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The Bank of Nova Scotia (BNS)
NYSE: BNS · Real-Time Price · USD
91.66
-0.73 (-0.79%)
Aug 31, 2026, 4:00 PM EDT - Market closed

The Bank of Nova Scotia Income Statement

Millions CAD. Fiscal year is Nov - Oct.
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Interest Income on Loans
10,74410,13110,41010,97510,85910,92211,53711,97012,13711,79211,91211,82311,52511,07610,6199,2717,7076,4185,9945,751
Interest Income on Investments
3,2832,9642,9213,2403,2613,3653,4433,3553,5463,4203,5273,2863,1642,7942,5371,8471,178674469435
Total Interest Income
14,02713,09513,33114,21514,12014,28714,98015,32515,68315,21215,43915,10914,68913,87013,15611,1188,8857,0926,4636,186
Interest Paid on Deposits
7,4796,9897,2077,9958,0758,2679,0889,70010,1069,7619,9139,7269,4388,6527,8345,7223,4752,0241,5731,513
Interest Paid on Borrowings
682585542634552750719702715757753717678758759774734595546456
Total Interest Expense
8,1617,5747,7498,6298,6279,0179,80710,40210,82110,51810,66610,44310,1169,4108,5936,4964,2092,6192,1191,969
Net Interest Income
5,8665,5215,5825,5865,4935,2705,1734,9234,8624,6944,7734,6664,5734,4604,5634,6224,6764,4734,3444,217
Net Interest Income Growth (YoY)
6.79%4.76%7.91%13.47%12.98%12.27%8.38%5.51%6.32%5.25%4.60%0.95%-2.20%-0.29%5.04%9.60%10.88%7.11%-0.16%-0.96%
Trust Income
312304302296292288286279278273266259261256253242247254256251
Income From Trading Activities
468439703461463405655408370383473197360389634418311453609409
Gain (Loss) on Sale of Assets
---434-1,35023-35-1,362-279---734----233----9
Gain (Loss) on Sale of Investments
1314191122731242193-130564471-1283
Gain (Loss) on Sale of Equity Investments
22222218917915715911341545746185564164944849196
Other Non-Interest Income
3,6543,3373,2743,2343,0592,9603,1142,9942,7982,9212,8722,7662,7882,6882,4522,2242,5212,6772,7472,631
Total Non-Interest Income
4,6694,3164,0532,8314,0163,7842,8373,4673,5023,6533,6603,9733,4943,4533,3992,7713,1233,4693,7053,461
Non-Interest Income Growth (YoY)
16.26%14.06%42.86%-18.34%14.68%3.59%-22.49%-12.74%0.23%5.79%7.68%43.38%11.88%-0.46%-8.26%-19.94%-11.78%-2.56%-0.43%6.59%
Revenues Before Loan Losses
10,5359,8379,6358,4179,5099,0548,0108,3908,3648,3478,4338,6398,0677,9137,9627,3937,7997,9428,0497,678
Provision for Loan Losses
1,0791,2171,1761,1131,0411,3981,1621,0301,0521,0079621,256819709638529412219222168
Revenue
9,4568,6208,4597,3048,4687,6566,8487,3607,3127,3407,4717,3837,2487,2047,3246,8647,3877,7237,8277,510
Revenue Growth (YoY)
11.67%12.59%23.52%-0.76%15.81%4.30%-8.34%-0.31%0.88%1.89%2.01%7.56%-1.88%-6.72%-6.43%-8.60%0.14%6.67%7.10%17.82%
Salaries and Employee Benefits
3,0502,7772,9332,3222,6602,6382,7012,0462,4542,4552,4362,0422,3762,4222,3291,7782,1932,1732,2741,762
Occupancy Expenses
1,2801,2451,1847211,2121,2071,2036821,1651,1091,1297461,0721,0701,045514993971961468
Selling, General & Administrative
4874494441,5654724944661,5044514384301,4304424294141,3944123983971,266
Other Non-Interest Expense
739718727-1667687457599288797097441,676669653673610593617591766
Total Non-Interest Expense
5,5565,1895,2884,4425,1125,0845,1295,1604,9494,7114,7395,8944,5594,5744,4614,2964,1914,1594,2234,262
EBT Excluding Unusual Items
3,9003,4313,1712,8623,3562,5721,7192,2002,3632,6292,7321,4892,6892,6302,8632,5683,1963,5643,6043,248
Pretax Income
3,9003,4313,1712,8623,3562,5721,7192,2002,3632,6292,7321,4892,6892,6302,8632,5683,1963,5643,6043,248
Income Tax Expense
9477998726568295407265114515375331354974841,105475602817864689
Earnings From Continuing Operations
2,9532,6322,2992,2062,5272,0329931,6891,9122,0922,1991,3542,1922,1461,7582,0932,5942,7472,7402,559
Minority Interest in Earnings
-45-37-1213-80-56154-47-36-26-25-31-20-24-37-38-54-78-88-70
Net Income
2,9082,5952,2872,2192,4471,9761,1471,6421,8762,0662,1741,3232,1722,1221,7212,0552,5402,6692,6522,489
Preferred Dividends & Other Adjustments
13012713211515613512212112012310810910510410110636744478
Net Income to Common
2,7782,4682,1552,1042,2911,8411,0251,5211,7561,9432,0661,2142,0672,0181,6201,9492,5042,5952,6082,411
Net Income Growth (YoY)
21.26%34.06%110.24%38.33%30.47%-5.25%-50.39%25.29%-15.05%-3.72%27.53%-37.71%-17.45%-22.23%-37.88%-19.16%3.21%13.37%15.14%38.17%
Basic Shares Outstanding
1,2231,2301,2351,2391,2441,2461,2451,2381,2301,2231,2141,2061,1991,1921,1921,1921,1951,1991,2111,215
Diluted Shares Outstanding
1,2261,2321,2381,2451,2451,2461,2501,2431,2351,2281,2211,2111,2141,1971,1991,1991,2031,2011,2301,224
Shares Change (YoY)
-1.53%-1.12%-0.96%0.16%0.81%1.47%2.38%2.64%1.73%2.59%1.84%1.00%0.91%-0.33%-2.52%-2.04%-1.64%-1.15%-0.57%-1.77%
EPS (Basic)
2.272.011.741.701.841.480.821.231.431.591.701.011.721.691.361.642.102.162.151.98
EPS (Diluted)
2.272.001.731.651.841.480.661.221.411.571.680.991.701.681.351.582.092.162.141.97
EPS Growth (YoY)
23.37%35.36%161.38%35.42%30.52%-5.89%-60.52%22.94%-17.28%-6.31%24.63%-37.11%-18.32%-22.41%-37.01%-19.87%4.79%15.10%14.79%39.25%

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Dividend Per Share
1.1401.1001.1001.1001.1001.0601.0601.0601.0601.0601.0601.0601.0601.0301.0301.0301.0301.0001.0000.900
Dividend Growth (YoY)
3.64%3.77%3.77%3.77%3.77%0%0%0%0%2.91%2.91%2.91%2.91%3.00%3.00%14.44%14.44%11.11%11.11%0%
Effective Tax Rate
24.28%23.29%27.50%22.92%24.70%21.00%42.23%23.23%19.09%20.43%19.51%9.07%18.48%18.40%38.60%18.50%18.84%22.92%23.97%21.21%
SEC Filings: 10-K · 10-Q