Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
71.11
+2.91 (4.26%)
Jan 29, 2026, 1:15 PM EST - Market open
4.26%
Market Cap3.25B
Revenue (ttm)2.60B +6.6%
Net Income521.00M +88.1%
EPS10.96 +99.3%
Shares Out 45.66M
PE Ratio6.55
Forward PE7.94
Dividend$0.92 (1.28%)
Ex-Dividend DateNov 7, 2025
Volume632,700
Open70.61
Previous Close68.20
Day's Range70.50 - 73.64
52-Week Range38.21 - 82.03
Beta1.31
AnalystsHold
Price Target68.53 (-3.62%)
Earnings DateJan 29, 2026

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card... [Read more]

Sector Financials
Founded 1996
Employees 7,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $521.00 million, an increase of 88.09%.

Financial Statements

Analyst Summary

According to 17 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $68.53, which is a decrease of -3.62% from the latest price.

Price Target
$68.53
(-3.62% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Bread Financial Provides Performance Update for December 2025

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

6 hours ago - GlobeNewsWire

Bread Financial Reports Fourth Quarter and Full Year 2025 Results

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

6 hours ago - GlobeNewsWire

Bread Financial Declares Dividends on Preferred and Common Stock

Bread Financial today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the first quarter of 2026.

6 hours ago - GlobeNewsWire

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

23 days ago - GlobeNewsWire

BFH.PR.A: An 8.625% Preferred Stock IPO From Bread Financial Holdings

Bread Financial Holdings has issued 8.625% non-cumulative preferred stock (BFH.PR.A), currently yielding 8.75% and callable after December 15, 2030. BFH has persistently underperformed peers and bench...

5 weeks ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

7 weeks ago - Seeking Alpha

Bread Financial Provides Performance Update for November 2025

COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

7 weeks ago - GlobeNewsWire

Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference

COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...

2 months ago - GlobeNewsWire

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten p...

2 months ago - GlobeNewsWire

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depos...

2 months ago - GlobeNewsWire

Bread Financial Provides Performance Update for October 2025

COLUMBUS, Ohio, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

2 months ago - GlobeNewsWire

Bread Financial to Participate in the KBW Fintech Payments Conference

Bread Financial® Holdings, Inc. will participate in the KBW Fintech Payments Conference on Thursday, November 13. Perry Beberman will join a fireside chat.

3 months ago - GlobeNewsWire

Bread Financial Announces Pricing of Private Offering of $500 Million of Senior Notes

COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced offering of $5...

3 months ago - GlobeNewsWire

Bread Financial Announces Private Offering of Senior Notes

COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today that it intends to offer, subject to market and other ...

3 months ago - GlobeNewsWire

Bread Financial Holdings, Inc. (BFH) Q3 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q3 2025 Earnings Call October 23, 2025 8:30 AM EDT Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President, CEO & Director P...

3 months ago - Seeking Alpha

Bread Financial Provides Performance Update for September 2025

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

3 months ago - GlobeNewsWire

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program

Private label credit program will empower customers with flexible payment options and increased buying power for a seamless shopping experience Private label credit program will empower customers with...

3 months ago - GlobeNewsWire

Bread Financial Reports Third Quarter 2025 Results

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

3 months ago - GlobeNewsWire

Bread Financial Announces Increased Dividend on Common Stock and $200 Million Increase in Share Repurchase Authority

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial ®  Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...

3 months ago - GlobeNewsWire

Bread Financial Schedules Third Quarter 2025 Earnings Conference Call for Oct. 23

COLUMBUS, Ohio, Oct. 07, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving...

4 months ago - GlobeNewsWire

Bread Financial: An Opportunity To Buy The Dip

Bread Financial remains resilient despite recent share declines, supported by strong asset yields and prudent management of loan growth and credit risk. BFH's deposit growth outpaces loan growth, redu...

4 months ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Barclays 23rd Annual Global Financial Services Conference September 9, 2025 11:15 AM EDT Company Participants Ralph Andretta - President, CEO & Director Perr...

5 months ago - Seeking Alpha

Bread Financial Provides Performance Update for August 2025

COLUMBUS, Ohio, Sept. 09, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...

5 months ago - GlobeNewsWire

Bread Financial to Participate in the Barclays 23rd Annual Global Financial Services Conference

COLUMBUS, Ohio, Sept. 02, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

5 months ago - GlobeNewsWire

Bread Financial Announces Approval of $200 Million Share Repurchase Program

COLUMBUS, Ohio, Aug. 27, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that its Board of Directors (the “Board”) has authori...

5 months ago - GlobeNewsWire