Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
74.62
+1.08 (1.47%)
At close: Mar 20, 2026, 4:00 PM EDT
74.62
0.00 (0.00%)
After-hours: Mar 20, 2026, 4:21 PM EDT
Market Cap3.19B +27.8%
Revenue (ttm)2.60B +6.6%
Net Income518.00M +87.0%
EPS10.90 +98.1%
Shares Out 43.12M
PE Ratio6.71
Forward PE7.24
Dividend$0.92 (1.25%)
Ex-Dividend DateFeb 27, 2026
Volume476,134
Open73.50
Previous Close73.54
Day's Range72.26 - 75.00
52-Week Range38.21 - 82.03
Beta1.20
AnalystsHold
Price Target71.13 (-4.0%)
Earnings DateApr 23, 2026

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]

Sector Financials
Founded 1996
Employees 6,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.

Financial Statements

Analyst Summary

According to 18 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $71.13, which is a decrease of -4.00% from the latest price.

Price Target
$71.13
(-4.00% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Academy Sports + Outdoors Launches New Tiered myAcademy® Rewards Credit Card and Enhanced Loyalty Program Designed to Help Families Save More and Have More Fun

Reimagined loyalty program and new credit card offerings provide more ways to earn, save, and "fund your fun" New benefits include exclusive savings, personalized rewards, and seamless access across s...

Other symbols: ASO
7 hours ago - PRNewsWire

5 Dividend Stocks for a Volatile Market

PagSeguro Digital, First Bancorp, Essent Group, Enact Holdings, and Bread Financial offer a mix of dividends, low valuations, and steady profits as markets turn more volatile.

Other symbols: ACTESNTFBNCPAGS
1 day ago - Barrons

Bread Financial: Loan Growth, Single-Digit P/E, Bullish Chart - Despite Macro Risks

Bread Financial Holdings, Inc. is reiterated as a Buy, driven by low valuation, strong growth, and robust technicals. BFH delivered a double beat in Q4, with non-GAAP EPS of $2.07 and revenue up 5%, h...

8 days ago - Seeking Alpha

Bread Financial Provides Performance Update for February 2026

COLUMBUS, Ohio, March 11, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

9 days ago - GlobeNewsWire

Ford and Bread Financial Accelerate Customer Benefits with New Financing Program— Unlocking Enhanced Experiences and Exclusive Loyalty Rewards

DEARBORN, Mich. and COLUMBUS, Ohio, March 10, 2026 (GLOBE NEWSWIRE) -- Ford Motor Company (NYSE: F) today announced a new long-term agreement with Bread Financial (NYSE: BFH), a tech-forward financial...

10 days ago - GlobeNewsWire

Bread Financial to Participate in the RBC 2026 Financial Institutions Conference

COLUMBUS, Ohio, March 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

16 days ago - GlobeNewsWire

Bread Financial Announces $600 Million Increase in Share Repurchase Authority

COLUMBUS, Ohio, Feb. 26, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that its Board of Directors (the “Board”) has approved...

22 days ago - GlobeNewsWire

Bread Financial Holdings, Inc. (BFH) Presents at UBS Financial Services Conference 2026 Transcript

Bread Financial Holdings, Inc. (BFH) Presents at UBS Financial Services Conference 2026 Transcript

5 weeks ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents at Bank of America Financial Services Conference 2026 Transcript

Bread Financial Holdings, Inc. (BFH) Presents at Bank of America Financial Services Conference 2026 Transcript

5 weeks ago - Seeking Alpha

Bread Financial Provides Performance Update for January 2026

COLUMBUS, Ohio, Feb. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

5 weeks ago - GlobeNewsWire

Bread Financial to Participate in the UBS Financial Services Conference

COLUMBUS, Ohio, Feb. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

6 weeks ago - GlobeNewsWire

Bread Financial to Participate in the Bank of America 2026 Financial Services Conference

COLUMBUS, Ohio, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

6 weeks ago - GlobeNewsWire

Bread Financial Analysts Increase Their Forecasts Following Q4 Results

Bread Financial Holdings, Inc. (NYSE: BFH) posted better-than-expected earnings for the fourth quarter on Thursday.

7 weeks ago - Benzinga

Bread Financial Holdings, Inc. (BFH) Q4 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (BFH) Q4 2025 Earnings Call Transcript

7 weeks ago - Seeking Alpha

Bread Financial Provides Performance Update for December 2025

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

7 weeks ago - GlobeNewsWire

Bread Financial Reports Fourth Quarter and Full Year 2025 Results

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

7 weeks ago - GlobeNewsWire

Bread Financial Declares Dividends on Preferred and Common Stock

Bread Financial today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the first quarter of 2026.

7 weeks ago - GlobeNewsWire

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

2 months ago - GlobeNewsWire

BFH.PR.A: An 8.625% Preferred Stock IPO From Bread Financial Holdings

Bread Financial Holdings has issued 8.625% non-cumulative preferred stock (BFH.PR.A), currently yielding 8.75% and callable after December 15, 2030. BFH has persistently underperformed peers and bench...

3 months ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

3 months ago - Seeking Alpha

Bread Financial Provides Performance Update for November 2025

COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

3 months ago - GlobeNewsWire

Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference

COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...

3 months ago - GlobeNewsWire

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten p...

4 months ago - GlobeNewsWire

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depos...

4 months ago - GlobeNewsWire

Bread Financial Provides Performance Update for October 2025

COLUMBUS, Ohio, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

4 months ago - GlobeNewsWire