Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.50 billion. The enterprise value is $1.38 billion.
Important Dates
The next estimated earnings date is Tuesday, April 14, 2026, after market close.
| Earnings Date | Apr 14, 2026 |
| Ex-Dividend Date | Mar 25, 2026 |
Share Statistics
Bank First has 11.20 million shares outstanding. The number of shares has decreased by -1.85% in one year.
| Current Share Class | 11.20M |
| Shares Outstanding | 11.20M |
| Shares Change (YoY) | -1.85% |
| Shares Change (QoQ) | +0.26% |
| Owned by Insiders (%) | 9.91% |
| Owned by Institutions (%) | 33.31% |
| Float | 10.09M |
Valuation Ratios
The trailing PE ratio is 18.49 and the forward PE ratio is 13.01.
| PE Ratio | 18.49 |
| Forward PE | 13.01 |
| PS Ratio | 8.68 |
| Forward PS | 5.40 |
| PB Ratio | 2.03 |
| P/TBV Ratio | 3.31 |
| P/FCF Ratio | 29.36 |
| P/OCF Ratio | 23.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 19.38 |
| EV / Sales | 7.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 27.01 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.14%.
| Return on Equity (ROE) | 11.14% |
| Return on Assets (ROA) | 1.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.98% |
| Revenue Per Employee | $454,284 |
| Profits Per Employee | $187,234 |
| Employee Count | 380 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $16.67 million in taxes.
| Income Tax | 16.67M |
| Effective Tax Rate | 18.91% |
Stock Price Statistics
The stock price has increased by +32.97% in the last 52 weeks. The beta is 0.40, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +32.97% |
| 50-Day Moving Average | 138.26 |
| 200-Day Moving Average | 127.98 |
| Relative Strength Index (RSI) | 44.48 |
| Average Volume (20 Days) | 117,048 |
Short Selling Information
The latest short interest is 335,524, so 3.00% of the outstanding shares have been sold short.
| Short Interest | 335,524 |
| Short Previous Month | 335,622 |
| Short % of Shares Out | 3.00% |
| Short % of Float | 3.32% |
| Short Ratio (days to cover) | 3.69 |
Income Statement
In the last 12 months, Bank First had revenue of $172.63 million and earned $71.15 million in profits. Earnings per share was $7.23.
| Revenue | 172.63M |
| Gross Profit | 172.63M |
| Operating Income | 93.99M |
| Pretax Income | 88.17M |
| Net Income | 71.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.23 |
Full Income StatementBalance Sheet
The company has $243.21 million in cash and $123.55 million in debt, with a net cash position of $119.66 million or $10.68 per share.
| Cash & Cash Equivalents | 243.21M |
| Total Debt | 123.55M |
| Net Cash | 119.66M |
| Net Cash Per Share | $10.68 |
| Equity (Book Value) | 643.84M |
| Book Value Per Share | 65.47 |
| Working Capital | -3.48B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $62.48 million and capital expenditures -$11.44 million, giving a free cash flow of $51.04 million.
| Operating Cash Flow | 62.48M |
| Capital Expenditures | -11.44M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -25.51M |
| Free Cash Flow | 51.04M |
| FCF Per Share | $4.56 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 54.44% |
| Pretax Margin | 51.08% |
| Profit Margin | 41.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.57% |
Dividends & Yields
This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.50%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 1.50% |
| Dividend Growth (YoY) | 12.12% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 25.60% |
| Buyback Yield | 1.85% |
| Shareholder Yield | 3.34% |
| Earnings Yield | 4.75% |
| FCF Yield | 3.41% |
Dividend DetailsAnalyst Forecast
The average price target for Bank First is $150.00, which is 12.22% higher than the current price. The consensus rating is "Buy".
| Price Target | $150.00 |
| Price Target Difference | 12.22% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
