Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
61.30
-0.48 (-0.78%)
At close: Jul 31, 2025, 4:00 PM
60.99
-0.31 (-0.51%)
Pre-market: Aug 1, 2025, 7:12 AM EDT
-0.78%
Market Cap2.86B
Revenue (ttm)2.45B
Net Income (ttm)285.00M
Shares Out 46.64M
EPS (ttm)5.76
PE Ratio10.64
Forward PE7.95
Dividend$0.84 (1.37%)
Ex-Dividend DateAug 8, 2025
Volume524,332
Open61.62
Previous Close61.78
Day's Range61.04 - 61.92
52-Week Range38.21 - 66.71
Beta1.41
AnalystsHold
Price Target60.08 (-1.99%)
Earnings DateJul 24, 2025

About BLUE

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card... [Read more]

Sector Financials
Founded 1996
Employees 6,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2024, Bread Financial Holdings's revenue was $2.44 billion, a decrease of -20.23% compared to the previous year's $3.06 billion. Earnings were $277.00 million, a decrease of -61.42%.

Financial numbers in CAD Financial Statements

Analyst Summary

According to 14 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $60.08, which is a decrease of -1.99% from the latest price.

Price Target
$60.08
(-1.99% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Adidas shares slump after sales miss, tariff warning and guidance confirmation

Adidas shares tumbled on Wednesday after the German sportswear giant reported second-quarter sales below expectations and warned that new US tariffs would significantly raise costs in the second half ...

2 days ago - Invezz

Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q2 2025 Earnings Conference Call July 25, 2025 8:30 AM ET Company Participants Brian Vereb - Head of Investor Relations Perry S. Beberman - Executive VP & CF...

6 days ago - Seeking Alpha

Bread Financial Provides Performance Update for June 2025

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

8 days ago - GlobeNewsWire

Bread Financial Reports Second Quarter 2025 Results

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

8 days ago - GlobeNewsWire

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced it has commenced cash tender offers (the “Tender Offer...

8 days ago - GlobeNewsWire

Bread Financial Declares Dividend on Common Stock

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

8 days ago - GlobeNewsWire

Caesars Entertainment and Bread Financial Introduce New Caesars Rewards® Prestige Visa, a Premium-Level Credit Card Allowing Caesars Rewards Members to Earn Tier Status Faster and Unlock Luxury Rewards with Every Purchase

LAS VEGAS, July 16, 2025 (GLOBE NEWSWIRE) -- Caesars Entertainment (NASDAQ: CZR), the largest casino entertainment company in the U.S., is playing a bold new hand by launching a second, elevated, Caes...

16 days ago - GlobeNewsWire

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24

COLUMBUS, Ohio, July 08, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

24 days ago - GlobeNewsWire

How retail credit cards could bankrupt consumers with record high interest rates

Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies.

6 weeks ago - CNBC

Bread Financial Provides Performance Update for May 2025

COLUMBUS, Ohio, June 11, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

7 weeks ago - GlobeNewsWire

Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer

COLUMBUS, Ohio, June 05, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that as of 5:00 p.m., New York City time, on June 4, 2025 (t...

2 months ago - GlobeNewsWire

Bread Financial to Participate in the Morgan Stanley US Financials Conference

COLUMBUS, Ohio, June 04, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

2 months ago - GlobeNewsWire

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029

COLUMBUS, Ohio, May 21, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced it has commenced a cash tender offer (the “Tender Offer...

2 months ago - GlobeNewsWire

Bread Financial Provides Performance Update for April 2025

COLUMBUS, Ohio, May 13, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving s...

2 months ago - GlobeNewsWire

Bread Financial's 2024 Sustainability Report showcases focus, investment in sustainable business practices

Twelfth annual report reinforces commitments and demonstrates ongoing progress toward sustainability strategy and related priorities Twelfth annual report reinforces commitments and demonstrates ongoi...

2 months ago - GlobeNewsWire

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the indus...

Other symbols: CSYF
3 months ago - CNBC

Bread Financial, Bob Woodruff Foundation Announce Multiyear Mission to Improve Mental Health Care for Children in Military Families

Three-year, $3 million investment will focus on expanding care, training clinicians, and proven programs fostering wellness and social connection NEW YORK , May 5, 2025 /PRNewswire/ -- Bread Financial...

3 months ago - PRNewsWire

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Lower-income earners are reining in their transactions to focus on essentials, while the wealthy continue to spend freely on perks including dining out and luxury travel, according to first-quarter re...

Other symbols: AXPCJPMSYF
3 months ago - CNBC

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q1 2025 Earnings Conference Call April 24, 2025 8:30 AM ET Company Participants Brian Vereb - Head-Investor Relations Ralph Andretta - President & Chief Exec...

3 months ago - Seeking Alpha

Bread Financial Provides Performance Update for March 2025

COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) --   Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and sa...

3 months ago - GlobeNewsWire

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards Credit Card Program in the U.S.

COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, to...

3 months ago - GlobeNewsWire

Bread Financial Reports First Quarter 2025 Results

COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...

3 months ago - GlobeNewsWire

Bread Financial Schedules First Quarter 2025 Earnings Conference Call for Apr. 24

COLUMBUS, Ohio, April 08, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

4 months ago - GlobeNewsWire

Adidas vs. Puma: how a sibling split in a small German town gave birth to a longstanding rivalry

When Puma announced on Thursday that former Adidas sales chief Arthur Hoeld would become its new CEO, replacing Arne Freundt over “differing views on strategy execution,” it wasn't just a routine lead...

4 months ago - Invezz

Bread Financial Provides Performance Update for February 2025

COLUMBUS, Ohio, March 17, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

4 months ago - GlobeNewsWire