Bank First Corporation (BFC)
NASDAQ: BFC · Real-Time Price · USD
154.95
-1.36 (-0.87%)
Aug 6, 2026, 4:00 PM EDT - Market closed
Bank First Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 73.24 | 71.5 | 65.56 | 74.51 | 45.21 | 45.44 |
Depreciation & Amortization | 8.83 | 7.42 | 8.05 | 8.4 | 3.97 | 3.19 |
Provision for Credit Losses | 0.85 | 1.25 | -0.8 | 4.68 | 2.2 | 3.1 |
Stock-Based Compensation | 2.16 | 2.14 | 2.17 | 2.14 | 1.66 | 1.39 |
Net Change in Loans Held-for-Sale | -4.53 | -1.35 | 1.22 | -1.47 | 1.7 | 5.53 |
Other Adjustments | -15.39 | -14.76 | -13.21 | -49.24 | -15.21 | -15.22 |
Changes in Other Operating Activities | -18.11 | -3.71 | 2.86 | 13.91 | 0.47 | -3.15 |
Operating Cash Flow | 44.67 | 62.48 | 65.85 | 52.95 | 40.01 | 40.28 |
Operating Cash Flow Growth | -36.81% | -5.11% | 24.37% | 32.34% | -0.68% | -8.37% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | 19.4 | -84.66 | -168.86 | -37.41 | -198 | -41.71 |
Net Change in Securities and Investments | 7.76 | 74.63 | -86.92 | 172.51 | -131.99 | -50.65 |
Cash Acquisitions | 169.49 | - | - | 89.96 | 154.36 | - |
Capital Expenditures | -14.53 | -11.44 | -7.23 | -13.48 | -6.87 | -8.72 |
Sale of Property, Plant & Equipment | 1.89 | 0.9 | 6.32 | 1.83 | 0.32 | 2.44 |
Other Investing Activities | 3.33 | 4.6 | 3.75 | 55.59 | 4.37 | 4.75 |
Investing Cash Flow | 191.34 | -15.97 | -252.94 | 269 | -177.81 | -93.89 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 36.18 | 34.67 | 228.07 | -159.41 | -72.88 | 207.77 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | - | -75.75 | -21.45 | 56.07 | 4.75 |
Long-Term Debt Issued | - | 220 | 140 | 121.7 | 3,129 | 5 |
Long-Term Debt Repaid | -322.81 | -245.51 | -44.12 | -112.86 | -3,130 | -20.38 |
Net Long-Term Debt Issued (Repaid) | -322.81 | -25.51 | 95.88 | 8.85 | -0.88 | -15.38 |
Issuance of Common Stock | 0.76 | 0.74 | 0.25 | 0.2 | 0.11 | 0.11 |
Repurchase of Common Stock | -18.74 | -22.04 | -31.93 | -10.05 | -14.31 | -8.27 |
Net Common Stock Issued (Repurchased) | -17.98 | -21.31 | -31.68 | -9.85 | -14.2 | -8.16 |
Common Dividends Paid | -53.62 | -52.5 | -15.56 | -11.96 | -7.82 | -8.73 |
Financing Cash Flow | -138.23 | -64.64 | 200.95 | -193.82 | -39.71 | 180.24 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 103.63 | -18.13 | 13.86 | 128.12 | -177.51 | 126.64 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 30.13 | 51.04 | 58.62 | 39.46 | 33.14 | 31.57 |
Free Cash Flow Growth | -51.46% | -12.94% | 48.56% | 19.09% | 4.98% | -11.31% |
FCF Margin | 15.79% | 29.57% | 37.04% | 21.11% | 27.25% | 28.56% |
Free Cash Flow Per Share | 2.96 | 5.17 | 5.83 | 3.87 | 4.11 | 4.13 |