Better Home & Finance Holding Company (BETR)

NASDAQ: BETR · Real-Time Price · USD

13.85

-0.74 (-5.07%)

Aug 28, 2026, 4:00 PM EDT - Market closed

BETR Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	193.06	164.87	108.49	72.34	-13.7	1,211
Revenue Growth	50.84%	51.97%	49.97%	-	-	46.81%
Operating Income	-158.42	-153.01	-182.68	-510.2	-774.01	-214.17
Net Income	-179.95	-165.87	-206.29	-536.42	-877.08	-301.13
Earnings Per Share	-10.88	-10.80	-13.65	-58.09	-150.54	-173.09
EPS Growth	-	-	-	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Home Finance	185.45	157.26	105.03
Banking	-	7.61	3.46
Total	193.06	164.87	108.49

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	105.81	104.04	213.64	505.31	557.61	947.62
Total Debt	662.01	621.99	775.42	692.49	1,099	2,372
Net Cash (Debt)	-556.21	-517.96	-561.78	-187.18	-541.24	-1,425
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-33.64	-33.72	-37.18	-20.27	-92.90	-819.04

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-155.1	-166.58	-379.97	-159.72	938.25	361.22
Capital Expenditures	-1.05	-1.19	-3.39	-0.46	-11.74	-15.72
Free Cash Flow	-156.15	-167.77	-383.36	-160.18	926.52	345.49
Free Cash Flow Growth	-	-	-	-	168.17%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-82.06%	-92.81%	-168.39%	-705.29%	-	-17.69%
Pretax Margin	-88.08%	-100.57%	-189.37%	-738.76%	6394.93%	-25.07%
Profit Margin	-93.21%	-100.61%	-190.15%	-741.53%	-	-24.87%
FCF Margin	-80.88%	-101.76%	-353.37%	-221.42%	-	28.54%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
P/FCF Ratio	-	-	-	-	0.30	0.80
PS Ratio	1.36	3.10	1.25	8.32	-20.48	0.23