Bank First Statistics
Total Valuation
Bank First has a market cap or net worth of $1.57 billion. The enterprise value is $1.30 billion.
Important Dates
The next estimated earnings date is Friday, July 17, 2026, before market open.
| Earnings Date | Jul 17, 2026 |
| Ex-Dividend Date | Jun 24, 2026 |
Share Statistics
Bank First has 11.16 million shares outstanding. The number of shares has increased by 1.76% in one year.
| Current Share Class | 11.16M |
| Shares Outstanding | 11.16M |
| Shares Change (YoY) | +1.76% |
| Shares Change (QoQ) | +13.75% |
| Owned by Insiders (%) | 10.29% |
| Owned by Institutions (%) | 35.07% |
| Float | 10.01M |
Valuation Ratios
The trailing PE ratio is 19.60 and the forward PE ratio is 13.57.
| PE Ratio | 19.60 |
| Forward PE | 13.57 |
| PS Ratio | 8.12 |
| Forward PS | 5.74 |
| PB Ratio | 1.93 |
| P/TBV Ratio | 2.98 |
| P/FCF Ratio | 52.17 |
| P/OCF Ratio | 35.20 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.81 |
| EV / Sales | 6.71 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 43.08 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.14 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.98%.
| Return on Equity (ROE) | 9.98% |
| Return on Assets (ROA) | 1.39% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.18% |
| Revenue Per Employee | $509,526 |
| Profits Per Employee | $191,850 |
| Employee Count | 380 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank First has paid $17.50 million in taxes.
| Income Tax | 17.50M |
| Effective Tax Rate | 19.28% |
Stock Price Statistics
The stock price has increased by +21.77% in the last 52 weeks. The beta is 0.44, so Bank First's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +21.77% |
| 50-Day Moving Average | 140.59 |
| 200-Day Moving Average | 132.93 |
| Relative Strength Index (RSI) | 45.29 |
| Average Volume (20 Days) | 97,031 |
Short Selling Information
The latest short interest is 378,772, so 3.39% of the outstanding shares have been sold short.
| Short Interest | 378,772 |
| Short Previous Month | 371,917 |
| Short % of Shares Out | 3.39% |
| Short % of Float | 3.78% |
| Short Ratio (days to cover) | 4.30 |
Income Statement
In the last 12 months, Bank First had revenue of $193.62 million and earned $72.90 million in profits. Earnings per share was $7.18.
| Revenue | 193.62M |
| Gross Profit | 193.62M |
| Operating Income | 97.40M |
| Pretax Income | 90.74M |
| Net Income | 72.90M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.18 |
Full Income StatementBalance Sheet
The company has $398.64 million in cash and $124.85 million in debt, with a net cash position of $273.79 million or $24.53 per share.
| Cash & Cash Equivalents | 398.64M |
| Total Debt | 124.85M |
| Net Cash | 273.79M |
| Net Cash Per Share | $24.53 |
| Equity (Book Value) | 819.85M |
| Book Value Per Share | 73.05 |
| Working Capital | -4.71B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $44.67 million and capital expenditures -$14.53 million, giving a free cash flow of $30.13 million.
| Operating Cash Flow | 44.67M |
| Capital Expenditures | -14.53M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -102.81M |
| Free Cash Flow | 30.13M |
| FCF Per Share | $2.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 50.31% |
| Pretax Margin | 46.87% |
| Profit Margin | 37.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 15.56% |
Dividends & Yields
This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 1.56%.
| Dividend Per Share | $2.20 |
| Dividend Yield | 1.56% |
| Dividend Growth (YoY) | -62.86% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 27.14% |
| Buyback Yield | -1.76% |
| Shareholder Yield | -0.19% |
| Earnings Yield | 4.64% |
| FCF Yield | 1.92% |
Dividend DetailsAnalyst Forecast
The average price target for Bank First is $161.00, which is 14.18% higher than the current price. The consensus rating is "Buy".
| Price Target | $161.00 |
| Price Target Difference | 14.18% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
