06%
Shares Change (QoQ) +13.67%
Owned by Insiders (%) 25.71%
Owned by Institutions (%) 45.53%
Float 8.45M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.97
Forward PS 0.82
PB Ratio 3.23
P/TBV Ratio 6.36
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 3.85
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.54, with a Debt / Equity ratio of 11.43.

Current Ratio 0.54
Quick Ratio 0.51
Debt / Equity 11.43
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -250.42% and return on invested capital (ROIC) is -21.95%.

Return on Equity (ROE) -250.42%
Return on Assets (ROA) -12.14%
Return on Invested Capital (ROIC) -21.95%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.06%
Revenue Per Employee $145,266
Profits Per Employee -$135,402
Employee Count1,329
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

Income Tax -1.69M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -84.15% in the last 52 weeks. The beta is 1.75, so BETR's price volatility has been higher than the market average.

Beta (5Y) 1.75
52-Week Price Change -84.15%
50-Day Moving Average 13.42
200-Day Moving Average 26.75
Relative Strength Index (RSI) 35.96
Average Volume (20 Days) 681,750

Short Selling Information

The latest short interest is 3.34 million, so 17.60% of the outstanding shares have been sold short.

Short Interest 3.34M
Short Previous Month 3.14M
Short % of Shares Out 17.60%
Short % of Float 39.55%
Short Ratio (days to cover) 5.55

Income Statement

In the last 12 months, BETR had revenue of $193.06 million and -$179.95 million in losses. Loss per share was -$10.88.

Revenue193.06M
Gross Profit 193.06M
Operating Income -158.42M
Pretax Income -170.04M
Net Income -179.95M
EBITDA n/a
EBIT n/a
Loss Per Share -$10.88
Full Income Statement

Balance Sheet

The company has $105.81 million in cash and $662.01 million in debt, with a net cash position of -$556.21 million or -$29.28 per share.

Cash & Cash Equivalents 105.81M
Total Debt 662.01M
Net Cash -556.21M
Net Cash Per Share -$29.28
Equity (Book Value) 57.90M
Book Value Per Share 3.05
Working Capital -582.39M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$155.10 million and capital expenditures -$1.05 million, giving a free cash flow of -$156.15 million.

Operating Cash Flow -155.10M
Capital Expenditures -1.05M
Depreciation & Amortization 847,000
Net Borrowing 81.54M
Free Cash Flow -156.15M
FCF Per Share -$8.22
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -82.06% and -93.21%.

Gross Margin 100.00%
Operating Margin -82.06%
Pretax Margin -88.08%
Profit Margin -93.21%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

BETR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -9.06%
Shareholder Yield n/a
Earnings Yield -96.06%
FCF Yield -83.36%

Analyst Forecast

The average price target for BETR is $24.00, which is 143.41% higher than the current price. The consensus rating is "Strong Buy".

Price Target $24.00
Price Target Difference 143.41%
Analyst Consensus Strong Buy
Analyst Count 8
Revenue Growth Forecast (3Y) 28.22%
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on August 19, 2024. It was a reverse split with a ratio of 1:50.

Last Split Date Aug 19, 2024
Split Type Reverse
Split Ratio 1:50

Scores

Altman Z-Score n/a
Piotroski F-Score 2