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Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
108.70
+0.38 (0.35%)
Aug 10, 2026, 11:33 AM EDT - Market open

Bread Financial Holdings Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Cap
4,1763,2652,9981,6401,8793,315
Market Cap Growth
52.56%8.89%82.76%-12.71%-43.31%12.85%
Last Close Price
108.7074.0361.0632.9437.6666.57

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.506.8011.122.308.444.16
Forward PE
8.688.5410.574.834.635.46
PEG Ratio
0.670.550.270.270.260.45
PS Ratio
1.561.251.230.540.841.22
PB Ratio
1.250.980.980.560.831.59
P/TBV Ratio
1.811.351.340.761.282.38
P/FCF Ratio
1.901.581.640.851.062.27
P/OCF Ratio
1.901.561.610.831.022.15

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.981.291.821.813.543.57
Debt / FCF Ratio
1.512.083.052.734.515.09
Net Debt / Equity Ratio
-0.120.210.620.581.822.11
Net Debt / FCF Ratio
-0.180.341.030.882.323.00
Asset Turnover
0.120.110.110.130.090.12
Return on Equity (ROE)
16.98%16.34%9.35%28.44%10.30%44.18%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
13.60%14.71%8.99%43.53%11.84%24.06%
FCF Yield
52.70%63.34%60.81%118.20%94.51%44.13%
Dividend Yield
0.85%1.21%1.42%2.56%2.29%1.27%
Payout Ratio
7.21%8.11%15.52%5.85%19.28%5.24%
Buyback Yield / Dilution
10.68%5.56%-0.80%0.00%0.00%-4.38%
Total Shareholder Return
11.52%6.77%0.62%2.56%2.29%-3.11%
SEC Filings: 10-K · 10-Q