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Bank of Montreal (BMO)
NYSE: BMO · Real-Time Price · USD
170.31
-1.55 (-0.90%)
Aug 31, 2026, 4:00 PM EDT - Market closed

Bank of Montreal Income Statement

Millions CAD. Fiscal year is Nov - Oct.
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Interest Income on Loans
9,4078,8689,2439,5319,5949,50110,12110,22310,2699,7459,8329,6819,1308,5338,1946,8755,3114,1974,0813,933
Interest Income on Investments
6,3806,1465,9205,9876,1486,1536,5026,6416,8346,4196,0225,9195,6915,2493,1772,2491,7331,3261,1251,095
Total Interest Income
15,78715,01415,16315,51815,74215,65416,62316,86417,10316,16415,85415,60014,82113,78211,3719,1247,0445,5235,2065,028
Interest Paid on Deposits
6,2115,9386,2486,8557,0087,2688,1248,7688,9748,4548,3847,9007,1026,2625,2833,4091,743854705737
Interest Paid on Borrowings
4,0093,8083,2723,1673,2383,2893,1012,6583,3353,1952,7492,7592,8142,7062,0671,9481,104767482535
Total Interest Expense
10,2209,7469,52010,02210,24610,55711,22511,42612,30911,64911,13310,6599,9168,9687,3505,3572,8471,6211,1871,272
Net Interest Income
5,5675,2685,6435,4965,4965,0975,3985,4384,7944,5154,7214,9414,9054,8144,0213,7674,1973,9024,0193,756
Net Interest Income Growth (YoY)
1.29%3.36%4.54%1.07%14.64%12.89%14.34%10.06%-2.26%-6.21%17.41%31.16%16.87%23.37%0.05%0.29%19.20%12.94%12.32%6.40%
Trust Income
741676678620589556574544528501483473476463439431432441466522
Income From Trading Activities
850883866557406819802696622599460327400340-1,2834,797-9753,629799-98
Gain (Loss) on Sale of Assets
----------------8-7-310-30
Gain (Loss) on Sale of Investments
5386851144966585749811334363575-288586138180
Gain (Loss) on Sale of Equity Investments
5137418345-2495052673852-266695999506665
Other Non-Interest Income
2,1742,1682,0622,0251,9561,6871,9431,7521,7351,8131,5612,0901,8331,6761,4621,2171,9238701,9141,835
Total Non-Interest Income
4,3294,2994,1813,8453,4923,5823,8683,5193,3983,4592,9513,3783,1472,9751,0786,7871,8955,4053,7222,787
Non-Interest Income Growth (YoY)
23.97%20.02%8.09%9.26%2.77%3.56%31.07%4.17%7.98%16.27%173.75%-50.23%66.07%-44.96%-71.04%143.52%-52.83%110.47%9.57%13.48%
Revenues Before Loan Losses
9,8969,5679,8249,3418,9888,6799,2668,9578,1927,9747,6728,3198,0527,7895,09910,5546,0929,3077,7416,543
Provision for Loan Losses
7227397467557971,0541,0111,5239067056274464921,02321722613650-99-126
Revenue
9,1748,8289,0788,5868,1917,6258,2557,4347,2867,2697,0457,8737,5606,7664,88210,3285,9569,2577,8406,669
Revenue Growth (YoY)
12.00%15.78%9.97%15.50%12.42%4.90%17.18%-5.58%-3.62%7.43%44.31%-23.77%26.93%-26.91%-37.73%54.87%-21.71%55.24%14.97%20.08%
Salaries and Employee Benefits
3,1673,0833,5521,1272,9552,8503,2351,4512,6892,6192,8702,2983,0512,9622,5521,5142,1352,0872,299490
Occupancy Expenses
1,2091,1401,1401,2151,0811,0861,0861,0621,0471,0329761,4441,2151,2589531,039918850828900
Amortization of Goodwill & Intangibles
302296294290278296288280277276279284284278162156151147150163
Selling, General & Administrative
6125105002,4435235314821,8395285064991,2855895954421,2643843703251,951
Other Non-Interest Expense
1,388301267481268256336-205298411765368433408273418677-560343342
Total Non-Interest Expense
6,6785,3305,7535,5565,1055,0195,4274,4274,8394,8445,3895,6795,5725,5014,3824,3914,2652,8943,9453,846
EBT Excluding Unusual Items
2,4963,4983,3253,0303,0862,6062,8283,0072,4472,4251,6562,1941,9881,2655005,9371,6916,3633,8952,823
Pretax Income
2,4963,4983,3253,0303,0862,6062,8283,0072,4472,4251,6562,1941,9881,2655005,9371,6916,3633,8952,799
Income Tax Expense
7468688367357566446907035825593644844232363671,4543261,607962640
Earnings From Continuing Operations
1,7502,6302,4892,2952,3301,9622,1382,3041,8651,8661,2921,7101,5651,0291334,4831,3654,7562,9332,159
Minority Interest in Earnings
-2-41-7-3-2-4-3--4-2-7-2-3------
Net Income
1,7482,6262,4902,2882,3271,9602,1342,3011,8651,8621,2901,7031,5631,0261334,4831,3654,7562,9332,159
Preferred Dividends & Other Adjustments
81139811636614265152511434012541127387747525559
Net Income to Common
1,6672,4872,4092,1252,2611,8182,0692,1491,8141,7191,2501,5781,522899954,4061,3184,7042,8782,100
Net Income Growth (YoY)
-26.27%36.80%16.43%-1.12%24.64%5.76%65.52%36.19%19.18%91.21%1215.79%-64.19%15.48%-80.89%-96.70%109.81%-40.47%280.89%46.76%37.08%
Basic Shares Outstanding
699703708713720725730729729728724719715712691676673658648648
Diluted Shares Outstanding
702705710715721726731730730729725720716713693678675660650650
Shares Change (YoY)
-2.65%-3.01%-2.81%-2.06%-1.29%-0.39%0.84%1.40%1.93%2.31%4.61%6.27%6.16%8.00%6.53%4.21%3.98%1.85%0.42%0.57%
EPS (Basic)
2.383.543.402.983.142.512.842.952.492.361.732.192.131.260.146.521.967.154.443.24
EPS (Diluted)
2.383.533.392.973.142.502.832.942.482.361.732.192.121.260.146.501.957.144.423.23
EPS Growth (YoY)
-24.20%41.20%19.79%1.14%26.61%5.93%63.86%34.36%16.98%87.30%1156.72%-66.38%8.72%-82.35%-96.89%101.42%-42.81%273.78%45.86%36.60%

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Dividend Per Share
1.7101.6701.6701.6301.6301.5901.5901.5501.5501.5101.5101.4701.4701.4301.4301.3901.3901.3301.3301.060
Dividend Growth (YoY)
4.91%5.03%5.03%5.16%5.16%5.30%5.30%5.44%5.44%5.59%5.59%5.75%5.75%7.52%7.52%31.13%31.13%25.47%25.47%0%
Effective Tax Rate
29.89%24.81%25.14%24.26%24.50%24.71%24.40%23.38%23.78%23.05%21.98%22.06%21.28%18.66%73.40%24.49%19.28%25.25%24.70%22.86%
SEC Filings: 10-K · 10-Q