Bread Financial Holdings Statistics
Total Valuation
BFH has a market cap or net worth of $2.46 billion. The enterprise value is $4.46 billion.
Important Dates
The next estimated earnings date is Thursday, April 24, 2025, before market open.
Earnings Date | Apr 24, 2025 |
Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
BFH has 49.09 million shares outstanding. The number of shares has increased by 0.80% in one year.
Current Share Class | 49.09M |
Shares Outstanding | 49.09M |
Shares Change (YoY) | +0.80% |
Shares Change (QoQ) | -0.20% |
Owned by Insiders (%) | 0.83% |
Owned by Institutions (%) | 101.27% |
Float | 48.67M |
Valuation Ratios
The trailing PE ratio is 9.04 and the forward PE ratio is 7.25.
PE Ratio | 9.04 |
Forward PE | 7.25 |
PS Ratio | 1.02 |
Forward PS | 0.62 |
PB Ratio | 0.81 |
P/TBV Ratio | 1.07 |
P/FCF Ratio | 1.32 |
P/OCF Ratio | 1.32 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 16.12 |
EV / Sales | 1.83 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 2.40 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 3.06 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.35%.
Return on Equity (ROE) | 9.35% |
Return on Assets (ROA) | 1.21% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $406,833 |
Profits Per Employee | $46,167 |
Employee Count | 6,000 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, BFH has paid $102.00 million in taxes.
Income Tax | 102.00M |
Effective Tax Rate | 26.77% |
Stock Price Statistics
The stock price has increased by +34.48% in the last 52 weeks. The beta is 1.98, so BFH's price volatility has been higher than the market average.
Beta (5Y) | 1.98 |
52-Week Price Change | +34.48% |
50-Day Moving Average | 56.18 |
200-Day Moving Average | 53.97 |
Relative Strength Index (RSI) | 42.33 |
Average Volume (20 Days) | 1,080,820 |
Short Selling Information
The latest short interest is 3.88 million, so 7.90% of the outstanding shares have been sold short.
Short Interest | 3.88M |
Short Previous Month | 2.11M |
Short % of Shares Out | 7.90% |
Short % of Float | 7.97% |
Short Ratio (days to cover) | 3.94 |
Income Statement
In the last 12 months, BFH had revenue of $2.44 billion and earned $277.00 million in profits. Earnings per share was $5.50.
Revenue | 2.44B |
Gross Profit | 2.44B |
Operating Income | 488.00M |
Pretax Income | 607.00M |
Net Income | 277.00M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $5.50 |
Full Income Statement Balance Sheet
The company has $3.68 billion in cash and $5.69 billion in debt, giving a net cash position of -$2.01 billion or -$40.86 per share.
Cash & Cash Equivalents | 3.68B |
Total Debt | 5.69B |
Net Cash | -2.01B |
Net Cash Per Share | -$40.86 |
Equity (Book Value) | 3.05B |
Book Value Per Share | 62.14 |
Working Capital | -12.70B |
Full Balance Sheet Cash Flow
Operating Cash Flow | 1.86B |
Capital Expenditures | n/a |
Free Cash Flow | 1.86B |
FCF Per Share | $37.87 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 19.99% |
Pretax Margin | 15.61% |
Profit Margin | 11.35% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 76.16% |