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Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
105.74
-2.29 (-2.12%)
Aug 28, 2026, 4:00 PM EDT - Market closed

Bread Financial Holdings Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
4,0623,3803,0361,6251,8773,314
Market Cap Growth
33.26%11.36%86.81%-13.45%-43.35%-9.87%
Last Close Price
105.7473.6259.8331.6635.2761.25

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.306.5310.962.268.424.14
PS Ratio
1.521.301.240.530.841.22
PB Ratio
1.221.021.000.560.831.59
P/FCF Ratio
1.851.621.630.821.022.15
P/OCF Ratio
1.851.621.630.821.022.15

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.981.321.861.863.593.63
Debt / FCF Ratio
1.502.103.062.744.404.91
Net Debt / Equity Ratio
-0.120.240.660.631.872.17
Net Debt / FCF Ratio
-0.180.381.080.932.302.94
Return on Equity (ROE)
17.42%16.34%9.35%28.44%10.30%44.18%
Return on Assets (ROA)
2.57%2.29%1.21%3.04%0.95%3.60%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
13.93%15.32%9.13%44.19%11.88%24.17%
FCF Yield
53.98%61.89%61.24%122.28%98.43%46.56%
Dividend Yield
0.87%1.17%1.40%2.65%2.38%1.37%
Payout Ratio
7.21%8.11%15.52%5.85%19.28%5.24%
Buyback Yield / Dilution
10.68%5.56%-0.80%0.20%-0.40%-4.38%
Total Shareholder Return
11.55%6.72%0.60%2.85%1.98%-3.01%
SEC Filings: 10-K · 10-Q