Bank of Montreal (BMO)

Bank of Montreal Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Assets

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Jul 31, 2026	Apr 30, 2026	Jan 31, 2026	Oct 31, 2025	Jul 31, 2025	Apr 30, 2025	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021
Cash & Equivalents	74,025	63,764	67,291	67,376	58,513	65,280	76,367	65,018	74,676	79,795	74,547	77,809	81,163	68,391	103,249	87,379	69,492	70,172	50,013	93,151
Investment Securities	300,808	295,023	275,275	300,415	293,401	285,467	274,773	280,141	277,537	268,995	269,011	254,224	244,619	257,272	250,097	243,724	263,917	263,005	275,169	203,421
Trading Asset Securities	272,815	269,833	265,213	249,454	219,269	223,615	235,777	216,179	204,933	197,325	166,780	163,694	157,753	151,041	144,022	156,337	149,861	145,366	153,468	141,124
Mortgage-Backed Securities	65,218	63,090	62,836	64,803	63,771	63,371	67,002	64,087	63,545	62,582	60,966	63,374	60,711	63,453	43,813	40,289	7,261	6,021	8,272	40,702
Total Investments	638,841	627,946	603,324	614,672	576,441	572,453	577,552	560,407	546,015	528,902	496,757	481,292	463,083	471,766	437,932	440,350	421,039	414,392	436,909	385,247
Gross Loans	701,742	683,814	673,302	682,211	682,300	680,664	693,506	682,372	677,500	660,849	645,809	660,472	634,357	638,125	548,901	554,269	525,214	504,726	486,765	461,179
Allowance for Loan Losses	-5,247	-5,064	-5,067	-5,050	-5,165	-4,960	-4,792	-4,356	-4,276	-4,014	-3,756	-3,807	-3,520	-3,350	-2,638	-2,617	-2,412	-2,403	-2,405	-2,564
Net Loans	696,495	678,750	668,235	677,161	677,135	675,704	688,714	678,016	673,224	656,835	642,053	656,665	630,837	634,775	546,263	551,652	522,802	502,323	484,360	458,615
Property, Plant & Equipment	6,331	6,169	6,140	6,277	6,184	6,161	6,312	6,316	6,249	6,261	6,205	6,365	6,012	6,111	4,865	5,104	4,604	4,581	4,550	4,869
Goodwill	16,086	16,596	16,619	16,797	16,702	16,630	17,485	16,774	16,641	16,603	16,182	16,728	15,913	16,025	5,260	5,285	4,995	5,002	4,957	5,378
Other Intangible Assets	5,158	5,043	5,015	4,758	4,819	4,824	5,002	4,925	4,961	4,994	5,001	5,216	5,121	5,158	2,277	2,193	2,130	2,090	2,071	2,266
Investments in Real Estate	1,362	1,371	1,380	-	1,358	-	-	-	1,381	1,329	1,368	-	-	-	-	-	-	-	-	-
Accrued Interest Receivable	-	-	-	4,478	-	-	-	4,463	-	-	-	4,097	-	-	-	2,726	-	-	-	1,452
Other Receivables	47,893	52,203	47,384	56,283	44,731	50,021	40,162	43,715	33,618	35,024	1,738	64,926	1,925	2,127	1,815	7,630	1,545	1,242	1,615	6,959
Restricted Cash	61	58	87	11,257	74	82	93	9,499	85	74	112	10,064	99	104	93	13,673	94	114	110	6,546
Other Current Assets	1,432	1,195	1,081	7,094	450	438	521	9,844	495	3,809	7,123	12,812	9,554	10,591	13,636	16,205	12,615	13,228	12,803	17,311
Long-Term Deferred Tax Assets	3,162	2,776	2,602	2,732	2,728	2,641	2,916	3,024	3,268	3,597	3,042	3,420	2,880	2,369	1,392	1,175	794	786	1,027	1,287
Other Real Estate Owned & Foreclosed	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11
Other Long-Term Assets	47,839	43,672	38,974	7,917	42,418	46,035	52,969	7,646	39,857	36,830	70,634	7,612	31,967	33,474	28,924	5,827	28,228	27,635	24,757	5,083
Total Assets	1,538,685	1,499,543	1,458,132	1,476,802	1,431,553	1,440,269	1,468,093	1,409,647	1,400,470	1,374,053	1,324,762	1,347,006	1,248,554	1,250,891	1,145,706	1,139,199	1,068,338	1,041,565	1,023,172	988,175

Liabilities

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Jul 31, 2026	Apr 30, 2026	Jan 31, 2026	Oct 31, 2025	Jul 31, 2025	Apr 30, 2025	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021
Accounts Payable	-	-	-	12,638	-	-	-	11,311	-	-	-	11,999	-	-	-	11,206	-	-	-	9,444
Accrued Expenses	50,945	56,714	43,335	46,656	46,396	48,732	41,284	35,872	34,525	38,248	-	55,186	-	-	-	14,608	-	-	-	12,845
Interest Bearing Deposits	407,423	394,781	409,537	450,035	500,498	492,224	508,524	493,029	482,902	457,769	446,589	444,001	405,205	407,392	357,279	383,006	354,458	355,771	357,272	411,980
Institutional Deposits	405,114	376,647	354,435	376,262	373,142	387,415	408,241	410,954	406,867	404,098	391,566	385,594	373,128	357,219	344,604	315,258	279,930	259,217	250,271	236,322
Non-Interest Bearing Deposits	131,459	127,124	127,242	82,235	81,723	78,628	80,067	-	75,470	75,705	75,983	-	105,236	110,832	85,493	-	94,997	98,726	97,406	-
Total Deposits	943,996	898,552	891,214	908,532	955,363	958,267	996,832	903,983	965,239	937,572	914,138	829,595	883,569	875,443	787,376	698,264	729,385	713,714	704,949	648,302
Short-Term Borrowings	69,597	64,056	65,392	102,346	51,452	57,727	66,353	109,803	49,488	48,489	38,265	103,077	43,276	41,802	44,090	102,094	43,643	41,763	29,825	44,649
Current Portion of Long-Term Debt	-	-	132,053	148,833	126,758	122,190	125,308	113,416	128,663	124,050	111,852	109,572	101,993	109,727	105,982	110,547	105,928	102,029	113,369	101,975
Current Portion of Leases	-	-	-	468	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Current Income Taxes Payable	-	-	-	329	-	-	-	470	-	-	-	44	-	-	200	425	232	77	192	221
Accrued Interest Payable	-	-	-	5,092	-	-	-	6,468	-	-	-	5,299	-	-	-	2,319	-	-	-	960
Other Current Liabilities	53,313	64,876	68,518	64,731	69,738	70,905	61,186	42,631	56,506	63,101	105,666	58,987	55,996	55,893	58,862	59,637	53,802	52,544	49,563	53,221
Long-Term Debt	269,227	265,906	129,023	70,249	58,026	58,435	52,625	72,873	42,206	41,720	34,406	60,258	28,885	29,406	29,994	57,710	27,181	27,697	28,249	51,455
Long-Term Leases	-	-	-	2,847	-	-	-	3,326	-	-	-	3,506	-	-	-	2,835	-	-	-	2,743
Pension & Post-Retirement Benefits	-	-	-	1,053	-	-	-	1,052	-	-	-	1,002	-	-	-	920	-	-	-	1,232
Long-Term Deferred Tax Liabilities	-	-	-	1	-	-	-	1	-	-	-	16	-	-	136	102	81	110	135	192
Other Long-Term Liabilities	65,034	63,822	42,846	24,927	37,055	38,180	36,905	24,155	40,886	41,303	43,156	32,342	60,641	62,535	44,152	7,494	41,092	38,039	37,086	3,413
Total Liabilities	1,452,112	1,413,926	1,372,381	1,388,702	1,344,788	1,354,436	1,380,493	1,325,361	1,317,513	1,294,483	1,247,483	1,270,883	1,174,360	1,174,806	1,070,792	1,068,161	1,001,344	975,973	963,368	930,652

Shareholders' Equity

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Jul 31, 2026	Apr 30, 2026	Jan 31, 2026	Oct 31, 2025	Jul 31, 2025	Apr 30, 2025	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021
Preferred Stock, Convertible	1,550	1,550	1,550	1,550	1,750	1,750	1,750	2,050	6,037	5,014	3,300	3,300	3,300	3,300	3,300	2,650	3,050	3,050	3,650	3,650
Total Preferred Equity	1,550	1,550	1,550	1,550	1,750	1,750	1,750	2,050	6,037	5,014	3,300	3,300	3,300	3,300	3,300	2,650	3,050	3,050	3,650	3,650
Common Stock	23,473	23,537	23,708	23,359	23,554	23,730	23,923	23,921	23,911	23,896	23,412	22,941	22,474	22,062	21,637	17,744	17,392	17,038	13,625	13,599
Additional Paid-In Capital	403	390	379	373	368	367	363	354	346	350	351	328	330	327	335	317	315	318	319	313
Retained Earnings	47,734	48,053	47,718	47,377	47,554	47,158	47,243	46,469	45,451	44,772	44,161	44,006	44,500	44,143	44,238	45,117	41,653	41,275	37,513	35,497
Comprehensive Income & Other	13,363	12,040	12,350	15,392	13,497	12,790	14,280	11,456	7,181	5,507	6,026	5,520	3,569	6,234	5,404	5,210	4,584	3,911	4,697	4,464
Total Common Equity	84,973	84,020	84,155	86,501	84,973	84,045	85,809	82,200	76,889	74,525	73,950	72,795	70,873	72,766	71,614	68,388	63,944	62,542	56,154	53,873
Minority Interest	50	47	46	49	42	38	41	36	31	31	29	28	21	19	-	-	-	-	-	-
Shareholders' Equity	86,573	85,617	85,751	88,100	86,765	85,833	87,600	84,286	82,957	79,570	77,279	76,123	74,194	76,085	74,914	71,038	66,994	65,592	59,804	57,523
Total Liabilities & Equity	1,538,685	1,499,543	1,458,132	1,476,802	1,431,553	1,440,269	1,468,093	1,409,647	1,400,470	1,374,053	1,324,762	1,347,006	1,248,554	1,250,891	1,145,706	1,139,199	1,068,338	1,041,565	1,023,172	988,175

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Jul 31, 2026	Apr 30, 2026	Jan 31, 2026	Oct 31, 2025	Jul 31, 2025	Apr 30, 2025	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021
Total Debt	338,824	329,962	326,468	324,743	236,236	238,352	244,286	299,418	220,357	214,259	184,523	276,413	174,154	180,935	180,066	273,186	176,752	171,489	171,443	200,822
Net Cash (Debt)	120,234	124,644	118,631	124,346	174,032	173,245	181,829	96,326	180,819	184,996	176,607	84,861	182,862	162,347	190,816	89,458	158,309	158,553	158,055	149,138
Net Cash Growth (YoY)	-30.91%	-28.05%	-34.76%	29.09%	-3.75%	-6.35%	2.96%	13.51%	-1.12%	13.95%	-7.45%	-5.14%	15.51%	2.39%	20.73%	-40.02%	-13.35%	-12.22%	-9.02%	21.20%
Net Cash Per Share	171.35	176.90	167.05	173.89	241.45	238.48	248.85	131.93	247.63	253.67	243.74	117.86	255.26	227.76	275.50	132.04	234.60	240.22	243.10	229.41
Filing Date Shares Outstanding	697.15	700.42	706.2	708.91	716.31	722.07	728.76	729.53	729.41	729.25	725.36	720.91	716.67	713.03	709.66	677.11	674.36	671.57	648.45	648.14
Total Common Shares Outstanding	697.15	700.42	706.2	708.91	716.31	722.07	728.76	729.53	729.41	729.25	725.36	720.91	716.67	713.03	709.66	677.11	674.36	671.57	648.45	648.14
Book Value Per Share	121.89	119.96	119.17	122.02	118.63	116.39	117.75	112.68	105.41	102.19	101.95	100.98	98.89	102.05	100.91	101.00	94.82	93.13	86.60	83.12
Tangible Book Value	63,729	62,381	62,521	64,946	63,452	62,591	63,322	60,501	55,287	52,928	52,767	50,851	49,839	51,583	64,077	60,910	56,819	55,450	49,126	46,229
Tangible Book Value Per Share	91.41	89.06	88.53	91.61	88.58	86.68	86.89	82.93	75.80	72.58	72.75	70.54	69.54	72.34	90.29	89.96	84.26	82.57	75.76	71.33

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Aug 25, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 31, 2026

Data Sources Report a data error