Bank First Corporation (BFC)

NASDAQ: BFC · Real-Time Price · USD

154.95

-1.36 (-0.87%)

Aug 6, 2026, 4:00 PM EDT - Market closed

Bank First Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	211.62	172.63	158.28	186.91	121.59	110.5
Revenue Growth	27.48%	9.06%	-15.32%	53.73%	10.03%	12.07%
Net Income	81.06	71.5	65.56	74.51	45.21	45.44
Earnings Per Share	7.69	7.23	6.50	7.28	5.58	5.92
EPS Growth	10.97%	11.23%	-10.71%	30.47%	-5.74%	16.77%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	266.52	243.21	261.33	247.47	119.35	296.86
Total Debt	0	121.97	147.37	47.27	25.43	25.51
Net Cash (Debt)	266.52	121.24	113.96	200.2	93.92	271.35
Net Cash Growth	-	6.39%	-43.08%	113.15%	-65.39%	109.94%
Net Cash Per Share	25.41	12.29	11.33	19.63	11.64	35.50

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	44.67	62.48	65.85	52.95	40.01	40.28
Capital Expenditures	-14.53	-11.44	-7.23	-13.48	-6.87	-8.72
Free Cash Flow	30.13	51.04	58.62	39.46	33.14	31.57
Free Cash Flow Growth	-51.46%	-12.94%	48.56%	19.09%	4.98%	-11.31%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	47.59%	51.08%	50.24%	52.86%	49.05%	54.27%
Profit Margin	38.30%	41.42%	41.42%	39.87%	37.19%	41.12%
FCF Margin	0.00%	29.57%	37.04%	21.11%	27.25%	28.56%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.400	1.800	1.550	1.150	0.940	0.850
Dividend Per Share Growth	-60.38%	16.13%	34.78%	22.34%	10.59%	4.94%
Dividend Yield	1.54%	4.38%	1.57%	1.36%	1.05%	1.59%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	20.08	16.85	15.24	11.90	16.63	12.20
Forward PE	14.01	13.39	15.11	14.66	13.40	13.47
P/FCF Ratio	56.97	23.47	16.92	22.76	25.27	17.43
PS Ratio	7.90	6.94	6.27	4.81	6.89	4.98