Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.65 billion. The enterprise value is $1.52 billion.
| Market Cap | 1.65B |
| Enterprise Value | 1.52B |
Important Dates
The last earnings date was Tuesday, October 20, 2026, after market close.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Dec 23, 2026 |
Share Statistics
Bank First has 11.05 million shares outstanding. The number of shares has increased by 8.96% in one year.
| Current Share Class | 11.05M |
| Shares Outstanding | 11.05M |
| Shares Change (YoY) | +8.96% |
| Shares Change (QoQ) | -0.57% |
| Owned by Insiders (%) | 10.47% |
| Owned by Institutions (%) | 38.35% |
| Float | 9.89M |
Valuation Ratios
The trailing PE ratio is 18.63 and the forward PE ratio is 12.89.
| PE Ratio | 18.63 |
| Forward PE | 12.89 |
| PS Ratio | 6.95 |
| Forward PS | 5.05 |
| PB Ratio | 2.02 |
| P/TBV Ratio | 3.06 |
| P/FCF Ratio | 29.49 |
| P/OCF Ratio | 23.52 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 17.61 |
| EV / Sales | 6.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 27.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.10 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.95%.
| Return on Equity (ROE) | 11.95% |
| Return on Assets (ROA) | 1.68% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.29% |
| Revenue Per Employee | $626,987 |
| Profits Per Employee | $227,600 |
| Employee Count | 380 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $21.26 million in taxes.
| Income Tax | 21.26M |
| Effective Tax Rate | 19.66% |
Stock Price Statistics
The stock price has increased by +20.90% in the last 52 weeks. The beta is 0.43, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +20.90% |
| 50-Day Moving Average | 149.93 |
| 200-Day Moving Average | 145.73 |
| Relative Strength Index (RSI) | 53.49 |
| Average Volume (20 Days) | 87,129 |
Short Selling Information
The latest short interest is 639,236, so 5.79% of the outstanding shares have been sold short.
| Short Interest | 639,236 |
| Short Previous Month | 667,073 |
| Short % of Shares Out | 5.79% |
| Short % of Float | 6.46% |
| Short Ratio (days to cover) | 9.80 |
Income Statement
In the last 12 months, Bank First had revenue of $238.26 million and earned $86.49 million in profits. Earnings per share was $8.03.
| Revenue | 238.26M |
| Gross Profit | 238.26M |
| Operating Income | 117.72M |
| Pretax Income | 108.14M |
| Net Income | 86.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.03 |
Balance Sheet
The company has $212.22 million in cash and $79.84 million in debt, with a net cash position of $132.38 million or $11.99 per share.
| Cash & Cash Equivalents | 212.22M |
| Total Debt | 79.84M |
| Net Cash | 132.38M |
| Net Cash Per Share | $11.99 |
| Equity (Book Value) | 826.44M |
| Book Value Per Share | 74.57 |
| Working Capital | -4.81B |
Cash Flow
In the last 12 months, operating cash flow was $70.39 million and capital expenditures -$14.24 million, giving a free cash flow of $56.15 million.
| Operating Cash Flow | 70.39M |
| Capital Expenditures | -14.24M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -222.81M |
| Free Cash Flow | 56.15M |
| FCF Per Share | $5.08 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.41% |
| Pretax Margin | 45.39% |
| Profit Margin | 36.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.57% |
Dividends & Yields
This stock pays an annual dividend of $2.60, which amounts to a dividend yield of 1.74%.
| Dividend Per Share | $2.60 |
| Dividend Yield | 1.74% |
| Dividend Growth (YoY) | 27.78% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 28.65% |
| FCF Payout Ratio | 45.24% |
| Buyback Yield | -8.96% |
| Shareholder Yield | -7.22% |
| Earnings Yield | 5.37% |
| FCF Yield | 3.39% |
Analyst Forecast
The average price target for Bank First is $163.00, which is 9.02% higher than the current price. The consensus rating is "Buy".
| Price Target | $163.00 |
| Price Target Difference | 9.02% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 26.86% |
| EPS Growth Forecast (3Y) | 18.73% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |