Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
64.15
+0.57 (0.90%)
Nov 10, 2025, 1:42 PM EST - Market open
0.90%
Market Cap2.93B
Revenue (ttm)2.51B
Net Income (ttm)471.00M
Shares Out 45.66M
EPS (ttm)9.68
PE Ratio6.62
Forward PE7.31
Dividend$0.92 (1.44%)
Ex-Dividend DateNov 7, 2025
Volume203,788
Open64.20
Previous Close63.58
Day's Range63.60 - 64.63
52-Week Range38.21 - 68.01
Beta1.32
AnalystsHold
Price Target65.29 (+1.78%)
Earnings DateOct 23, 2025

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card... [Read more]

Sector Financials
Founded 1996
Employees 7,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2024, Bread Financial Holdings's revenue was $2.44 billion, a decrease of -20.23% compared to the previous year's $3.06 billion. Earnings were $277.00 million, a decrease of -61.42%.

Financial Statements

Analyst Summary

According to 15 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $65.29, which is an increase of 1.78% from the latest price.

Price Target
$65.29
(1.78% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Bread Financial to Participate in the KBW Fintech Payments Conference

Bread Financial® Holdings, Inc. will participate in the KBW Fintech Payments Conference on Thursday, November 13. Perry Beberman will join a fireside chat.

4 days ago - GlobeNewsWire

Bread Financial Announces Pricing of Private Offering of $500 Million of Senior Notes

COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced offering of $5...

12 days ago - GlobeNewsWire

Bread Financial Announces Private Offering of Senior Notes

COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today that it intends to offer, subject to market and other ...

13 days ago - GlobeNewsWire

Bread Financial Holdings, Inc. (BFH) Q3 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q3 2025 Earnings Call October 23, 2025 8:30 AM EDT Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President, CEO & Director P...

17 days ago - Seeking Alpha

Bread Financial Provides Performance Update for September 2025

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

18 days ago - GlobeNewsWire

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program

Private label credit program will empower customers with flexible payment options and increased buying power for a seamless shopping experience Private label credit program will empower customers with...

18 days ago - GlobeNewsWire

Bread Financial Reports Third Quarter 2025 Results

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

18 days ago - GlobeNewsWire

Bread Financial Announces Increased Dividend on Common Stock and $200 Million Increase in Share Repurchase Authority

COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Bread Financial ®  Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...

18 days ago - GlobeNewsWire

Bread Financial Schedules Third Quarter 2025 Earnings Conference Call for Oct. 23

COLUMBUS, Ohio, Oct. 07, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving...

4 weeks ago - GlobeNewsWire

Bread Financial: An Opportunity To Buy The Dip

Bread Financial remains resilient despite recent share declines, supported by strong asset yields and prudent management of loan growth and credit risk. BFH's deposit growth outpaces loan growth, redu...

5 weeks ago - Seeking Alpha

Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Barclays 23rd Annual Global Financial Services Conference September 9, 2025 11:15 AM EDT Company Participants Ralph Andretta - President, CEO & Director Perr...

2 months ago - Seeking Alpha

Bread Financial Provides Performance Update for August 2025

COLUMBUS, Ohio, Sept. 09, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...

2 months ago - GlobeNewsWire

Bread Financial to Participate in the Barclays 23rd Annual Global Financial Services Conference

COLUMBUS, Ohio, Sept. 02, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

2 months ago - GlobeNewsWire

Bread Financial Announces Approval of $200 Million Share Repurchase Program

COLUMBUS, Ohio, Aug. 27, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that its Board of Directors (the “Board”) has authori...

2 months ago - GlobeNewsWire

Lynch Carpenter Investigates The Ohio Medical Alliance Data Breach Claims

PITTSBURGH, Aug. 22, 2025 (GLOBE NEWSWIRE) -- The Ohio Medical Alliance (“OMA”), also known as Ohio Marijuana Card, recently announced a cybersecurity incident, which impacted the personal information...

2 months ago - GlobeNewsWire

Bread Financial Announces Expiration and Results of Its Previously Announced Cash Tender Offers

COLUMBUS, Ohio, Aug. 22, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that its previously announced cash tender offers (the “Tende...

2 months ago - GlobeNewsWire

Is the crashing Adidas share price a buying opportunity?

Adidas stock price has collapsed this year as concerns about its growth continued. It plunged to a low of €160, down by over 38% from its highest point this year.

3 months ago - Invezz

Bread Financial Provides Performance Update for July 2025

COLUMBUS, Ohio, Aug. 15, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

3 months ago - GlobeNewsWire

Bread Financial Announces Early Tender Results of its Previously Announced Cash Tender Offers and Extends Total Consideration Through the Expiration Date

COLUMBUS, Ohio, Aug. 07, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that as of 5:00 p.m., New York City time, on August 6, 2025 ...

3 months ago - GlobeNewsWire

Adidas shares slump after sales miss, tariff warning and guidance confirmation

Adidas shares tumbled on Wednesday after the German sportswear giant reported second-quarter sales below expectations and warned that new US tariffs would significantly raise costs in the second half ...

3 months ago - Invezz

Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q2 2025 Earnings Conference Call July 25, 2025 8:30 AM ET Company Participants Brian Vereb - Head of Investor Relations Perry S. Beberman - Executive VP & CF...

3 months ago - Seeking Alpha

Bread Financial Provides Performance Update for June 2025

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

3 months ago - GlobeNewsWire

Bread Financial Reports Second Quarter 2025 Results

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

3 months ago - GlobeNewsWire

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced it has commenced cash tender offers (the “Tender Offer...

3 months ago - GlobeNewsWire

Bread Financial Declares Dividend on Common Stock

COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

3 months ago - GlobeNewsWire