Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD

72.59

+0.13 (0.18%)

At close: Mar 10, 2026, 4:00 PM EDT

72.58

-0.01 (-0.01%)

After-hours: Mar 10, 2026, 7:51 PM EDT

Bread Financial Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	3,130	3,265	2,998	1,640	1,879	3,315
Market Cap Growth	14.97%	8.89%	82.76%	-12.71%	-43.31%	12.85%
Enterprise Value	3,919	17,885	17,958	16,962	19,821	18,735
Last Close Price	72.59	74.03	61.06	32.94	37.66	66.57
PE Ratio	6.62	6.80	11.12	2.30	8.44	4.16
Forward PE	7.15	8.54	10.57	4.83	4.63	5.46
PEG Ratio	0.42	0.27	0.27	0.27	0.26	0.45
PS Ratio	1.20	0.85	0.78	0.38	0.49	1.01
PB Ratio	0.96	0.98	0.98	0.56	0.83	1.59
P/TBV Ratio	1.04	1.06	1.01	0.56	0.83	1.60
P/FCF Ratio	1.50	1.56	1.61	0.83	1.02	2.15
P/OCF Ratio	1.50	1.56	1.61	0.83	1.02	2.15
EV/Sales Ratio	1.51	4.65	4.68	3.95	5.18	5.73
EV/EBITDA Ratio	-	-112.48	-36.72	82.74	-220.24	23.90
EV/EBIT Ratio	-	-74.83	-31.02	190.59	-97.64	28.34
EV/FCF Ratio	1.87	8.55	9.66	8.54	10.73	12.14
Debt / Equity Ratio	5.48	5.48	6.11	6.48	9.64	8.85
Debt / EBITDA Ratio	-114.62	-114.62	-38.12	92.25	-242.59	23.55
Debt / FCF Ratio	8.71	8.71	10.03	9.52	11.81	11.97
Net Debt / Equity Ratio	4.39	4.39	4.91	5.25	7.92	7.39
Net Debt / EBITDA Ratio	-91.95	-91.95	-30.59	74.74	-199.36	19.67
Net Debt / FCF Ratio	6.99	6.99	8.05	7.71	9.71	9.99
Asset Turnover	0.17	0.17	0.17	0.18	0.16	0.15
Return on Equity (ROE)	16.34%	16.34%	9.35%	28.44%	10.30%	44.18%
Return on Assets (ROA)	-0.89%	-0.89%	-1.84%	0.28%	-0.64%	2.28%
Return on Invested Capital (ROIC)	-1.06%	-1.06%	-2.19%	0.33%	-0.75%	2.62%
Return on Capital Employed (ROCE)	-1.05%	-1.05%	-2.52%	0.37%	-0.86%	2.98%
Earnings Yield	16.55%	14.71%	8.99%	43.53%	11.84%	24.06%
FCF Yield	66.84%	64.08%	62.01%	121.13%	98.34%	46.54%
Dividend Yield	1.27%	1.21%	1.42%	2.56%	2.29%	1.27%
Payout Ratio	8.08%	8.11%	15.52%	5.85%	19.28%	5.24%
Buyback Yield / Dilution	9.59%	9.59%	1.83%	2.13%	0.64%	0.00%
Total Shareholder Return	10.86%	10.80%	3.25%	4.69%	2.93%	1.27%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q