Better Home & Finance Holding Company (BETR)

NASDAQ: BETR · Real-Time Price · USD

28.47

-2.75 (-8.81%)

At close: Mar 18, 2026, 4:00 PM EDT

28.90

+0.43 (1.50%)

After-hours: Mar 18, 2026, 5:23 PM EDT

BETR Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-165.87	-206.29	-536.42	-877.08	-301.13
Depreciation & Amortization	14.07	33.23	42.89	49.42	27.22
Provision for Credit Losses	-0.24	-8.26	-1.82	33.52	10.1
Stock-Based Compensation	20.43	26.75	54.16	30.54	55.22
Net Change in Loans Held-for-Sale	-69.99	-232.84	73.23	1,581	578.92
Other Adjustments	8.69	17.71	261.18	169.08	84.88
Changes in Accrued Interest and Accounts Receivable	2.3	-1.91	-0.1	37.48	-11.15
Changes in Accounts Payable	17.03	-21.08	-22.21	-43.56	-7.96
Changes in Other Operating Activities	7	12.71	-30.63	-42.46	-74.88
Operating Cash Flow	-166.58	-379.97	-159.72	938.25	361.22
Operating Cash Flow Growth	-	-	-	159.75%	-
Net Change in Loans Held-for-Investment	-602.32	-108.11	-	-	-
Net Change in Securities and Investments	-46.36	-28.55	-16.87	-	-
Payments for Business Acquisitions	-	-	-12.71	-3.85	-5.07
Capital Expenditures	-1.19	-3.39	-0.46	-11.74	-15.72
Purchases of Intangible Assets	-10.04	-6.69	-9.32	-23.55	-52.93
Sale of Property, Plant & Equipment	-	2.94	0.76	4.55	-
Proceeds from Sale of Intangible Assets	-	-	-	-	5.02
Other Investing Activities	-1.6	-	-	-	-
Investing Cash Flow	-661.51	-143.81	-38.59	-34.58	-68.7
Net Change in Deposits	628.85	122.29	-0.53	-	-
Short-Term Debt Issued	-	-	-	10,132	50,580
Short-Term Debt Repaid	-	-	-147.51	-11,662	-51,041
Net Short-Term Debt Issued (Repaid)	-	-	-147.51	-1,530	-461
Long-Term Debt Issued	-	-	528.59	-	750
Long-Term Debt Repaid	-111.61	-1.1	-	-	-
Net Long-Term Debt Issued (Repaid)	-111.61	-1.1	528.59	-	750
Issuance of Common Stock	29.3	0.09	39.51	0.73	18.79
Repurchase of Common Stock	-	-	-	-7.95	-5.65
Net Common Stock Issued (Repurchased)	29.3	0.09	39.51	-7.21	13.14
Other Financing Activities	167.79	117.85	-38.65	-	2.4
Financing Cash Flow	714.34	239.13	381.4	-1,537	304.54
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-7.5	-0.22	-1.09	0.73	0.04
Net Cash Flow	-121.25	-284.87	182	-632.81	597.09
Free Cash Flow	-167.77	-383.36	-160.18	926.52	345.49
Free Cash Flow Growth	-	-	-	168.17%	-
FCF Margin	-101.61%	-328.38%	-215.98%	268.94%	28.05%
Free Cash Flow Per Share	-10.92	-25.37	-17.35	159.03	198.59
Levered Free Cash Flow	-238.28	-187.83	-165.84	-2,418	-94.62
Unlevered Free Cash Flow	39.2	19.56	-10.5	-10.85	-82.49

Updated Mar 13, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q