Bread Financial Holdings Statistics
Total Valuation
BFH has a market cap or net worth of $3.12 billion. The enterprise value is $4.25 billion.
Important Dates
The next estimated earnings date is Thursday, January 23, 2025, before market open.
| Earnings Date | Jan 23, 2025 |
| Ex-Dividend Date | Nov 8, 2024 |
Share Statistics
BFH has 49.72 million shares outstanding. The number of shares has decreased by -0.15% in one year.
| Current Share Class | 49.72M |
| Shares Outstanding | 49.72M |
| Shares Change (YoY) | -0.15% |
| Shares Change (QoQ) | +1.59% |
| Owned by Insiders (%) | 0.60% |
| Owned by Institutions (%) | 103.38% |
| Float | 49.40M |
Valuation Ratios
The trailing PE ratio is 9.95 and the forward PE ratio is 10.86.
| PE Ratio | 9.95 |
| Forward PE | 10.86 |
| PS Ratio | 1.26 |
| Forward PS | 0.80 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | 1.56 |
| P/OCF Ratio | 1.56 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.59 |
| EV / Sales | 1.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.58%.
| Return on Equity (ROE) | 10.58% |
| Return on Assets (ROA) | 1.46% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $352,429 |
| Profits Per Employee | $44,714 |
| Employee Count | 7,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BFH has paid $110.00 million in taxes.
| Income Tax | 110.00M |
| Effective Tax Rate | 25.82% |
Stock Price Statistics
The stock price has increased by +85.41% in the last 52 weeks. The beta is 1.99, so BFH's price volatility has been higher than the market average.
| Beta (5Y) | 1.99 |
| 52-Week Price Change | +85.41% |
| 50-Day Moving Average | 57.23 |
| 200-Day Moving Average | 47.70 |
| Relative Strength Index (RSI) | 55.36 |
| Average Volume (20 Days) | 758,864 |
Short Selling Information
The latest short interest is 2.87 million, so 5.78% of the outstanding shares have been sold short.
| Short Interest | 2.87M |
| Short Previous Month | 3.38M |
| Short % of Shares Out | 5.78% |
| Short % of Float | 5.82% |
| Short Ratio (days to cover) | 3.95 |
Income Statement
In the last 12 months, BFH had revenue of $2.47 billion and earned $313.00 million in profits. Earnings per share was $6.25.
| Revenue | 2.47B |
| Gross Profit | 2.47B |
| Operating Income | 426.00M |
| Pretax Income | 607.00M |
| Net Income | 313.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.25 |
Full Income StatementBalance Sheet
The company has $3.45 billion in cash and $4.58 billion in debt, giving a net cash position of -$1.13 billion or -$22.79 per share.
| Cash & Cash Equivalents | 3.45B |
| Total Debt | 4.58B |
| Net Cash | -1.13B |
| Net Cash Per Share | -$22.79 |
| Equity (Book Value) | 3.11B |
| Book Value Per Share | 62.62 |
| Working Capital | -9.38B |
Full Balance SheetCash Flow
| Operating Cash Flow | 2.00B |
| Capital Expenditures | n/a |
| Free Cash Flow | 2.00B |
| FCF Per Share | $40.17 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 17.27% |
| Pretax Margin | 17.27% |
| Profit Margin | 12.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 80.95% |