Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.57 billion. The enterprise value is $1.44 billion.
| Market Cap | 1.57B |
| Enterprise Value | 1.44B |
Important Dates
The last earnings date was Tuesday, October 20, 2026, after market close.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Dec 23, 2026 |
Share Statistics
Bank First has 11.08 million shares outstanding. The number of shares has increased by 8.99% in one year.
| Current Share Class | 11.08M |
| Shares Outstanding | 11.08M |
| Shares Change (YoY) | +8.99% |
| Shares Change (QoQ) | -0.29% |
| Owned by Insiders (%) | 10.43% |
| Owned by Institutions (%) | 38.49% |
| Float | 9.93M |
Valuation Ratios
The trailing PE ratio is 17.68 and the forward PE ratio is 12.24.
| PE Ratio | 17.68 |
| Forward PE | 12.24 |
| PS Ratio | 6.61 |
| Forward PS | 5.15 |
| PB Ratio | 1.90 |
| P/TBV Ratio | 2.91 |
| P/FCF Ratio | 36.97 |
| P/OCF Ratio | 27.50 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.66 |
| EV / Sales | 6.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 33.86 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.95%.
| Return on Equity (ROE) | 11.95% |
| Return on Assets (ROA) | 1.68% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.19% |
| Revenue Per Employee | $627,068 |
| Profits Per Employee | $227,713 |
| Employee Count | 380 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $21.26 million in taxes.
| Income Tax | 21.26M |
| Effective Tax Rate | 19.66% |
Stock Price Statistics
The stock price has increased by +14.21% in the last 52 weeks. The beta is 0.41, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +14.21% |
| 50-Day Moving Average | 151.43 |
| 200-Day Moving Average | 144.27 |
| Relative Strength Index (RSI) | 35.51 |
| Average Volume (20 Days) | 64,498 |
Short Selling Information
The latest short interest is 667,073, so 6.02% of the outstanding shares have been sold short.
| Short Interest | 667,073 |
| Short Previous Month | 652,284 |
| Short % of Shares Out | 6.02% |
| Short % of Float | 6.72% |
| Short Ratio (days to cover) | 9.53 |
Income Statement
In the last 12 months, Bank First had revenue of $238.29 million and earned $86.53 million in profits. Earnings per share was $8.03.
| Revenue | 238.29M |
| Gross Profit | 238.29M |
| Operating Income | 113.96M |
| Pretax Income | 108.14M |
| Net Income | 86.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.03 |
Balance Sheet
The company has $212.22 million in cash and $79.84 million in debt, with a net cash position of $132.38 million or $11.94 per share.
| Cash & Cash Equivalents | 212.22M |
| Total Debt | 79.84M |
| Net Cash | 132.38M |
| Net Cash Per Share | $11.94 |
| Equity (Book Value) | 826.44M |
| Book Value Per Share | 74.56 |
| Working Capital | -4.79B |
Cash Flow
In the last 12 months, operating cash flow was $57.25 million and capital expenditures -$14.67 million, giving a free cash flow of $42.58 million.
| Operating Cash Flow | 57.25M |
| Capital Expenditures | -14.67M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -97.81M |
| Free Cash Flow | 42.58M |
| FCF Per Share | $3.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 47.82% |
| Pretax Margin | 45.38% |
| Profit Margin | 36.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.60% |
Dividends & Yields
This stock pays an annual dividend of $2.40, which amounts to a dividend yield of 1.69%.
| Dividend Per Share | $2.40 |
| Dividend Yield | 1.69% |
| Dividend Growth (YoY) | 27.78% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 28.64% |
| FCF Payout Ratio | 59.88% |
| Buyback Yield | -8.99% |
| Shareholder Yield | -7.30% |
| Earnings Yield | 5.65% |
| FCF Yield | 2.70% |
Analyst Forecast
The average price target for Bank First is $163.00, which is 14.76% higher than the current price. The consensus rating is "Buy".
| Price Target | $163.00 |
| Price Target Difference | 14.76% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |