Better Home & Finance Holding Company (BETR)

NASDAQ: BETR · Real-Time Price · USD

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47.14

+1.64 (3.60%)

At close: Nov 26, 2025, 4:00 PM EST

47.90

+0.76 (1.61%)

After-hours: Nov 26, 2025, 7:56 PM EST

BETR Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019
Net Income	-185.18	-206.29	-536.42	-877.08	-301.13	172.06	Upgrade
Depreciation & Amortization	18.81	33.23	42.89	49.42	27.22	3.48	Upgrade
Other Amortization	-	-	-	-	-	6.41	Upgrade
Gain on Sale of Loans & Receivables	-110.84	-61.56	-46.65	54.27	67.68	-78.44	Upgrade
Loss (Gain) From Sale of Investments	-0.78	-1.69	237.06	-230.91	7.74	-50.46	Upgrade
Asset Writedown & Restructuring Costs	17.84	16.41	9.44	145.47	-	-	Upgrade
Provision for Credit Losses	1.19	1.67	-	-	-	-	Upgrade
Stock-Based Compensation	17.5	26.75	54.16	30.54	55.22	19.3	Upgrade
Change in Accounts Payable	1.49	-21.08	-22.21	-43.56	-7.96	108.75	Upgrade
Change in Other Net Operating Assets	17.79	-160.47	89.16	1,522	425.21	-1,990	Upgrade
Other Operating Activities	6.16	-6.93	12.87	288.04	87.24	30.99	Upgrade
Operating Cash Flow	-215.33	-379.97	-159.72	938.25	361.22	-1,778	Upgrade
Operating Cash Flow Growth	-	-	-	159.75%	-	-	Upgrade
Capital Expenditures	-1.32	-3.39	-0.46	-11.74	-15.72	-12.4	Upgrade
Sale of Property, Plant & Equipment	2.94	2.94	0.76	4.55	-	-	Upgrade
Cash Acquisitions	-	-	-12.71	-3.85	-5.07	-	Upgrade
Sale (Purchase) of Intangibles	-9.97	-6.69	-9.32	-23.55	-47.91	29.39	Upgrade
Investment in Securities	-76.32	-28.55	-16.87	-	-	-	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-535.25	-108.11	-	-	-	-	Upgrade
Investing Cash Flow	-621.51	-143.81	-38.59	-34.58	-68.7	16.99	Upgrade
Long-Term Debt Issued	-	240.14	528.59	10,132	51,330	22,078	Upgrade
Long-Term Debt Repaid	-	-1.1	-165.88	-11,662	-51,041	-20,122	Upgrade
Net Debt Issued (Repaid)	225.98	239.04	362.71	-1,530	289	1,955	Upgrade
Issuance of Preferred Stock	-	-	1.46	-	-	136.75	Upgrade
Issuance of Common Stock	0.68	0.09	16.44	0.73	21.62	4.72	Upgrade
Repurchase of Common Stock	-	-	-	-7.95	-5.65	-4.55	Upgrade
Other Financing Activities	474.74	-	0.79	-	-0.43	-1.93	Upgrade
Financing Cash Flow	701.4	239.13	381.4	-1,537	304.54	2,090	Upgrade
Foreign Exchange Rate Adjustments	-8.83	-0.22	-1.09	0.73	0.04	-0.14	Upgrade
Net Cash Flow	-150.64	-292.55	182	-632.81	597.09	328.98	Upgrade
Free Cash Flow	-216.65	-383.36	-160.18	926.52	345.49	-1,791	Upgrade
Free Cash Flow Growth	-	-	-	168.17%	-	-	Upgrade
Free Cash Flow Margin	-148.86%	-353.37%	-221.42%	-	28.54%	-217.16%	Upgrade
Free Cash Flow Per Share	-14.25	-25.37	-17.35	159.03	198.59	-748.39	Upgrade
Cash Interest Paid	26.99	13.82	12.04	13.07	78.81	30.02	Upgrade
Cash Income Tax Paid	0.45	-0.68	-8.45	1.83	35.77	20.03	Upgrade

Updated Nov 13, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q