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Bank of Montreal (BMO)
NYSE: BMO · Real-Time Price · USD
170.31
-1.55 (-0.90%)
Aug 31, 2026, 4:00 PM EDT - Market closed

Bank of Montreal Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Revenue
9,1748,8289,0788,5868,1917,6258,2557,4347,2867,2697,0457,8737,5606,7664,88210,3285,9569,2577,8406,669
Revenue Growth
12.00%15.78%9.97%15.50%12.42%4.90%17.18%-5.58%-3.62%7.43%44.31%-23.77%26.93%-26.91%-37.73%54.87%-21.71%55.24%14.97%20.08%
Net Income
1,6672,4872,4092,1252,2611,8182,0692,1491,8141,7191,2501,5781,522899954,4061,3184,7042,8782,100
Earnings Per Share
2.383.533.392.973.142.502.832.942.482.361.732.192.121.260.146.501.957.144.423.23
EPS Growth
-24.20%41.20%19.79%1.14%26.61%5.93%63.86%34.36%16.98%87.30%1156.72%-66.38%8.72%-82.35%-96.89%101.42%-42.81%273.78%45.86%36.60%

Revenue by Segment
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Canadian P&C
3,2573,0973,2583,1023,0762,9533,0432,9132,8882,7992,7592,7962,7162,4902,5572,4862,4722,3312,3552,304
US P&C
3,0342,8592,8962,8752,8302,8142,9642,7352,7222,6392,7152,7642,4142,5441,7341,6911,5231,3961,4501,382
BMO WM
1,5791,5301,5001,4421,3651,2631,3201,2401,1901,1631,0861,1891,5251,2931,1289261,6994801,4021,535
BMO CM
2,1272,1142,2121,8191,7761,7792,0731,6001,6661,6611,5891,6511,4631,5791,6991,3851,2521,5511,9241,430
Corporate Services
-101-33-42103-59-130-134469-274-288-475-81-66-117-2,0194,082-8473,560592-78

Cash & Debt
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Cash & Investments
459,058454,606445,099449,089410,268411,597426,115395,744401,176399,255361,130361,274357,016343,282370,882362,644335,061330,042329,498349,960
Total Debt
338,824329,962326,468324,743236,236238,352244,286299,418220,357214,259184,523276,413174,154180,935180,066273,186176,752171,489171,443200,822
Net Cash (Debt)
120,234124,644118,631124,346174,032173,245181,82996,326180,819184,996176,60784,861182,862162,347190,81689,458158,309158,553158,055149,138
Net Cash Growth
-30.91%-28.05%-34.76%29.09%-3.75%-6.35%2.96%13.51%-1.12%13.95%-7.45%-5.14%15.51%2.39%20.73%-40.02%-13.35%-12.22%-9.02%21.20%
Net Cash Per Share
171.35176.90167.05173.89241.45238.48248.85131.93247.63253.67243.74117.86255.26227.76275.50132.04234.60240.22243.10229.41

Cash Flow & CapEx
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Operating Cash Flow
-7,095-4,1197,334-8621,2519,17013,914-7,137-23,036-5,633-3,605-516-8,965-15,9872,3381,363-18,4099,179-32,4084,134
Capital Expenditures
-572-476-384510-405-439-386-432-413-327-392-1,111-190-202-174-301-175-166-135-157
Free Cash Flow
-7,667-4,5956,950-3528468,73113,528-7,569-23,449-5,960-3,997-1,627-9,155-16,1892,1641,062-18,5849,013-32,5433,977
Free Cash Flow Growth
---48.63%-------------73.30%--58.77%--

Margins
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Profit Margin
18.17%28.17%26.54%24.75%27.60%23.84%25.06%28.91%24.90%23.65%17.74%20.04%20.13%13.29%1.95%42.66%22.13%50.82%36.71%31.49%
FCF Margin
-83.57%-52.05%76.56%-4.10%10.33%114.50%163.88%-101.82%-321.84%-81.99%-56.73%-20.67%-121.10%-239.27%44.33%10.28%-312.02%97.36%-415.09%59.63%

Dividends
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Dividend Per Share
1.7101.6701.6701.6301.6301.5901.5901.5501.5501.5101.5101.4701.4701.4301.4301.3901.3901.3301.3301.060
Dividend Per Share Growth
4.91%5.03%5.03%5.16%5.16%5.30%5.30%5.44%5.44%5.59%5.59%5.75%5.75%7.52%7.52%31.13%31.13%25.47%25.47%0%
Dividend Yield
2.65%3.21%3.58%3.79%4.30%4.97%4.57%5.15%5.61%5.32%5.18%6.20%5.33%5.31%4.81%5.10%4.76%4.23%3.80%3.87%

Valuation
Chart
Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
PE Ratio
20.2715.7115.3315.0913.3112.2413.5513.3513.3514.7817.5018.4512.6912.908.956.337.797.6911.0711.60
P/FCF Ratio
--8.16-7.11---------------
PS Ratio
4.944.203.943.823.513.143.473.192.883.013.142.792.973.103.102.522.882.923.323.22