Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.26 billion. The enterprise value is $1.26 billion.
Important Dates
The next estimated earnings date is Tuesday, October 14, 2025, after market close.
| Earnings Date | Oct 14, 2025 |
| Ex-Dividend Date | Sep 24, 2025 |
Share Statistics
Bank First has 9.83 million shares outstanding. The number of shares has decreased by -2.76% in one year.
| Current Share Class | 9.83M |
| Shares Outstanding | 9.83M |
| Shares Change (YoY) | -2.76% |
| Shares Change (QoQ) | -0.97% |
| Owned by Insiders (%) | 10.19% |
| Owned by Institutions (%) | 33.42% |
| Float | 8.83M |
Valuation Ratios
The trailing PE ratio is 18.45 and the forward PE ratio is 15.34.
| PE Ratio | 18.45 |
| Forward PE | 15.34 |
| PS Ratio | 7.65 |
| Forward PS | 6.14 |
| PB Ratio | 2.05 |
| P/TBV Ratio | 3.01 |
| P/FCF Ratio | 22.23 |
| P/OCF Ratio | 18.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.29 |
| EV / Sales | 7.59 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 22.26 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.15 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.28%.
| Return on Equity (ROE) | 11.28% |
| Return on Assets (ROA) | 1.63% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $453,546 |
| Profits Per Employee | $188,112 |
| Employee Count | 366 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $16.04 million in taxes.
| Income Tax | 16.04M |
| Effective Tax Rate | 18.82% |
Stock Price Statistics
The stock price has increased by +45.25% in the last 52 weeks. The beta is 0.40, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +45.25% |
| 50-Day Moving Average | 120.48 |
| 200-Day Moving Average | 108.91 |
| Relative Strength Index (RSI) | 63.00 |
| Average Volume (20 Days) | 113,759 |
Short Selling Information
The latest short interest is 278,685, so 2.83% of the outstanding shares have been sold short.
| Short Interest | 278,685 |
| Short Previous Month | 234,345 |
| Short % of Shares Out | 2.83% |
| Short % of Float | 3.16% |
| Short Ratio (days to cover) | 1.62 |
Income Statement
In the last 12 months, Bank First had revenue of $166.00 million and earned $68.85 million in profits. Earnings per share was $6.93.
| Revenue | 166.00M |
| Gross Profit | 166.00M |
| Operating Income | 91.43M |
| Pretax Income | 102.73M |
| Net Income | 68.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.93 |
Full Income StatementBalance Sheet
The company has $120.33 million in cash and $121.92 million in debt, giving a net cash position of -$1.59 million or -$0.16 per share.
| Cash & Cash Equivalents | 120.33M |
| Total Debt | 121.92M |
| Net Cash | -1.59M |
| Net Cash Per Share | -$0.16 |
| Equity (Book Value) | 612.33M |
| Book Value Per Share | 62.27 |
| Working Capital | -3.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $67.61 million and capital expenditures -$11.01 million, giving a free cash flow of $56.59 million.
| Operating Cash Flow | 67.61M |
| Capital Expenditures | -11.01M |
| Free Cash Flow | 56.59M |
| FCF Per Share | $5.75 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 55.08% |
| Pretax Margin | 51.36% |
| Profit Margin | 41.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.09% |
Dividends & Yields
This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.47%.
| Dividend Per Share | $1.80 |
| Dividend Yield | 1.47% |
| Dividend Growth (YoY) | 278.57% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 76.46% |
| Buyback Yield | 2.76% |
| Shareholder Yield | 4.17% |
| Earnings Yield | 5.47% |
| FCF Yield | 4.50% |
Dividend DetailsAnalyst Forecast
The average price target for Bank First is $137.00, which is 7.54% higher than the current price. The consensus rating is "Buy".
| Price Target | $137.00 |
| Price Target Difference | 7.54% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
