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The Bank of Nova Scotia (BNS)
NYSE: BNS · Real-Time Price · USD
91.66
-0.73 (-0.79%)
Aug 31, 2026, 4:00 PM EDT - Market closed

The Bank of Nova Scotia Balance Sheet

Millions CAD. Fiscal year is Nov - Oct.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Cash & Equivalents
4,3053,3833,5163,4974,26610,8084,1044,0843,7463,9523,4924,4156,5943,2512,6975,1074,1055,0095,4013,974
Investment Securities
486,643480,841430,463414,984398,521399,096414,518409,650396,755388,571399,315399,626388,850358,588365,463342,784324,474327,220305,643282,172
Trading Asset Securities
213,057204,398208,831198,754180,286176,924184,743174,106173,986177,136165,998169,208163,956159,420161,166168,853165,744188,252193,602188,614
Total Investments
699,700685,239639,294613,738578,807576,020599,261583,756570,741565,707565,313568,834552,806518,008526,629511,637490,218515,472499,245470,786
Gross Loans
777,884764,584762,477778,508768,757763,456773,162767,365765,793760,033750,220757,283758,098769,804760,670750,335718,525694,996672,830642,612
Allowance for Loan Losses
-7,329-7,150-7,002-7,463-7,197-7,084-6,857-6,536-6,582-6,507-6,328-6,372-5,893-5,736-5,513-5,348-5,147-5,294-5,492-5,626
Net Loans
770,555757,434755,475771,045761,560756,372766,305760,829759,211753,526743,892750,911752,205764,068755,157744,987713,378689,702667,338636,986
Property, Plant & Equipment
5,5645,3145,2754,8814,7934,8094,9025,2525,3845,4935,5195,6425,6855,6465,6995,7005,5295,5715,5825,621
Goodwill
---8,585---8,961---9,181---8,874---8,848
Other Intangible Assets
16,01215,97016,1227,58416,06716,08916,2187,89216,96917,05416,9818,01217,26217,39617,1707,95916,58016,71216,7527,756
Accrued Interest Receivable
---4,969---5,352---4,907---3,710---2,155
Other Receivables
---9,996---7,736---9,341---9,672---6,920
Restricted Cash
6,0245,7205,2166,7597,4546,4645,7935,3225,5075,8175,7195,7586,0416,0415,6045,9585,3085,6345,1625,719
Other Current Assets
6,06910,35511,71618,6375,9656,1603,89412,6645,70110,37016,80531,81921,43423,09222,59735,69320,65420,09921,42827,149
Long-Term Deferred Tax Assets
3,1003,1363,2843,2533,0452,9502,8922,9423,1773,4553,1863,5413,1592,1932,5081,9039051,1371,9692,051
Other Real Estate Owned & Foreclosed
---221---312---334---274---257
Other Long-Term Assets
36,93834,97036,0816,87732,72935,79335,7826,92531,93034,05631,9798,34830,91233,50336,3777,94435,42529,17022,5976,622
Total Assets
1,548,2671,521,5211,475,9791,460,0421,414,6861,415,4651,439,1511,412,0271,402,3661,399,4301,392,8861,411,0431,396,0981,373,1981,374,4381,349,4181,292,1021,288,5061,245,4741,184,844

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Accounts Payable
---9,151---8,133---8,343---6,995---6,508
Accrued Expenses
---1,843---798---1,565---1,957---958
Interest Bearing Deposits
669,700653,295648,716647,175675,289619,044628,774648,416605,407595,679586,994633,879590,757581,631592,023631,988573,692573,838573,023550,622
Institutional Deposits
288,186280,793277,051274,151271,553282,543292,356295,433300,784301,760309,997318,331321,844317,648311,901284,037258,470254,259230,116201,240
Non-Interest Bearing Deposits
48,12947,40145,91544,953-44,25644,919-43,01044,58942,78212344,62446,25945,96315647,42048,45747,90645,397
Total Deposits
1,006,015981,489971,682966,279946,842945,843966,049943,849949,201942,028939,773952,333957,225945,538949,887916,181879,582876,554851,045797,259
Short-Term Borrowings
58,34456,85458,16556,03152,91661,93359,84751,26047,36452,86147,13458,66050,84850,56252,74665,90056,88057,12339,69742,203
Current Portion of Long-Term Debt
--214,735200,490192,661187,601192,064197,621187,871179,904168,281164,866152,314137,332136,166142,760131,501135,268126,792126,625
Current Portion of Leases
---393---410---428---425---420
Current Income Taxes Payable
---942---1,070---728---464---1,344
Accrued Interest Payable
---6,856---7,840---7,686---3,612---1,454
Other Current Liabilities
1621579,16414,95911,39511,6319,96114,33414,77426,06333,54534,86434,76936,48840,57735,71140,81733,14333,62130,413
Long-Term Debt
286,044293,05843,57243,51140,70237,40437,83137,00236,19434,81433,89231,61333,57731,01831,33627,15527,93327,08426,40325,671
Long-Term Leases
---2,562---2,572---2,774---2,898---2,993
Pension & Post-Retirement Benefits
---535---523---521---549---661
Long-Term Deferred Tax Liabilities
---1,414---1,397---1,446---1,100---1,149
Other Long-Term Liabilities
107,080101,38189,63966,48984,68784,54786,97861,14283,74382,68589,80966,64589,64793,51087,97568,96281,80487,36793,97074,294
Total Liabilities
1,457,6451,432,9391,386,9571,371,4551,329,2031,328,9591,352,7301,327,9511,319,1471,318,3551,312,4341,332,4721,318,3801,294,4481,298,6871,274,6691,218,5171,216,5391,171,5281,111,952

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Preferred Stock, Redeemable
-----------300300300300300300300300800
Total Preferred Equity
-----------300300300300300300300300800
Common Stock
21,89922,00222,08922,06722,08922,13822,13622,05421,54921,06620,59920,10919,62719,16018,73218,70718,72818,79918,42118,507
Retained Earnings
60,39159,87659,29958,91658,70357,96557,44557,75157,54157,08156,44355,67355,78354,96754,16553,76153,15152,20951,84851,354
Comprehensive Income & Other
6,8615,2836,2005,8833,0104,8155,2142,5642,4141,2091,7147603472,725990457-84-9231,155141
Total Common Equity
89,15187,16187,58886,86683,80284,91884,79582,36981,50479,35678,75676,54275,75776,85273,88772,92571,79570,08571,42470,002
Minority Interest
1,4711,4211,4341,7211,6811,5881,6261,7071,7151,7191,6961,7291,6611,5981,5641,5241,4901,5822,2222,090
Shareholders' Equity
90,62288,58289,02288,58785,48386,50686,42184,07683,21981,07580,45278,57177,71878,75075,75174,74973,58571,96773,94672,892
Total Liabilities & Equity
1,548,2671,521,5211,475,9791,460,0421,414,6861,415,4651,439,1511,412,0271,402,3661,399,4301,392,8861,411,0431,396,0981,373,1981,374,4381,349,4181,292,1021,288,5061,245,4741,184,844

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Total Debt
344,388349,912316,472302,987286,279286,938289,742288,865271,429267,579249,307258,341236,739218,912220,248239,138216,314219,475192,892197,912
Net Cash (Debt)
198,738181,244176,360157,983141,614139,731154,664144,322149,175155,229177,282194,746209,859183,044195,390164,965167,054197,759227,315199,045
Net Cash Growth (YoY)
40.34%29.71%14.03%9.47%-5.07%-9.98%-12.76%-25.89%-28.92%-15.20%-9.27%18.05%25.62%-7.44%-14.04%-17.12%-17.60%10.33%25.38%39.97%
Net Cash Per Share
162.10147.11142.46126.89113.75112.14123.73116.11120.79126.41145.19160.81172.87152.92162.96137.59138.86164.66184.81162.62
Filing Date Shares Outstanding
1,2191,2261,2331,2361,2421,2461,2461,2451,2371,2301,2221,2141,2051,1981,1921,1911,1931,1981,2041,216
Total Common Shares Outstanding
1,2191,2271,2331,2361,2421,2461,2461,2441,2371,2301,2221,2141,2051,1981,1921,1911,1931,1981,2041,215
Book Value Per Share
73.1571.0571.0570.2667.4568.1868.0866.1965.8764.5464.4463.0562.8564.1462.0061.2160.1858.5159.3057.60
Tangible Book Value
73,13971,19171,46670,69767,73568,82968,57765,51664,53562,30261,77559,34958,49559,45656,71756,09255,21553,37354,67253,398
Tangible Book Value Per Share
60.0158.0357.9757.1854.5255.2655.0652.6552.1650.6750.5548.8948.5349.6247.5947.0846.2944.5645.3943.94
SEC Filings: 10-K · 10-Q