The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
31.38
-0.52 (-1.63%)
Aug 24, 2026, 3:10 PM EDT - Market open
BWIN Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,738 | 1,505 | 1,389 | 1,219 | 980.72 | 567.29 |
Revenue Growth | 18.95% | 8.34% | 13.99% | 24.25% | 72.88% | 135.47% |
Gross Profit Gross Profit Growth | 543.28 | 454.43 | 362.75 | 325.72 | 261.28 | 167.24 |
Operating Income Operating Income Growth | -71.97 | 86.32 | 61.46 | 37.05 | 1.21 | 13.57 |
Net Income Net Income Growth | -81.24 | -33.81 | -24.52 | -90.14 | -41.77 | -30.65 |
Earnings Per Share EPS Growth | -1.00 | -0.50 | -0.39 | -1.50 | -0.74 | -0.64 |
EPS Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commission Commission Growth | 1,342 | 1,186 | 1,130 | 967.55 | 786.79 | 472.5 |
Profit-Sharing Profit-Sharing Growth | 105.44 | 94.09 | 95.53 | 93.44 | 66.09 | 37.39 |
Consulting and Service Fee Consulting and Service Fee Growth | 136.2 | 95.37 | 78.17 | 74.64 | 61.24 | 30.18 |
Policy Fee and Installment Fee Policy Fee and Installment Fee Growth | 82.92 | 78.64 | 60.72 | 65.39 | 55.36 | 19.9 |
Assumed Premium Earned Assumed Premium Earned Growth | 42.27 | 22.57 | - | - | - | - |
Other Income Other Income Growth | 15.75 | 16.54 | 12.79 | 10.82 | 11.23 | 7.32 |
Investment Income Investment Income Growth | 13.29 | 11.2 | 11.92 | 6.73 | - | - |
Revenue (Total) Revenue (Total) Growth | 1,738 | 1,505 | 1,389 | 1,219 | 980.72 | 567.29 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 184.5 | 123.67 | 90.05 | 116.21 | 118.09 | 138.29 |
Total Debt Total Debt Growth | 2,566 | 1,761 | 1,498 | 1,417 | 1,427 | 1,004 |
Net Cash (Debt) Net Cash Growth | -2,381 | -1,638 | -1,408 | -1,300 | -1,309 | -865.22 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -29.38 | -24.11 | -22.19 | -21.63 | -23.03 | -18.18 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 90.77 | -29.42 | 51.45 | 0.05 | -2.46 | 40.13 |
Capital Expenditures CapEx Growth | -59.12 | -39.99 | -41.32 | -23.49 | -25.34 | -8.53 |
Free Cash Flow Free Cash Flow Growth | 31.66 | -69.41 | 10.14 | -23.45 | -27.8 | 31.6 |
Free Cash Flow Growth | - | - | - | - | - | 7.13% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 31.26% | 30.20% | 26.11% | 26.73% | 26.64% | 29.48% |
Operating Margin | -4.14% | 5.74% | 4.42% | 3.04% | 0.12% | 2.39% |
Pretax Margin | -15.83% | -3.48% | -2.83% | -13.35% | -7.75% | -10.24% |
Profit Margin | -4.67% | -2.25% | -1.76% | -7.40% | -4.26% | -5.40% |
FCF Margin | 1.82% | -4.61% | 0.73% | -1.92% | -2.83% | 5.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Forward PE | 13.76 | 12.49 | 21.12 | 16.20 | 21.37 | 33.00 |
P/FCF Ratio | 137.65 | - | 258.38 | - | - | 65.07 |
PS Ratio | 2.51 | 1.14 | 1.89 | 1.27 | 1.58 | 3.62 |