Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.68 billion. The enterprise value is $1.49 billion.
| Market Cap | 1.68B |
| Enterprise Value | 1.49B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Sep 23, 2026 |
Share Statistics
Bank First has 11.08 million shares outstanding. The number of shares has increased by 5.34% in one year.
| Current Share Class | 11.08M |
| Shares Outstanding | 11.08M |
| Shares Change (YoY) | +5.34% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 10.41% |
| Owned by Institutions (%) | 36.04% |
| Float | 9.93M |
Valuation Ratios
The trailing PE ratio is 19.27 and the forward PE ratio is 13.44.
| PE Ratio | 19.27 |
| Forward PE | 13.44 |
| PS Ratio | 7.58 |
| Forward PS | 5.39 |
| PB Ratio | 2.01 |
| P/TBV Ratio | 3.10 |
| P/FCF Ratio | 54.66 |
| P/OCF Ratio | 36.88 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 18.40 |
| EV / Sales | 6.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 49.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.48 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.32%.
| Return on Equity (ROE) | 11.32% |
| Return on Assets (ROA) | 1.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.10% |
| Revenue Per Employee | $392,116 |
| Profits Per Employee | $145,690 |
| Employee Count | 554 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $19.65 million in taxes.
| Income Tax | 19.65M |
| Effective Tax Rate | 19.51% |
Stock Price Statistics
The stock price has increased by +17.68% in the last 52 weeks. The beta is 0.41, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +17.68% |
| 50-Day Moving Average | 144.75 |
| 200-Day Moving Average | 136.73 |
| Relative Strength Index (RSI) | 53.41 |
| Average Volume (20 Days) | 104,130 |
Short Selling Information
The latest short interest is 610,009, so 5.51% of the outstanding shares have been sold short.
| Short Interest | 610,009 |
| Short Previous Month | 595,904 |
| Short % of Shares Out | 5.51% |
| Short % of Float | 6.15% |
| Short Ratio (days to cover) | 6.20 |
Income Statement
In the last 12 months, Bank First had revenue of $217.23 million and earned $80.71 million in profits. Earnings per share was $7.72.
| Revenue | 217.23M |
| Gross Profit | 217.23M |
| Operating Income | 108.82M |
| Pretax Income | 100.71M |
| Net Income | 80.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.72 |
Balance Sheet
The company has $266.52 million in cash and $104.85 million in debt, with a net cash position of $161.68 million or $14.59 per share.
| Cash & Cash Equivalents | 266.52M |
| Total Debt | 104.85M |
| Net Cash | 161.68M |
| Net Cash Per Share | $14.59 |
| Equity (Book Value) | 819.31M |
| Book Value Per Share | 73.95 |
| Working Capital | -4.72B |
Cash Flow
In the last 12 months, operating cash flow was $44.67 million and capital expenditures -$14.53 million, giving a free cash flow of $30.13 million.
| Operating Cash Flow | 44.67M |
| Capital Expenditures | -14.53M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -102.81M |
| Free Cash Flow | 30.13M |
| FCF Per Share | $2.72 |
Margins
| Gross Margin | n/a |
| Operating Margin | 50.09% |
| Pretax Margin | 46.36% |
| Profit Margin | 37.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 15.56% |
Dividends & Yields
This stock pays an annual dividend of $2.40, which amounts to a dividend yield of 1.61%.
| Dividend Per Share | $2.40 |
| Dividend Yield | 1.61% |
| Dividend Growth (YoY) | -60.38% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 27.22% |
| Buyback Yield | -5.34% |
| Shareholder Yield | -3.73% |
| Earnings Yield | 4.90% |
| FCF Yield | 1.83% |
Analyst Forecast
The average price target for Bank First is $163.00, which is 7.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $163.00 |
| Price Target Difference | 7.30% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |