Bank First Corporation (BFC)

Bank First Statistics

Total Valuation

Bank First has a market cap or net worth of $1.28 billion. The enterprise value is $1.37 billion.

Market Cap	1.28B
Enterprise Value	1.37B

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Dec 24, 2025

Share Statistics

Bank First has 9.83 million shares outstanding. The number of shares has decreased by -2.32% in one year.

Current Share Class	9.83M
Shares Outstanding	9.83M
Shares Change (YoY)	-2.32%
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	10.17%
Owned by Institutions (%)	33.96%
Float	8.83M

Valuation Ratios

The trailing PE ratio is 18.59 and the forward PE ratio is 15.95.

PE Ratio	18.59
Forward PE	15.95
PS Ratio	7.74
Forward PS	5.83
PB Ratio	2.07
P/TBV Ratio	2.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	19.55
EV / Sales	8.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.24%.

Return on Equity (ROE)	11.24%
Return on Assets (ROA)	1.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$461,142
Profits Per Employee	$192,068
Employee Count	366
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank First has paid $16.40 million in taxes.

Income Tax	16.40M
Effective Tax Rate	18.84%

Stock Price Statistics

The stock price has increased by +39.15% in the last 52 weeks. The beta is 0.38, so Bank First's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+39.15%
50-Day Moving Average	126.94
200-Day Moving Average	114.10
Relative Strength Index (RSI)	53.84
Average Volume (20 Days)	86,387

Short Selling Information

The latest short interest is 361,236, so 3.67% of the outstanding shares have been sold short.

Short Interest	361,236
Short Previous Month	280,266
Short % of Shares Out	3.67%
Short % of Float	4.09%
Short Ratio (days to cover)	3.65

Income Statement

In the last 12 months, Bank First had revenue of $168.78 million and earned $70.30 million in profits. Earnings per share was $7.11.

Revenue	168.78M
Gross Profit	168.78M
Operating Income	92.98M
Pretax Income	87.05M
Net Income	70.30M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$7.11

Balance Sheet

The company has $126.18 million in cash and $221.94 million in debt, giving a net cash position of -$95.76 million or -$9.74 per share.

Cash & Cash Equivalents	126.18M
Total Debt	221.94M
Net Cash	-95.76M
Net Cash Per Share	-$9.74
Equity (Book Value)	628.13M
Book Value Per Share	63.87
Working Capital	-3.41B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	55.09%
Pretax Margin	51.57%
Profit Margin	41.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.36%.

Dividend Per Share	$1.80
Dividend Yield	1.36%
Dividend Growth (YoY)	241.94%
Years of Dividend Growth	2
Payout Ratio	74.53%
Buyback Yield	2.32%
Shareholder Yield	3.71%
Earnings Yield	5.50%
FCF Yield	n/a

Analyst Forecast

The average price target for Bank First is $142.00, which is 9.04% higher than the current price. The consensus rating is "Buy".

Price Target	$142.00
Price Target Difference	9.04%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2