Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
50.10
-1.15 (-2.24%)
Oct 29, 2024, 4:00 PM EDT - Market closed

Bread Financial Holdings Statistics

Total Valuation

BFH has a market cap or net worth of $2.49 billion.

Market Cap 2.49B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, October 24, 2024, before market open.

Earnings Date Oct 24, 2024
Ex-Dividend Date Nov 8, 2024

Share Statistics

BFH has 49.68 million shares outstanding. The number of shares has decreased by -0.15% in one year.

Shares Outstanding 49.68M
Shares Change (YoY) -0.15%
Shares Change (QoQ) +1.59%
Owned by Insiders (%) 0.60%
Owned by Institutions (%) 107.72%
Float 49.35M

Valuation Ratios

The trailing PE ratio is 7.94 and the forward PE ratio is 8.68.

PE Ratio 7.94
Forward PE 8.68
PS Ratio 1.01
Forward PS 0.65
PB Ratio 0.80
P/FCF Ratio 1.25
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.30
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.58%.

Return on Equity (ROE) 10.58%
Return on Assets (ROA) 1.46%
Return on Capital (ROIC) n/a
Revenue Per Employee $352,429
Profits Per Employee $44,714
Employee Count 7,000
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BFH has paid $110.00 million in taxes.

Income Tax 110.00M
Effective Tax Rate 25.82%

Stock Price Statistics

The stock price has increased by +87.15% in the last 52 weeks. The beta is 1.97, so BFH's price volatility has been higher than the market average.

Beta (5Y) 1.97
52-Week Price Change +87.15%
50-Day Moving Average 51.42
200-Day Moving Average 43.25
Relative Strength Index (RSI) 49.11
Average Volume (20 Days) 662,529

Short Selling Information

The latest short interest is 4.07 million, so 8.18% of the outstanding shares have been sold short.

Short Interest 4.07M
Short Previous Month 3.61M
Short % of Shares Out 8.18%
Short % of Float 8.24%
Short Ratio (days to cover) 4.70

Income Statement

In the last 12 months, BFH had revenue of $2.47 billion and earned $313.00 million in profits. Earnings per share was $6.25.

Revenue 2.47B
Gross Profit 2.47B
Operating Income 426.00M
Pretax Income 607.00M
Net Income 313.00M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $6.25
Full Income Statement

Balance Sheet

The company has $3.45 billion in cash and $4.58 billion in debt, giving a net cash position of -$1.13 billion or -$22.81 per share.

Cash & Cash Equivalents 3.45B
Total Debt 4.58B
Net Cash -1.13B
Net Cash Per Share -$22.81
Equity (Book Value) 3.11B
Book Value Per Share 62.62
Working Capital -9.40B
Full Balance Sheet

Cash Flow

Operating Cash Flow 2.00B
Capital Expenditures n/a
Free Cash Flow 2.00B
FCF Per Share $40.20
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 17.27%
Pretax Margin 17.27%
Profit Margin 12.69%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 81.90%

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 1.68%.

Dividend Per Share $0.84
Dividend Yield 1.68%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 8.68%
Buyback Yield 0.15%
Shareholder Yield 1.83%
Earnings Yield 12.58%
FCF Yield 80.24%
Dividend Details

Analyst Forecast

The average price target for BFH is $48.50, which is -3.19% lower than the current price. The consensus rating is "Hold".

Price Target $48.50
Price Target Difference -3.19%
Analyst Consensus Hold
Analyst Count 19
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) -14.05%
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4