Bank First Corporation (BFC)
Total Valuation
Bank First has a market cap or net worth of $867.23 million. The enterprise value is $746.91 million.
Market Cap | 867.23M |
Enterprise Value | 746.91M |
Important Dates
The next estimated earnings date is Tuesday, April 16, 2024, after market close.
Earnings Date | Apr 16, 2024 |
Ex-Dividend Date | Mar 26, 2024 |
Share Statistics
Bank First has 10.14 million shares outstanding. The number of shares has increased by 14.81% in one year.
Shares Outstanding | 10.14M |
Shares Change (YoY) | +14.81% |
Shares Change (QoQ) | -0.23% |
Owned by Insiders (%) | 18.34% |
Owned by Institutions (%) | 30.41% |
Float | 8.28M |
Valuation Ratios
The trailing PE ratio is 11.75 and the forward PE ratio is 14.29.
PE Ratio | 11.75 |
Forward PE | 14.29 |
PS Ratio | 4.64 |
Forward PS | 5.32 |
PB Ratio | 1.40 |
P/FCF Ratio | 21.98 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.97, with an EV/FCF ratio of 18.93.
EV / Earnings | 10.02 |
EV / Sales | 4.00 |
EV / EBITDA | 6.97 |
EV / EBIT | 7.56 |
EV / FCF | 18.93 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.21 |
Debt / EBITDA | 1.19 |
Debt / FCF | 3.22 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.80% and return on invested capital (ROIC) is 10.77%.
Return on Equity (ROE) | 12.80% |
Return on Assets (ROA) | 1.80% |
Return on Capital (ROIC) | 10.77% |
Revenue Per Employee | $493,174 |
Profits Per Employee | $196,607 |
Employee Count | 379 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $24.28 million in taxes.
Income Tax | 24.28M |
Effective Tax Rate | 24.58% |
Stock Price Statistics
The stock price has increased by +15.76% in the last 52 weeks. The beta is 0.28, so Bank First's price volatility has been lower than the market average.
Beta (1Y) | 0.28 |
52-Week Price Change | +15.76% |
50-Day Moving Average | 84.89 |
200-Day Moving Average | 83.13 |
Relative Strength Index (RSI) | 55.19 |
Average Volume (30 Days) | 19,163 |
Short Selling Information
The latest short interest is 222,334, so 2.19% of the outstanding shares have been sold short.
Short Interest | 222,334 |
Short Previous Month | 230,427 |
Short % of Shares Out | 2.19% |
Short % of Float | 2.69% |
Short Ratio (days to cover) | 12.51 |
Income Statement
In the last 12 months, Bank First had revenue of $186.91 million and earned $74.51 million in profits. Earnings per share was $7.28.
Revenue | 186.91M |
Gross Profit | 186.91M |
Operating Income | 106.70M |
Pretax Income | 98.79M |
Net Income | 74.51M |
EBITDA | 107.19M |
EBIT | 98.79M |
Earnings Per Share (EPS) | $7.28 |
Balance Sheet
The company has $247.47 million in cash and $127.14 million in debt, giving a net cash position of $120.33 million or $11.86 per share.
Cash & Cash Equivalents | 247.47M |
Total Debt | 127.14M |
Net Cash | 120.33M |
Net Cash Per Share | $11.86 |
Equity / Book Value | 619.80M |
Book Value Per Share | 61.11 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $52.95 million and capital expenditures -$13.48 million, giving a free cash flow of $39.46 million.
Operating Cash Flow | 52.95M |
Capital Expenditures | -13.48M |
Free Cash Flow | 39.46M |
FCF Per Share | $3.81 |
Margins
Gross margin is 100.00%, with operating and profit margins of 57.08% and 39.87%.
Gross Margin | 100.00% |
Operating Margin | 57.08% |
Pretax Margin | 52.86% |
Profit Margin | 39.87% |
EBITDA Margin | 57.35% |
EBIT Margin | 52.86% |
FCF Margin | 21.11% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 1.63%.
Dividend Per Share | $1.40 |
Dividend Yield | 1.63% |
Dividend Growth (YoY) | 59.79% |
Years of Dividend Growth | 2 |
Payout Ratio | 19.23% |
Buyback Yield | -14.81% |
Shareholder Yield | -13.17% |
Earnings Yield | 8.59% |
FCF Yield | 4.55% |
Analyst Forecast
The average price target for Bank First is $93.00, which is 7.95% higher than the current price. The consensus rating is "Hold".
Price Target | $93.00 |
Price Target Difference | 7.95% |
Analyst Consensus | Hold |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on October 21, 2002. It was a forward split with a ratio of 2:1.
Last Split Date | Oct 21, 2002 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |