Better Home & Finance Holding Company (BETR)
NASDAQ: BETR · Real-Time Price · USD
44.84
+4.48 (11.10%)
At close: Apr 7, 2026, 4:00 PM EDT
46.99
+2.15 (4.79%)
After-hours: Apr 7, 2026, 7:56 PM EDT

BETR Statistics

Total Valuation

BETR has a market cap or net worth of $737.61 million. The enterprise value is $1.26 billion.

Market Cap737.61M
Enterprise Value 1.26B

Important Dates

The next estimated earnings date is Wednesday, May 13, 2026, after market close.

Earnings Date May 13, 2026
Ex-Dividend Date n/a

Share Statistics

BETR has 16.45 million shares outstanding. The number of shares has increased by 1.63% in one year.

Current Share Class 10.64M
Shares Outstanding 16.45M
Shares Change (YoY) +1.63%
Shares Change (QoQ) +3.28%
Owned by Insiders (%) 20.61%
Owned by Institutions (%) 39.25%
Float 7.65M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 4.47
Forward PS 2.79
PB Ratio 19.29
P/TBV Ratio 175.50
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 7.62
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.09, with a Debt / Equity ratio of 16.73.

Current Ratio 1.09
Quick Ratio 1.05
Debt / Equity 16.73
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) -13.72%
Return on Invested Capital (ROIC) -24.39%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 8.06%
Revenue Per Employee $124,057
Profits Per Employee -$124,810
Employee Count1,329
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

In the past 12 months, BETR has paid $53,000 in taxes.

Income Tax 53,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +331.57% in the last 52 weeks. The beta is 1.93, so BETR's price volatility has been higher than the market average.

Beta (5Y) 1.93
52-Week Price Change +331.57%
50-Day Moving Average 31.65
200-Day Moving Average 35.41
Relative Strength Index (RSI) 68.37
Average Volume (20 Days) 408,194

Short Selling Information

The latest short interest is 2.29 million, so 13.91% of the outstanding shares have been sold short.

Short Interest 2.29M
Short Previous Month 2.17M
Short % of Shares Out 13.91%
Short % of Float 29.90%
Short Ratio (days to cover) 5.76

Income Statement

In the last 12 months, BETR had revenue of $164.87 million and -$165.87 million in losses. Loss per share was -$10.80.

Revenue164.87M
Gross Profit 164.87M
Operating Income -153.01M
Pretax Income -165.82M
Net Income -165.87M
EBITDA n/a
EBIT n/a
Loss Per Share -$10.80
Full Income Statement

Balance Sheet

The company has $104.04 million in cash and $621.99 million in debt, with a net cash position of -$517.96 million or -$31.49 per share.

Cash & Cash Equivalents 104.04M
Total Debt 621.99M
Net Cash -517.96M
Net Cash Per Share -$31.49
Equity (Book Value) 37.18M
Book Value Per Share 2.32
Working Capital 114.13M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$166.58 million and capital expenditures -$1.19 million, giving a free cash flow of -$167.77 million.

Operating Cash Flow -166.58M
Capital Expenditures -1.19M
Depreciation & Amortization 1.04M
Net Borrowing 56.19M
Free Cash Flow -167.77M
FCF Per Share -$10.20
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -92.81% and -100.61%.

Gross Margin 100.00%
Operating Margin -92.81%
Pretax Margin -100.57%
Profit Margin -100.61%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

BETR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.63%
Shareholder Yield -1.63%
Earnings Yield -22.49%
FCF Yield -22.74%

Analyst Forecast

The average price target for BETR is $40.00, which is -10.79% lower than the current price. The consensus rating is "Buy".

Price Target $40.00
Price Target Difference -10.79%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on August 19, 2024. It was a reverse split with a ratio of 1:50.

Last Split Date Aug 19, 2024
Split Type Reverse
Split Ratio 1:50

Scores

Altman Z-Score n/a
Piotroski F-Score 2