The Bank of Nova Scotia (BNS)

The Bank of Nova Scotia Income Statement

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Interest Income on Loans	42,260	44,293	47,811	45,043	29,390	23,159
Interest Income on Investments	12,408	13,309	13,848	11,781	4,168	1,827
Total Interest Income	54,668	57,602	61,659	56,824	33,558	24,986
Interest Paid on Deposits	29,670	33,425	39,480	35,650	12,794	6,465
Interest Paid on Borrowings	2,443	2,655	2,927	2,912	2,649	1,560
Total Interest Expense	32,113	36,080	42,407	38,562	15,443	8,025
Net Interest Income	22,555	21,522	19,252	18,262	18,115	16,961
Net Interest Income Growth	8.13%	11.79%	5.42%	0.81%	6.80%	-2.07%
Trust Income	1,214	1,162	1,096	1,029	999	994
Income From Trading Activities	2,071	1,984	1,634	1,580	1,791	2,033
Gain (Loss) on Sale of Assets	-410	-1,350	-279	734	-233	-9
Gain (Loss) on Sale of Investments	57	71	48	129	74	419
Gain (Loss) on Sale of Equity Investments	812	608	198	153	268	339
Other Non-Interest Income	13,490	12,358	11,585	10,694	10,169	10,506
Total Non-Interest Income	17,234	14,833	14,282	14,319	13,068	14,282
Non-Interest Income Growth	22.19%	3.86%	-0.26%	9.57%	-8.50%	1.90%
Revenues Before Loan Losses	39,789	36,355	33,534	32,581	31,183	31,243
Provision for Loan Losses	4,585	4,714	4,051	3,422	1,382	1,808
Revenue	35,204	31,641	29,483	29,159	29,801	29,435
Revenue Growth	16.06%	7.32%	1.11%	-2.15%	1.24%	16.56%
Salaries and Employee Benefits	11,082	10,321	9,391	9,169	8,418	8,243
Occupancy Expenses	4,430	4,343	4,085	3,933	3,439	3,349
Selling, General & Administrative	2,945	2,997	2,823	2,715	2,601	2,373
Other Non-Interest Expense	3,383	3,471	3,260	3,671	2,411	2,644
Total Non-Interest Expense	21,840	21,132	19,559	19,488	16,869	16,609
EBT Excluding Unusual Items	13,364	10,509	9,924	9,671	12,932	12,826
Pretax Income	13,364	10,509	9,924	9,671	12,932	12,826
Income Tax Expense	3,274	2,751	2,032	2,221	2,758	2,871
Earnings From Continuing Operations	10,090	7,758	7,892	7,450	10,174	9,955
Minority Interest in Earnings	-81	31	-134	-112	-258	-331
Net Income	10,009	7,789	7,758	7,338	9,916	9,624
Preferred Dividends & Other Adjustments	504	528	472	419	260	233
Net Income to Common	9,505	7,261	7,286	6,919	9,656	9,391
Net Income Growth	42.33%	-0.34%	5.30%	-28.34%	2.82%	42.68%
Basic Shares Outstanding	1,232	1,244	1,226	1,197	1,199	1,214
Diluted Shares Outstanding	1,235	1,248	1,232	1,204	1,208	1,225
Shares Change	-1.12%	1.30%	2.33%	-0.33%	-1.39%	-1.45%
EPS (Basic)	7.72	5.84	5.94	5.78	8.05	7.74
EPS (Diluted)	7.66	5.67	5.87	5.72	8.02	7.70
EPS Growth	46.17%	-3.42%	2.75%	-28.75%	4.18%	45.30%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Dividend Per Share	4.440	4.320	4.240	4.180	4.060	3.600
Dividend Growth	3.74%	1.89%	1.44%	2.96%	12.78%	0%
Effective Tax Rate	24.50%	26.18%	20.48%	22.97%	21.33%	22.38%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 5, 2026

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