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Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
99.89
-2.56 (-2.50%)
At close: Oct 23, 2026, 4:00 PM EDT
98.57
-1.32 (-1.32%)
After-hours: Oct 23, 2026, 7:31 PM EDT

Bread Financial Holdings Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
3,7963,3803,0361,6251,8773,314
Market Cap Growth
34.43%11.36%86.81%-13.45%-43.35%-9.87%
Last Close Price
99.8973.4659.7031.5935.1961.12

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.016.5310.962.268.424.14
PS Ratio
1.411.301.240.530.841.22
PB Ratio
1.101.021.000.560.831.59
P/FCF Ratio
1.731.621.630.821.022.15
P/OCF Ratio
1.731.621.630.821.022.15

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.911.321.861.863.593.63
Debt / FCF Ratio
-2.103.062.744.404.91
Net Debt / Equity Ratio
-0.240.240.660.631.872.17
Net Debt / FCF Ratio
-0.381.080.932.302.94
Return on Equity (ROE)
15.87%16.34%9.35%28.44%10.30%44.18%
Return on Assets (ROA)
2.38%2.29%1.21%3.04%0.95%3.60%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.49%15.32%9.13%44.19%11.88%24.17%
FCF Yield
57.77%61.89%61.24%122.28%98.43%46.56%
Dividend Yield
1.00%1.12%1.36%2.55%2.23%1.26%
Payout Ratio
8.02%8.11%15.52%5.85%19.28%5.24%
Buyback Yield / Dilution
13.28%5.56%-0.80%0.20%-0.40%-4.38%
Total Shareholder Return
14.28%6.68%0.56%2.75%1.83%-3.12%
SEC Filings: 10-K · 10-Q