Bank First Corporation (BFC)

NASDAQ: BFC · IEX Real-Time Price · USD
86.15
+0.64 (0.75%)
Mar 28, 2024, 12:42 PM EDT - Market open

Total Valuation

Bank First has a market cap or net worth of $867.23 million. The enterprise value is $746.91 million.

Market Cap 867.23M
Enterprise Value 746.91M

Important Dates

The next estimated earnings date is Tuesday, April 16, 2024, after market close.

Earnings Date Apr 16, 2024
Ex-Dividend Date Mar 26, 2024

Share Statistics

Bank First has 10.14 million shares outstanding. The number of shares has increased by 14.81% in one year.

Shares Outstanding 10.14M
Shares Change (YoY) +14.81%
Shares Change (QoQ) -0.23%
Owned by Insiders (%) 18.34%
Owned by Institutions (%) 30.41%
Float 8.28M

Valuation Ratios

The trailing PE ratio is 11.75 and the forward PE ratio is 14.29.

PE Ratio 11.75
Forward PE 14.29
PS Ratio 4.64
Forward PS 5.32
PB Ratio 1.40
P/FCF Ratio 21.98
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.97, with an EV/FCF ratio of 18.93.

EV / Earnings 10.02
EV / Sales 4.00
EV / EBITDA 6.97
EV / EBIT 7.56
EV / FCF 18.93

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.21
Debt / EBITDA 1.19
Debt / FCF 3.22
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.80% and return on invested capital (ROIC) is 10.77%.

Return on Equity (ROE) 12.80%
Return on Assets (ROA) 1.80%
Return on Capital (ROIC) 10.77%
Revenue Per Employee $493,174
Profits Per Employee $196,607
Employee Count 379
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, Bank First has paid $24.28 million in taxes.

Income Tax 24.28M
Effective Tax Rate 24.58%

Stock Price Statistics

The stock price has increased by +15.76% in the last 52 weeks. The beta is 0.28, so Bank First's price volatility has been lower than the market average.

Beta (1Y) 0.28
52-Week Price Change +15.76%
50-Day Moving Average 84.89
200-Day Moving Average 83.13
Relative Strength Index (RSI) 55.19
Average Volume (30 Days) 19,163

Short Selling Information

The latest short interest is 222,334, so 2.19% of the outstanding shares have been sold short.

Short Interest 222,334
Short Previous Month 230,427
Short % of Shares Out 2.19%
Short % of Float 2.69%
Short Ratio (days to cover) 12.51

Income Statement

In the last 12 months, Bank First had revenue of $186.91 million and earned $74.51 million in profits. Earnings per share was $7.28.

Revenue 186.91M
Gross Profit 186.91M
Operating Income 106.70M
Pretax Income 98.79M
Net Income 74.51M
EBITDA 107.19M
EBIT 98.79M
Earnings Per Share (EPS) $7.28
Full Income Statement

Balance Sheet

The company has $247.47 million in cash and $127.14 million in debt, giving a net cash position of $120.33 million or $11.86 per share.

Cash & Cash Equivalents 247.47M
Total Debt 127.14M
Net Cash 120.33M
Net Cash Per Share $11.86
Equity / Book Value 619.80M
Book Value Per Share 61.11
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $52.95 million and capital expenditures -$13.48 million, giving a free cash flow of $39.46 million.

Operating Cash Flow 52.95M
Capital Expenditures -13.48M
Free Cash Flow 39.46M
FCF Per Share $3.81
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 57.08% and 39.87%.

Gross Margin 100.00%
Operating Margin 57.08%
Pretax Margin 52.86%
Profit Margin 39.87%
EBITDA Margin 57.35%
EBIT Margin 52.86%
FCF Margin 21.11%

Dividends & Yields

This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 1.63%.

Dividend Per Share $1.40
Dividend Yield 1.63%
Dividend Growth (YoY) 59.79%
Years of Dividend Growth 2
Payout Ratio 19.23%
Buyback Yield -14.81%
Shareholder Yield -13.17%
Earnings Yield 8.59%
FCF Yield 4.55%
Dividend Details

Analyst Forecast

The average price target for Bank First is $93.00, which is 7.95% higher than the current price. The consensus rating is "Hold".

Price Target $93.00
Price Target Difference 7.95%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on October 21, 2002. It was a forward split with a ratio of 2:1.

Last Split Date Oct 21, 2002
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4