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Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
108.00
-0.53 (-0.49%)
At close: Sep 21, 2026, 4:00 PM EDT
108.00
0.00 (0.00%)
After-hours: Sep 21, 2026, 6:30 PM EDT

Bread Financial Holdings Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
4,1493,3803,0361,6251,8773,314
Market Cap Growth
43.90%11.36%86.81%-13.45%-43.35%-9.87%
Last Close Price
108.5373.4659.7031.5935.1961.12

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.526.5310.962.268.424.14
PS Ratio
1.551.301.240.530.841.22
PB Ratio
1.251.021.000.560.831.59
P/FCF Ratio
1.891.621.630.821.022.15
P/OCF Ratio
1.891.621.630.821.022.15

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.981.321.861.863.593.63
Debt / FCF Ratio
1.502.103.062.744.404.91
Net Debt / Equity Ratio
-0.120.240.660.631.872.17
Net Debt / FCF Ratio
-0.180.381.080.932.302.94
Return on Equity (ROE)
17.42%16.34%9.35%28.44%10.30%44.18%
Return on Assets (ROA)
2.57%2.29%1.21%3.04%0.95%3.60%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
13.65%15.32%9.13%44.19%11.88%24.17%
FCF Yield
52.88%61.89%61.24%122.28%98.43%46.56%
Dividend Yield
0.85%1.17%1.41%2.66%2.39%1.37%
Payout Ratio
7.21%8.11%15.52%5.85%19.28%5.24%
Buyback Yield / Dilution
10.68%5.56%-0.80%0.20%-0.40%-4.38%
Total Shareholder Return
11.53%6.73%0.61%2.86%1.98%-3.01%
SEC Filings: 10-K · 10-Q