Better Home & Finance Holding Company (BETR)

BETR Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	87.13	211.1	503.59	317.96	938.32	348.66
Long-Term Investments	134.39	53.77	25.6	-	-	-
Trading Asset Securities	5.25	2.54	1.72	239.65	9.3	39.97
Loans & Lease Receivables	868.3	510.72	174.94	264.95	1,988	2,433
Other Receivables	31.13	23.03	25.24	35.67	85.47	46.85
Property, Plant & Equipment	6.74	4.1	36.44	70.15	97.93	20.72
Goodwill	24.77	23.62	32.39	17.39	19.81	11
Other Intangible Assets	21.27	20.94	38.13	62	72.49	22.5
Restricted Cash	10.65	24.42	24.48	28.11	40.56	33.12
Other Current Assets	42.23	38.82	43.04	46.35	32.16	28.58
Long-Term Deferred Charges	-	-	-	-	14.26	-
Total Assets	1,232	913.06	905.55	1,083	3,300	2,985
Accounts Payable	51.77	33.16	49.56	62.14	110.26	123.85
Short-Term Debt	137.15	-	0.95	751.83	495.72	25.31
Current Portion of Long-Term Debt	236.45	-	-	288.45	861.31	643.88
Current Portion of Leases	-	3.56	-	-	-	-
Long-Term Debt	200.41	771.34	660.33	-	939.62	1,633
Long-Term Leases	6.03	0.52	31.2	58.57	75.84	-
Long-Term Unearned Revenue	-	3.04	0.27	30.21	50.01	-
Other Current Liabilities	503.05	141.73	14.17	-	-	-
Other Long-Term Liabilities	20.45	17.88	26.47	56.97	58.52	73.74
Total Liabilities	1,155	971.23	782.95	1,248	2,591	2,500
Common Stock	0	0	0	0.01	0.01	0.01
Additional Paid-In Capital	2,077	1,863	1,838	618.11	571.5	42.3
Retained Earnings	-1,997	-1,910	-1,704	-1,168	-292.61	7.52
Comprehensive Income & Other	-3.56	-11.09	-11.83	-54.65	-38.74	-0.51
Total Common Equity	76.56	-58.17	122.6	-604.18	240.16	49.33
Shareholders' Equity	76.56	-58.17	122.6	-164.81	708.44	484.81
Total Liabilities & Equity	1,232	913.06	905.55	1,083	3,300	2,985
Total Debt	580.03	775.42	692.49	1,099	2,372	2,302
Net Cash (Debt)	-487.65	-561.78	-187.18	-541.24	-1,425	-1,914
Net Cash Per Share	-32.17	-37.18	-20.27	-92.90	-819.04	-799.78
Filing Date Shares Outstanding	15.29	15.17	15.12	98.08	99.07	98.74
Total Common Shares Outstanding	15.27	15.17	15.04	98.08	99.07	98.74
Working Capital	116.28	632.18	708.32	-168.6	1,628	2,137
Book Value Per Share	5.01	-3.83	8.15	-6.16	2.42	0.50
Tangible Book Value	30.52	-102.72	52.08	-683.57	147.86	15.84
Tangible Book Value Per Share	2.00	-6.77	3.46	-6.97	1.49	0.16

Updated Aug 7, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q