Bank First Corporation (BFC)
NASDAQ: BFC · Real-Time Price · USD
130.23
-1.96 (-1.48%)
Oct 23, 2025, 1:45 PM EDT - Market open

Bank First Statistics

Total Valuation

Bank First has a market cap or net worth of $1.28 billion. The enterprise value is $1.37 billion.

Market Cap1.28B
Enterprise Value 1.37B

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date Oct 21, 2025
Ex-Dividend Date Dec 24, 2025

Share Statistics

Bank First has 9.83 million shares outstanding. The number of shares has decreased by -2.32% in one year.

Current Share Class 9.83M
Shares Outstanding 9.83M
Shares Change (YoY) -2.32%
Shares Change (QoQ) -0.21%
Owned by Insiders (%) 10.17%
Owned by Institutions (%) 33.96%
Float 8.83M

Valuation Ratios

The trailing PE ratio is 18.59 and the forward PE ratio is 15.95.

PE Ratio 18.59
Forward PE 15.95
PS Ratio 7.74
Forward PS 5.83
PB Ratio 2.07
P/TBV Ratio 2.94
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 19.55
EV / Sales 8.14
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.24%.

Return on Equity (ROE) 11.24%
Return on Assets (ROA) 1.62%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $461,142
Profits Per Employee $192,068
Employee Count366
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Bank First has paid $16.40 million in taxes.

Income Tax 16.40M
Effective Tax Rate 18.84%

Stock Price Statistics

The stock price has increased by +39.15% in the last 52 weeks. The beta is 0.38, so Bank First's price volatility has been lower than the market average.

Beta (5Y) 0.38
52-Week Price Change +39.15%
50-Day Moving Average 126.94
200-Day Moving Average 114.10
Relative Strength Index (RSI) 53.84
Average Volume (20 Days) 86,387

Short Selling Information

The latest short interest is 361,236, so 3.67% of the outstanding shares have been sold short.

Short Interest 361,236
Short Previous Month 280,266
Short % of Shares Out 3.67%
Short % of Float 4.09%
Short Ratio (days to cover) 3.65

Income Statement

In the last 12 months, Bank First had revenue of $168.78 million and earned $70.30 million in profits. Earnings per share was $7.11.

Revenue168.78M
Gross Profit 168.78M
Operating Income 92.98M
Pretax Income 87.05M
Net Income 70.30M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $7.11
Full Income Statement

Balance Sheet

The company has $126.18 million in cash and $221.94 million in debt, giving a net cash position of -$95.76 million or -$9.74 per share.

Cash & Cash Equivalents 126.18M
Total Debt 221.94M
Net Cash -95.76M
Net Cash Per Share -$9.74
Equity (Book Value) 628.13M
Book Value Per Share 63.87
Working Capital -3.41B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 55.09%
Pretax Margin 51.57%
Profit Margin 41.86%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.36%.

Dividend Per Share $1.80
Dividend Yield 1.36%
Dividend Growth (YoY) 241.94%
Years of Dividend Growth 2
Payout Ratio 74.53%
Buyback Yield 2.32%
Shareholder Yield 3.71%
Earnings Yield 5.50%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for Bank First is $142.00, which is 9.04% higher than the current price. The consensus rating is "Buy".

Price Target $142.00
Price Target Difference 9.04%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2