Bread Financial Holdings, Inc. (BFH)

Bread Financial Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	396	718	223	801	214	278
Depreciation & Amortization	105	116	113	123	184	249
Share-Based Compensation	50	44	33	29	21	55
Other Operating Activities	1,485	1,109	1,479	590	1,464	636
Operating Cash Flow	2,036	1,987	1,848	1,543	1,883	1,218
Operating Cash Flow Growth	16.41%	7.52%	19.77%	-18.06%	54.60%	-55.79%
Capital Expenditures	-54	-48	-72	-80	-54	-142
Acquisitions	0	0	0	-75	-267	4,403
Change in Investments	-1,579	836	-5,039	-1,423	2,110	-1,410
Other Investing Activities	-	-	-	-113	-15	10
Investing Cash Flow	-1,633	788	-5,111	-1,691	1,774	2,861
Dividends Paid	-42	-42	-43	-42	-61	-127
Share Issuance / Repurchase	-46	-35	-12	0	0	-964
Debt Issued / Paid	-285	-2,759	547	-447	-1,740	-3,329
Other Financing Activities	146	-250	2,775	1,097	-2,366	328
Financing Cash Flow	-227	-3,086	3,267	608	-4,167	-4,092
Exchange Rate Effect	0	0	0	0	15	3
Net Cash Flow	176	-311	4	460	-495	-10
Free Cash Flow	1,982	1,939	1,776	1,463	1,829	1,076
Free Cash Flow Growth	17.35%	9.18%	21.39%	-20.01%	69.98%	-57.89%
Free Cash Flow Margin	77.82%	63.37%	79.57%	53.63%	90.01%	37.60%
Free Cash Flow Per Share	40.04	38.94	35.59	29.44	38.26	21.52

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).