Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
74.43
+1.27 (1.74%)
At close: Feb 18, 2026, 4:00 PM EST
74.43
0.00 (0.00%)
After-hours: Feb 18, 2026, 7:00 PM EST
Market Cap3.21B +1.9%
Revenue (ttm)2.60B +6.6%
Net Income518.00M +87.0%
EPS10.90 +98.1%
Shares Out 43.12M
PE Ratio6.83
Forward PE7.33
Dividend$0.92 (1.24%)
Ex-Dividend DateFeb 27, 2026
Volume1,385,912
Open73.00
Previous Close73.16
Day's Range72.62 - 74.86
52-Week Range38.21 - 82.03
Beta1.24
AnalystsHold
Price Target71.13 (-4.43%)
Earnings DateJan 29, 2026

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card pr... [Read more]

Sector Financials
Founded 1996
Employees 7,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.

Financial Statements

Analyst Summary

According to 18 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $71.13, which is a decrease of -4.43% from the latest price.

Price Target
$71.13
(-4.43% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Bread Financial Holdings, Inc. (BFH) Presents at UBS Financial Services Conference 2026 Transcript

Bread Financial Holdings, Inc. (BFH) Presents at UBS Financial Services Conference 2026 Transcript

7 days ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents at Bank of America Financial Services Conference 2026 Transcript

Bread Financial Holdings, Inc. (BFH) Presents at Bank of America Financial Services Conference 2026 Transcript

8 days ago - Seeking Alpha

Bread Financial Provides Performance Update for January 2026

COLUMBUS, Ohio, Feb. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

8 days ago - GlobeNewsWire

Bread Financial to Participate in the UBS Financial Services Conference

COLUMBUS, Ohio, Feb. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

14 days ago - GlobeNewsWire

Bread Financial to Participate in the Bank of America 2026 Financial Services Conference

COLUMBUS, Ohio, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

15 days ago - GlobeNewsWire

Bread Financial Analysts Increase Their Forecasts Following Q4 Results

Bread Financial Holdings, Inc. (NYSE: BFH) posted better-than-expected earnings for the fourth quarter on Thursday.

19 days ago - Benzinga

Bread Financial Holdings, Inc. (BFH) Q4 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (BFH) Q4 2025 Earnings Call Transcript

20 days ago - Seeking Alpha

Bread Financial Provides Performance Update for December 2025

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

20 days ago - GlobeNewsWire

Bread Financial Reports Fourth Quarter and Full Year 2025 Results

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

20 days ago - GlobeNewsWire

Bread Financial Declares Dividends on Preferred and Common Stock

Bread Financial today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the first quarter of 2026.

20 days ago - GlobeNewsWire

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

6 weeks ago - GlobeNewsWire

BFH.PR.A: An 8.625% Preferred Stock IPO From Bread Financial Holdings

Bread Financial Holdings has issued 8.625% non-cumulative preferred stock (BFH.PR.A), currently yielding 8.75% and callable after December 15, 2030. BFH has persistently underperformed peers and bench...

2 months ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

2 months ago - Seeking Alpha

Bread Financial Provides Performance Update for November 2025

COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

2 months ago - GlobeNewsWire

Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference

COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...

2 months ago - GlobeNewsWire

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten p...

3 months ago - GlobeNewsWire

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depos...

3 months ago - GlobeNewsWire

Bread Financial Provides Performance Update for October 2025

COLUMBUS, Ohio, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

3 months ago - GlobeNewsWire

Bread Financial to Participate in the KBW Fintech Payments Conference

Bread Financial® Holdings, Inc. will participate in the KBW Fintech Payments Conference on Thursday, November 13. Perry Beberman will join a fireside chat.

3 months ago - GlobeNewsWire

Bread Financial Announces Pricing of Private Offering of $500 Million of Senior Notes

COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced offering of $5...

4 months ago - GlobeNewsWire

Bread Financial Announces Private Offering of Senior Notes

COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today that it intends to offer, subject to market and other ...

4 months ago - GlobeNewsWire

Bread Financial Holdings, Inc. (BFH) Q3 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q3 2025 Earnings Call October 23, 2025 8:30 AM EDT Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President, CEO & Director P...

4 months ago - Seeking Alpha

Bread Financial Provides Performance Update for September 2025

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

4 months ago - GlobeNewsWire

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program

Private label credit program will empower customers with flexible payment options and increased buying power for a seamless shopping experience Private label credit program will empower customers with...

4 months ago - GlobeNewsWire

Bread Financial Reports Third Quarter 2025 Results

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

4 months ago - GlobeNewsWire