Bank First Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,588	1,198	992	898	837	550
Market Cap Growth	53.64%	20.76%	10.45%	7.27%	52.19%	10.10%
Enterprise Value	1,468	1,320	1,139	945.51	862.82	575.73
Last Close Price	141.75	121.82	99.09	86.66	92.82	72.24
PE Ratio	19.61	16.85	15.24	11.90	16.63	12.20
Forward PE	13.80	13.39	15.11	14.66	13.40	13.47
PS Ratio	9.20	6.94	6.27	4.81	6.89	4.98
PB Ratio	2.17	1.86	1.55	1.45	1.85	1.71
P/TBV Ratio	2.17	1.87	1.56	1.43	1.65	1.71
P/FCF Ratio	31.11	23.47	16.92	22.76	25.27	17.43
P/OCF Ratio	25.41	19.17	15.07	16.97	20.93	13.66
EV/Sales Ratio	8.50	7.65	7.20	5.06	7.10	5.21
EV/EBITDA Ratio	-	177.88	141.62	112.60	217.12	180.76
EV/FCF Ratio	28.77	25.86	19.44	23.96	26.04	18.24
Debt / Equity Ratio	0.19	0.19	0.23	0.08	0.06	0.08
Debt / EBITDA Ratio	16.43	16.43	18.32	5.63	6.40	8.01
Debt / FCF Ratio	2.39	2.39	2.51	1.20	0.77	0.81
Net Debt / Equity Ratio	0.19	0.19	0.23	0.08	0.06	0.08
Net Debt / EBITDA Ratio	16.43	16.43	18.32	5.63	6.40	8.01
Net Debt / FCF Ratio	2.39	2.39	2.51	1.20	0.77	0.81
Asset Turnover	0.04	0.04	0.04	0.05	0.04	0.04
Return on Equity (ROE)	11.14%	11.14%	10.41%	13.89%	11.66%	14.72%
Earnings Yield	4.48%	5.93%	6.56%	8.40%	6.01%	8.19%
FCF Yield	3.21%	4.26%	5.91%	4.39%	3.96%	5.74%
Dividend Yield	1.41%	4.38%	1.57%	1.36%	1.05%	1.59%
Payout Ratio	25.60%	73.43%	23.74%	16.05%	17.30%	19.22%
Buyback Yield / Dilution	1.85%	1.86%	1.42%	-26.39%	-5.57%	-2.17%
Total Shareholder Return	3.26%	6.24%	2.98%	-25.04%	-4.53%	-0.58%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q