Bank First Corporation (BFC)

Bank First Statistics

Total Valuation

Bank First has a market cap or net worth of $1.52 billion. The enterprise value is $1.42 billion.

Market Cap	1.52B
Enterprise Value	1.42B

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Mar 25, 2026

Share Statistics

Bank First has 11.22 million shares outstanding. The number of shares has decreased by -1.37% in one year.

Current Share Class	11.22M
Shares Outstanding	11.22M
Shares Change (YoY)	-1.37%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	8.16%
Owned by Institutions (%)	33.90%
Float	10.30M

Valuation Ratios

The trailing PE ratio is 19.15 and the forward PE ratio is 13.47.

PE Ratio	19.15
Forward PE	13.47
PS Ratio	7.93
Forward PS	5.53
PB Ratio	2.11
P/TBV Ratio	3.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	19.88
EV / Sales	8.23
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.14%.

Return on Equity (ROE)	11.14%
Return on Assets (ROA)	1.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.03%
Revenue Per Employee	$345,256
Profits Per Employee	$142,992
Employee Count	500
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank First has paid $16.67 million in taxes.

Income Tax	16.67M
Effective Tax Rate	18.91%

Stock Price Statistics

The stock price has increased by +32.12% in the last 52 weeks. The beta is 0.41, so Bank First's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	+32.12%
50-Day Moving Average	128.42
200-Day Moving Average	122.70
Relative Strength Index (RSI)	61.93
Average Volume (20 Days)	57,188

Short Selling Information

The latest short interest is 354,974, so 3.16% of the outstanding shares have been sold short.

Short Interest	354,974
Short Previous Month	361,190
Short % of Shares Out	3.16%
Short % of Float	3.45%
Short Ratio (days to cover)	5.79

Income Statement

In the last 12 months, Bank First had revenue of $172.63 million and earned $71.50 million in profits. Earnings per share was $7.23.

Revenue	172.63M
Gross Profit	172.63M
Operating Income	94.87M
Pretax Income	88.17M
Net Income	71.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$7.23

Balance Sheet

The company has $243.21 million in cash and $121.97 million in debt, with a net cash position of $121.24 million or $10.81 per share.

Cash & Cash Equivalents	243.21M
Total Debt	121.97M
Net Cash	121.24M
Net Cash Per Share	$10.81
Equity (Book Value)	643.84M
Book Value Per Share	65.47
Working Capital	-3.45B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	54.95%
Pretax Margin	51.08%
Profit Margin	41.42%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.45%.

Dividend Per Share	$2.00
Dividend Yield	1.45%
Dividend Growth (YoY)	12.12%
Years of Dividend Growth	3
Payout Ratio	25.60%
Buyback Yield	1.37%
Shareholder Yield	2.82%
Earnings Yield	4.64%
FCF Yield	n/a

Analyst Forecast

The average price target for Bank First is $150.00, which is 10.40% higher than the current price. The consensus rating is "Buy".

Price Target	$150.00
Price Target Difference	10.40%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2