Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.23 billion. The enterprise value is $1.32 billion.
Important Dates
The last earnings date was Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Dec 24, 2025 |
Share Statistics
Bank First has 9.84 million shares outstanding. The number of shares has decreased by -2.28% in one year.
| Current Share Class | 9.84M |
| Shares Outstanding | 9.84M |
| Shares Change (YoY) | -2.28% |
| Shares Change (QoQ) | -0.46% |
| Owned by Insiders (%) | 10.18% |
| Owned by Institutions (%) | 36.03% |
| Float | 8.83M |
Valuation Ratios
The trailing PE ratio is 17.55 and the forward PE ratio is 13.71.
| PE Ratio | 17.55 |
| Forward PE | 13.71 |
| PS Ratio | 7.31 |
| Forward PS | 5.60 |
| PB Ratio | 1.95 |
| P/TBV Ratio | 2.82 |
| P/FCF Ratio | 23.54 |
| P/OCF Ratio | 19.09 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.82 |
| EV / Sales | 7.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 25.37 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.26 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.24%.
| Return on Equity (ROE) | 11.24% |
| Return on Assets (ROA) | 1.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $461,142 |
| Profits Per Employee | $192,063 |
| Employee Count | 366 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $16.40 million in taxes.
| Income Tax | 16.40M |
| Effective Tax Rate | 18.84% |
Stock Price Statistics
The stock price has increased by +20.66% in the last 52 weeks. The beta is 0.39, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +20.66% |
| 50-Day Moving Average | 126.41 |
| 200-Day Moving Average | 116.16 |
| Relative Strength Index (RSI) | 48.57 |
| Average Volume (20 Days) | 66,589 |
Short Selling Information
The latest short interest is 388,374, so 3.95% of the outstanding shares have been sold short.
| Short Interest | 388,374 |
| Short Previous Month | 387,955 |
| Short % of Shares Out | 3.95% |
| Short % of Float | 4.40% |
| Short Ratio (days to cover) | 4.46 |
Income Statement
In the last 12 months, Bank First had revenue of $168.78 million and earned $70.30 million in profits. Earnings per share was $7.11.
| Revenue | 168.78M |
| Gross Profit | 168.78M |
| Operating Income | 92.98M |
| Pretax Income | 87.05M |
| Net Income | 70.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.11 |
Full Income StatementBalance Sheet
The company has $126.18 million in cash and $221.94 million in debt, giving a net cash position of -$95.76 million or -$9.74 per share.
| Cash & Cash Equivalents | 126.18M |
| Total Debt | 221.94M |
| Net Cash | -95.76M |
| Net Cash Per Share | -$9.74 |
| Equity (Book Value) | 628.13M |
| Book Value Per Share | 63.87 |
| Working Capital | -3.54B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $64.28 million and capital expenditures -$12.15 million, giving a free cash flow of $52.13 million.
| Operating Cash Flow | 64.28M |
| Capital Expenditures | -12.15M |
| Free Cash Flow | 52.13M |
| FCF Per Share | $5.30 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 55.09% |
| Pretax Margin | 51.57% |
| Profit Margin | 41.86% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.89% |
Dividends & Yields
This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.44%.
| Dividend Per Share | $1.80 |
| Dividend Yield | 1.44% |
| Dividend Growth (YoY) | 241.94% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 74.54% |
| Buyback Yield | 2.28% |
| Shareholder Yield | 3.72% |
| Earnings Yield | 5.73% |
| FCF Yield | 4.25% |
Dividend DetailsAnalyst Forecast
The average price target for Bank First is $142.00, which is 13.94% higher than the current price. The consensus rating is "Buy".
| Price Target | $142.00 |
| Price Target Difference | 13.94% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
