Bread Financial Holdings, Inc. (BFH)

Bread Financial Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	3,637	3,604	3,679	3,590	3,891	3,046
Securities and Investments	286	284	266	253	221	239
Gross Loans	18,135	18,805	18,896	19,333	21,365	17,399
Allowance for Loan Losses	-2,078	-2,106	-2,241	-2,328	-2,464	-1,832
Net Loans	16,057	16,699	16,655	17,005	18,901	15,567
Net Property, Plant & Equipment	112	117	142	167	195	215
Goodwill	708	716	746	762	799	687
Other Non-Earning Assets	1,508	1,243	1,403	1,364	1,400	1,992
Total Assets	22,308	22,663	22,891	23,141	25,407	21,746
Total Deposits	-	13,916	13,082	13,620	13,826	11,027
Long-Term Debt	3,878	4,308	5,557	5,292	8,007	7,439
Other Liabilities	1,032	1,112	1,201	1,311	1,309	1,194
Total Liabilities	18,983	19,336	19,840	20,223	23,142	19,660
Common Stock	-	-	1	1	1	1
Additional Paid-in Capital	1,699	1,868	2,073	2,169	2,192	2,174
Accumulated Other Comprehensive Income	-17	-16	-22	-19	-21	-2
Retained Earnings	1,643	1,475	999	767	93	-87
Shareholders' Equity	3,325	3,327	3,051	2,918	2,265	2,086
Total Liabilities & Equity	22,308	22,663	22,891	23,141	25,407	21,746
Total Debt	3,878	4,308	5,557	5,292	8,007	7,439
Net Cash (Debt)	-3,878	-4,308	-5,557	-5,292	-8,007	-7,439
Net Cash Per Share	-84.35	-90.50	-110.26	-105.84	-160.14	-148.78
Book Value	3,325	3,327	3,051	2,918	2,265	2,086
Book Value Per Share	72.32	69.89	60.54	58.36	45.30	41.72
Tangible Book Value	2,617	2,611	2,305	2,156	1,466	1,399
Tangible Book Value Per Share	56.92	54.85	45.73	43.12	29.32	27.98

Updated Mar 31, 2026. Data Source: Fiscal.ai. financials template. Financial Sources.

SEC Filings: 10-K · 10-Q