Bank First Corporation (BFC)

Bank First Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	151.66	137.8	133.48	104.09	90.08
Net Interest Income Growth	10.06%	3.24%	28.24%	15.54%	3.74%
Non-Interest Income	22.22	19.68	58.12	19.7	23.52
Non-Interest Income Growth	12.91%	-66.14%	194.99%	-16.24%	24.50%
Revenues Before Loan Losses	173.88	157.48	191.6	123.79	113.6
Provision for Credit Losses	1.25	-0.8	4.68	2.2	3.1
Revenue	172.63	158.28	186.91	121.59	110.5
Revenue Growth (YoY)	9.06%	-15.32%	53.73%	10.03%	12.07%
Compensation Expenses	42.48	40.9	40.36	33.16	28.52
Selling, General & Admin	27.74	23.3	22.78	20.28	14.09
Other Non-Interest Expenses	14.24	13.77	24.99	8.52	7.93
Total Non-Interest Expense	84.46	78.77	88.12	61.95	50.54
Pretax Income	88.17	79.51	98.79	59.63	59.97
Provision for Income Taxes	16.67	13.95	24.28	14.42	14.52
Net Income	71.5	65.56	74.51	45.21	45.44
Net Income to Common	71.5	65.56	74.51	45.21	45.44
Net Income Growth	9.05%	-12.01%	64.80%	-0.51%	19.45%
Shares Outstanding (Basic)	10	10	10	8	8
Shares Outstanding (Diluted)	10	10	10	8	8
Shares Change (YoY)	-1.86%	-1.42%	26.39%	5.58%	2.17%
EPS (Basic)	7.23	6.50	7.28	5.58	5.92
EPS (Diluted)	7.23	6.50	7.28	5.58	5.92
EPS Growth	11.23%	-10.71%	30.47%	-5.74%	16.77%
Free Cash Flow	51.04	58.62	39.46	33.14	31.57
Free Cash Flow Growth	-12.94%	48.56%	19.09%	4.98%	-11.31%
Free Cash Flow Per Share	5.17	5.83	3.87	4.11	4.13
Dividends Per Share	1.800	1.550	1.150	0.940	0.850
Dividend Growth	16.13%	34.78%	22.34%	10.59%	4.94%
Profit Margin	41.42%	41.42%	39.87%	37.19%	41.12%
FCF Margin	29.57%	37.04%	21.11%	27.25%	28.56%
EBITDA	7.42	8.05	8.4	3.97	3.19
EBITDA Margin	4.30%	5.08%	4.49%	3.27%	2.88%
Effective Tax Rate	18.91%	17.54%	24.58%	24.18%	24.22%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q