Better Home & Finance Holding Company (BETR)

NASDAQ: BETR · Real-Time Price · USD

44.84

+4.48 (11.10%)

At close: Apr 7, 2026, 4:00 PM EDT

46.99

+2.15 (4.79%)

After-hours: Apr 7, 2026, 7:56 PM EDT

BETR Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-165.87	-206.29	-536.42	-877.08	-6.53
Depreciation & Amortization	14.07	33.23	42.89	49.42	-
Provision for Credit Losses	-0.24	-8.26	-1.82	33.52	-
Stock-Based Compensation	20.43	26.75	54.16	30.54	-
Net Change in Loans Held-for-Sale	-69.99	-232.84	73.23	1,581	-
Other Adjustments	8.69	17.71	261.18	169.08	-0.92
Changes in Accrued Interest and Accounts Receivable	2.3	-1.91	-0.1	37.48	-
Changes in Accounts Payable	17.03	-21.08	-22.21	-43.56	5.23
Changes in Other Operating Activities	7	12.71	-30.63	-42.46	-1.02
Operating Cash Flow	-166.58	-379.97	-159.72	938.25	-3.24
Net Change in Loans Held-for-Investment	-602.32	-108.11	-	-	-
Net Change in Securities and Investments	-46.36	-28.55	-16.87	-	-278
Payments for Business Acquisitions	-	-	-12.71	-3.85	-
Capital Expenditures	-1.19	-3.39	-0.46	-11.74	-
Purchases of Intangible Assets	-10.04	-6.69	-9.32	-23.55	-
Sale of Property, Plant & Equipment	-	2.94	0.76	4.55	-
Other Investing Activities	-1.6	-	-	-	-
Investing Cash Flow	-661.51	-143.81	-38.59	-34.58	-278
Net Change in Deposits	628.85	122.29	-0.53	-	-
Short-Term Debt Issued	167.79	117.85	-17.83	10,132	1.28
Short-Term Debt Repaid	-	-	-146.45	-11,660	-
Net Short-Term Debt Issued (Repaid)	167.79	117.85	-164.28	-1,529	1.28
Long-Term Debt Issued	-	-	528.59	-	-
Long-Term Debt Repaid	-111.61	-1.1	-1.06	-1.12	-
Net Long-Term Debt Issued (Repaid)	-111.61	-1.1	527.52	-1.12	-
Issuance of Common Stock	29.3	0.09	38.05	0.73	280
Repurchase of Common Stock	-	-	-	-7.95	-
Net Common Stock Issued (Repurchased)	29.3	0.09	38.05	-7.21	280
Issuance of Preferred Stock	-	-	1.46	-	-
Net Preferred Stock Issued (Repurchased)	-	-	1.46	-	-
Other Financing Activities	-	-	-20.82	-	-
Financing Cash Flow	714.34	239.13	381.4	-1,537	281.28
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-7.5	-0.22	-1.09	0.73	-
Net Cash Flow	-118.9	-292.55	182	-632.81	0.04
Free Cash Flow	-167.77	-383.36	-160.18	926.52	-3.24
FCF Margin	-101.61%	-328.38%	-215.98%	268.94%	-0.26%
Free Cash Flow Per Share	-10.92	-25.37	-17.35	159.03	-8.18
Levered Free Cash Flow	-70.48	-69.98	-183.68	-2,418	-295.64
Unlevered Free Cash Flow	39.2	19.56	-10.5	-10.85	4.21

Updated Mar 13, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q