Bread Financial Holdings Statistics
Total Valuation
BFH has a market cap or net worth of $2.40 billion. The enterprise value is $3.31 billion.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, before market open.
Earnings Date | Jul 24, 2025 |
Ex-Dividend Date | May 9, 2025 |
Share Statistics
BFH has 46.55 million shares outstanding. The number of shares has increased by 0.95% in one year.
Current Share Class | 46.55M |
Shares Outstanding | 46.55M |
Shares Change (YoY) | +0.95% |
Shares Change (QoQ) | -2.55% |
Owned by Insiders (%) | 0.88% |
Owned by Institutions (%) | 107.88% |
Float | 46.11M |
Valuation Ratios
The trailing PE ratio is 9.26 and the forward PE ratio is 7.51.
PE Ratio | 9.26 |
Forward PE | 7.51 |
PS Ratio | 1.04 |
Forward PS | 0.60 |
PB Ratio | 0.80 |
P/TBV Ratio | 1.03 |
P/FCF Ratio | 1.33 |
P/OCF Ratio | 1.33 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 11.78 |
EV / Sales | 1.35 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 1.83 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 2.84 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.38%.
Return on Equity (ROE) | 9.38% |
Return on Assets (ROA) | 1.28% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $407,500 |
Profits Per Employee | $46,833 |
Employee Count | 6,000 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, BFH has paid $104.00 million in taxes.
Income Tax | 104.00M |
Effective Tax Rate | 26.67% |
Stock Price Statistics
The stock price has increased by +24.69% in the last 52 weeks. The beta is 1.39, so BFH's price volatility has been higher than the market average.
Beta (5Y) | 1.39 |
52-Week Price Change | +24.69% |
50-Day Moving Average | 49.32 |
200-Day Moving Average | 54.33 |
Relative Strength Index (RSI) | 52.36 |
Average Volume (20 Days) | 697,586 |
Short Selling Information
The latest short interest is 4.23 million, so 9.09% of the outstanding shares have been sold short.
Short Interest | 4.23M |
Short Previous Month | 3.14M |
Short % of Shares Out | 9.09% |
Short % of Float | 9.17% |
Short Ratio (days to cover) | 4.37 |
Income Statement
In the last 12 months, BFH had revenue of $2.45 billion and earned $281.00 million in profits. Earnings per share was $5.57.
Revenue | 2.45B |
Gross Profit | 2.45B |
Operating Income | 497.00M |
Pretax Income | 607.00M |
Net Income | 281.00M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $5.57 |
Full Income Statement Balance Sheet
The company has $4.21 billion in cash and $5.12 billion in debt, giving a net cash position of -$909.00 million or -$19.53 per share.
Cash & Cash Equivalents | 4.21B |
Total Debt | 5.12B |
Net Cash | -909.00M |
Net Cash Per Share | -$19.53 |
Equity (Book Value) | 3.07B |
Book Value Per Share | 64.45 |
Working Capital | -11.29B |
Full Balance Sheet Cash Flow
Operating Cash Flow | 1.81B |
Capital Expenditures | n/a |
Free Cash Flow | 1.81B |
FCF Per Share | $38.78 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 20.33% |
Pretax Margin | 15.95% |
Profit Margin | 11.49% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 73.82% |
Dividends & Yields
This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 1.63%.
Dividend Per Share | $0.84 |
Dividend Yield | 1.63% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 15.09% |
Buyback Yield | -0.95% |
Shareholder Yield | 0.69% |
Earnings Yield | 11.71% |
FCF Yield | 75.21% |
Dividend Details Analyst Forecast
The average price target for BFH is $59.77, which is 15.92% higher than the current price. The consensus rating is "Hold".
Price Target | $59.77 |
Price Target Difference | 15.92% |
Analyst Consensus | Hold |
Analyst Count | 15 |
Revenue Growth Forecast (5Y) | 13.70% |
EPS Growth Forecast (5Y) | 5.12% |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |