First Busey Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	800.15	776.43	426.42	385.85	287.48	252.1
Interest Income on Investments	117.43	117.43	97.26	94.7	72.7	46.7
Total Interest Income	917.58	893.86	523.68	480.54	360.18	298.8
Interest Paid on Deposits	302.99	302.99	178.46	123.99	16.11	12.58
Interest Paid on Borrowings	-2.49	21.26	22.61	35.94	20.44	15.52
Total Interest Expense	300.5	324.25	201.07	159.92	36.55	28.1
Net Interest Income	617.07	569.61	322.61	320.62	323.63	270.7
Net Interest Income Growth	25.01%	76.56%	0.62%	-0.93%	19.55%	-4.32%
Trust Income	94.62	86.75	72.01	64.74	55.38	53.09
Mortgage Banking Activities	2.57	2.57	2.08	1.09	1.9	7.24
Gain (Loss) on Sale of Assets	-	-	7.72	-	-	-
Gain (Loss) on Sale of Investments	0.14	-10.73	-6.1	-2.2	-2.13	3.07
Other Non-Interest Income	66.5	65.15	54.54	47.45	71.47	69.41
Total Non-Interest Income	169.71	150.02	139.68	121.21	126.61	132.8
Non-Interest Income Growth	19.06%	7.40%	15.24%	-4.26%	-4.66%	12.29%
Revenues Before Loan Losses	786.79	719.63	462.29	441.84	450.24	403.5
Provision for Loan Losses	-32.28	3.14	7.5	2.86	4.62	-15.1
Revenue	819.07	716.49	454.8	438.98	445.62	418.6
Revenue Growth	29.06%	57.54%	3.60%	-1.49%	6.45%	15.51%
Salaries and Employee Benefits	234.98	235.71	167.14	153.08	147.93	129.63
Occupancy Expenses	25.33	23.47	16.22	15.75	16.25	18.35
Federal Deposit Insurance	8.75	10.4	5.6	5.65	4.06	3.08
Amortization of Goodwill & Intangibles	17.11	16.61	10.06	10.43	11.63	11.27
Selling, General & Administrative	66.7	77.62	50.58	45.41	46.18	39.27
Other Non-Interest Expense	65.51	60.9	42.93	49.6	52.77	42.83
Total Non-Interest Expense	419.22	425.55	293.35	280.74	279.69	244.43
EBT Excluding Unusual Items	399.84	290.94	161.44	158.23	165.93	174.17
Other Unusual Items	-104.3	-104.3	-8.14	-4.33	-	-
Pretax Income	295.55	186.64	153.3	153.9	161.74	156.82
Income Tax Expense	65.8	51.38	39.61	31.34	33.43	33.37
Net Income	229.75	135.26	113.69	122.57	128.31	123.45
Preferred Dividends & Other Adjustments	18.36	9.88	-	-	-	-
Net Income to Common	211.39	125.39	113.69	122.57	128.31	123.45
Net Income Growth	117.19%	10.29%	-7.24%	-4.48%	3.94%	23.03%
Basic Shares Outstanding	85	84	57	55	55	55
Diluted Shares Outstanding	87	85	58	56	56	56
Shares Change	12.29%	47.95%	2.29%	0.21%	0.23%	2.16%
EPS (Basic)	2.47	1.49	2.01	2.21	2.32	2.23
EPS (Diluted)	2.43	1.47	1.98	2.18	2.29	2.20
EPS Growth	90.78%	-25.76%	-9.17%	-4.80%	4.09%	20.22%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.030	1.000	0.960	0.960	0.920	0.920
Dividend Growth	4.04%	4.17%	0%	4.35%	0%	4.54%
Effective Tax Rate	22.26%	27.53%	25.84%	20.36%	20.67%	21.28%

SEC Filings: 10-K · 10-Q