Bank First Corporation (BFC)

Bank First Statistics

Total Valuation

Bank First has a market cap or net worth of $1.15 billion. The enterprise value is $1.15 billion.

Market Cap	1.15B
Enterprise Value	1.15B

Important Dates

The last earnings date was Friday, July 18, 2025, before market open.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Sep 24, 2025

Share Statistics

Bank First has 9.83 million shares outstanding. The number of shares has decreased by -2.78% in one year.

Current Share Class	9.83M
Shares Outstanding	9.83M
Shares Change (YoY)	-2.78%
Shares Change (QoQ)	-0.50%
Owned by Insiders (%)	10.18%
Owned by Institutions (%)	33.59%
Float	8.83M

Valuation Ratios

The trailing PE ratio is 16.90 and the forward PE ratio is 14.05.

PE Ratio	16.90
Forward PE	14.05
PS Ratio	7.01
Forward PS	6.31
PB Ratio	1.88
P/TBV Ratio	2.75
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.75
EV / Sales	6.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.28%.

Return on Equity (ROE)	11.28%
Return on Assets (ROA)	1.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$453,546
Profits Per Employee	$188,139
Employee Count	366
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank First has paid $16.04 million in taxes.

Income Tax	16.04M
Effective Tax Rate	18.82%

Stock Price Statistics

The stock price has increased by +26.53% in the last 52 weeks. The beta is 0.38, so Bank First's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+26.53%
50-Day Moving Average	118.81
200-Day Moving Average	106.81
Relative Strength Index (RSI)	40.65
Average Volume (20 Days)	164,758

Short Selling Information

The latest short interest is 234,345, so 2.38% of the outstanding shares have been sold short.

Short Interest	234,345
Short Previous Month	217,411
Short % of Shares Out	2.38%
Short % of Float	2.65%
Short Ratio (days to cover)	1.26

Income Statement

In the last 12 months, Bank First had revenue of $166.00 million and earned $68.86 million in profits. Earnings per share was $6.93.

Revenue	166.00M
Gross Profit	166.00M
Operating Income	91.43M
Pretax Income	102.73M
Net Income	68.86M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.93

Balance Sheet

The company has $120.33 million in cash and $121.92 million in debt, giving a net cash position of -$1.59 million or -$0.16 per share.

Cash & Cash Equivalents	120.33M
Total Debt	121.92M
Net Cash	-1.59M
Net Cash Per Share	-$0.16
Equity (Book Value)	612.33M
Book Value Per Share	62.27
Working Capital	-3.48B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	55.08%
Pretax Margin	51.36%
Profit Margin	41.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.54%.

Dividend Per Share	$1.80
Dividend Yield	1.54%
Dividend Growth (YoY)	303.85%
Years of Dividend Growth	2
Payout Ratio	75.71%
Buyback Yield	2.78%
Shareholder Yield	4.30%
Earnings Yield	5.98%
FCF Yield	n/a

Analyst Forecast

The average price target for Bank First is $137.00, which is 16.81% higher than the current price. The consensus rating is "Buy".

Price Target	$137.00
Price Target Difference	16.81%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2