Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
56.80
-0.38 (-0.66%)
Nov 21, 2024, 4:00 PM EST - Market closed
Bread Financial Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 4,909 | 4,961 | 4,615 | 3,861 | 3,931 | 4,729 | Upgrade
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| Interest Income on Investments | 210 | 184 | 69 | 7 | 21 | 98 | Upgrade
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| Total Interest Income | 5,119 | 5,145 | 4,684 | 3,868 | 3,952 | 4,827 | Upgrade
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| Interest Paid on Deposits | 615 | 541 | 243 | 167 | 238 | 307 | Upgrade
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| Interest Paid on Borrowings | 352 | 338 | 260 | 216 | 261 | 331 | Upgrade
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| Total Interest Expense | 967 | 879 | 503 | 383 | 499 | 638 | Upgrade
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| Net Interest Income | 4,152 | 4,266 | 4,181 | 3,485 | 3,453 | 4,189 | Upgrade
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| Net Interest Income Growth (YoY) | -3.91% | 2.03% | 19.97% | 0.93% | -17.57% | - | Upgrade
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| Gain (Loss) on Sale of Assets | 9 | 230 | - | 10 | - | 41 | Upgrade
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| Gain (Loss) on Sale of Investments | -6 | -6 | -44 | 2 | - | - | Upgrade
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| Other Non-Interest Income | -231 | -201 | -311 | -225 | -155 | -180 | Upgrade
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| Total Non-Interest Income | -223 | 23 | -355 | -213 | -155 | -139 | Upgrade
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| Revenues Before Loan Losses | 3,929 | 4,289 | 3,826 | 3,272 | 3,298 | 4,050 | Upgrade
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| Provision for Loan Losses | 1,462 | 1,229 | 1,594 | 544 | 1,266 | 1,188 | Upgrade
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| Revenue | 2,467 | 3,060 | 2,232 | 2,728 | 2,032 | 2,862 | Upgrade
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| Revenue Growth (YoY) | -13.95% | 37.10% | -18.18% | 34.25% | -29.00% | -30.34% | Upgrade
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| Salaries and Employee Benefits | 822 | 823 | 746 | 642 | 588 | 703 | Upgrade
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| Occupancy Expenses | 92 | 116 | 113 | 92 | 106 | 96 | Upgrade
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| Selling, General & Administrative | 520 | 528 | 510 | 431 | 355 | 410 | Upgrade
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| Other Non-Interest Expense | 607 | 625 | 563 | 519 | 618 | 908 | Upgrade
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| Total Non-Interest Expense | 2,041 | 2,092 | 1,932 | 1,684 | 1,667 | 2,117 | Upgrade
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| EBT Excluding Unusual Items | 426 | 968 | 300 | 1,044 | 365 | 745 | Upgrade
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| Asset Writedown | - | - | - | - | -64 | - | Upgrade
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| Other Unusual Items | - | - | - | - | - | -72 | Upgrade
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| Pretax Income | 426 | 968 | 300 | 1,044 | 301 | 662 | Upgrade
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| Income Tax Expense | 110 | 231 | 76 | 247 | 93 | 156 | Upgrade
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| Earnings From Continuing Operations | 316 | 737 | 224 | 797 | 208 | 506 | Upgrade
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| Earnings From Discontinued Operations | -3 | -19 | -1 | 4 | 6 | -228 | Upgrade
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| Net Income | 313 | 718 | 223 | 801 | 214 | 278 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | - | 9 | Upgrade
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| Net Income to Common | 313 | 718 | 223 | 801 | 214 | 269 | Upgrade
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| Net Income Growth | -42.14% | 221.97% | -72.16% | 274.30% | -23.02% | -71.13% | Upgrade
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| Basic Shares Outstanding | 50 | 50 | 50 | 50 | 48 | 50 | Upgrade
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| Diluted Shares Outstanding | 50 | 50 | 50 | 50 | 48 | 51 | Upgrade
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| Shares Change (YoY) | -0.15% | - | - | 4.38% | -5.89% | -7.62% | Upgrade
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| EPS (Basic) | 6.32 | 14.42 | 4.47 | 16.12 | 4.48 | 5.38 | Upgrade
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| EPS (Diluted) | 6.25 | 14.36 | 4.45 | 16.03 | 4.48 | 5.38 | Upgrade
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| EPS Growth | -42.00% | 222.70% | -72.24% | 258.19% | -16.82% | -69.24% | Upgrade
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| Dividend Per Share | 0.840 | 0.840 | 0.840 | 0.840 | 1.260 | 2.520 | Upgrade
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| Dividend Growth | 0% | 0% | 0% | -33.33% | -50.00% | 10.53% | Upgrade
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| Effective Tax Rate | 25.82% | 23.86% | 25.33% | 23.66% | 30.90% | 23.56% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.