Bread Financial Holdings Statistics
Total Valuation
BFH has a market cap or net worth of $2.35 billion. The enterprise value is $4.36 billion.
Important Dates
The last earnings date was Thursday, April 24, 2025, before market open.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
BFH has 48.14 million shares outstanding. The number of shares has increased by 0.80% in one year.
| Current Share Class | 48.14M |
| Shares Outstanding | 48.14M |
| Shares Change (YoY) | +0.80% |
| Shares Change (QoQ) | -0.20% |
| Owned by Insiders (%) | 0.85% |
| Owned by Institutions (%) | 103.72% |
| Float | 47.72M |
Valuation Ratios
The trailing PE ratio is 8.89 and the forward PE ratio is 6.68.
| PE Ratio | 8.89 |
| Forward PE | 6.68 |
| PS Ratio | 0.99 |
| Forward PS | 0.60 |
| PB Ratio | 0.79 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 1.27 |
| P/OCF Ratio | 1.27 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.74 |
| EV / Sales | 1.79 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.35%.
| Return on Equity (ROE) | 9.35% |
| Return on Assets (ROA) | 1.21% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $406,833 |
| Profits Per Employee | $46,167 |
| Employee Count | 6,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BFH has paid $102.00 million in taxes.
| Income Tax | 102.00M |
| Effective Tax Rate | 26.77% |
Stock Price Statistics
The stock price has increased by +35.98% in the last 52 weeks. The beta is 1.61, so BFH's price volatility has been higher than the market average.
| Beta (5Y) | 1.61 |
| 52-Week Price Change | +35.98% |
| 50-Day Moving Average | 50.46 |
| 200-Day Moving Average | 54.22 |
| Relative Strength Index (RSI) | 52.85 |
| Average Volume (20 Days) | 1,379,697 |
Short Selling Information
The latest short interest is 4.16 million, so 8.65% of the outstanding shares have been sold short.
| Short Interest | 4.16M |
| Short Previous Month | 3.74M |
| Short % of Shares Out | 8.65% |
| Short % of Float | 8.73% |
| Short Ratio (days to cover) | 3.90 |
Income Statement
In the last 12 months, BFH had revenue of $2.44 billion and earned $277.00 million in profits. Earnings per share was $5.50.
| Revenue | 2.44B |
| Gross Profit | 2.44B |
| Operating Income | 488.00M |
| Pretax Income | 607.00M |
| Net Income | 277.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.50 |
Full Income StatementBalance Sheet
The company has $3.68 billion in cash and $5.69 billion in debt, giving a net cash position of -$2.01 billion or -$41.67 per share.
| Cash & Cash Equivalents | 3.68B |
| Total Debt | 5.69B |
| Net Cash | -2.01B |
| Net Cash Per Share | -$41.67 |
| Equity (Book Value) | 3.05B |
| Book Value Per Share | 62.14 |
| Working Capital | -12.70B |
Full Balance SheetCash Flow
| Operating Cash Flow | 1.86B |
| Capital Expenditures | n/a |
| Free Cash Flow | 1.86B |
| FCF Per Share | $38.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 19.99% |
| Pretax Margin | 15.61% |
| Profit Margin | 11.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 76.16% |