First Busey Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	821.27	776.43	426.42	385.85	287.48	252.1
Interest Income on Investments	108.24	117.43	97.26	94.7	72.7	46.7
Total Interest Income	929.51	893.86	523.68	480.54	360.18	298.8
Interest Paid on Deposits	289.32	302.99	178.46	123.99	16.11	12.58
Interest Paid on Borrowings	21.13	21.26	22.61	35.94	20.44	15.52
Total Interest Expense	310.44	324.25	201.07	159.92	36.55	28.1
Net Interest Income	619.07	569.61	322.61	320.62	323.63	270.7
Net Interest Income Growth	47.00%	76.56%	0.62%	-0.93%	19.55%	-4.32%
Trust Income	93.8	86.75	72.01	64.74	55.38	53.09
Mortgage Banking Activities	2.57	2.57	2.08	1.09	1.9	7.24
Gain (Loss) on Sale of Assets	-	-	7.72	-	-	-
Gain (Loss) on Sale of Investments	0.55	-10.73	-6.1	-2.2	-2.13	3.07
Other Non-Interest Income	67.45	65.15	54.54	47.45	71.47	69.41
Total Non-Interest Income	170.51	150.02	139.68	121.21	126.61	132.8
Non-Interest Income Growth	24.32%	7.40%	15.24%	-4.26%	-4.66%	12.29%
Revenues Before Loan Losses	789.58	719.63	462.29	441.84	450.24	403.5
Provision for Loan Losses	6.7	3.14	7.5	2.86	4.62	-15.1
Revenue	782.88	716.49	454.8	438.98	445.62	418.6
Revenue Growth	40.96%	57.54%	3.60%	-1.49%	6.45%	15.51%
Salaries and Employee Benefits	254.02	235.71	167.14	153.08	147.93	129.63
Occupancy Expenses	24.67	23.47	16.22	15.75	16.25	18.35
Federal Deposit Insurance	10.61	10.4	5.6	5.65	4.06	3.08
Amortization of Goodwill & Intangibles	17.46	16.61	10.06	10.43	11.63	11.27
Selling, General & Administrative	78.6	77.62	50.58	45.41	46.18	39.27
Other Non-Interest Expense	64.51	60.9	42.93	49.6	52.77	42.83
Total Non-Interest Expense	450.64	425.55	293.35	280.74	279.69	244.43
EBT Excluding Unusual Items	332.24	290.94	161.44	158.23	165.93	174.17
Other Unusual Items	-124.12	-104.3	-8.14	-4.33	-	-
Pretax Income	300.34	186.64	153.3	153.9	161.74	156.82
Income Tax Expense	69.34	51.38	39.61	31.34	33.43	33.37
Net Income	231.01	135.26	113.69	122.57	128.31	123.45
Preferred Dividends & Other Adjustments	18.9	9.88	-	-	-	-
Net Income to Common	212.11	125.39	113.69	122.57	128.31	123.45
Net Income Growth	174.15%	10.29%	-7.24%	-4.48%	3.94%	23.03%
Basic Shares Outstanding	87	84	57	55	55	55
Diluted Shares Outstanding	88	85	58	56	56	56
Shares Change	27.79%	47.95%	2.29%	0.21%	0.23%	2.16%
EPS (Basic)	2.43	1.49	2.01	2.21	2.32	2.23
EPS (Diluted)	2.39	1.47	1.98	2.18	2.29	2.20
EPS Growth	112.40%	-25.76%	-9.17%	-4.80%	4.09%	20.22%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.020	1.000	0.960	0.960	0.920	0.920
Dividend Growth	4.08%	4.17%	0%	4.35%	0%	4.54%
Effective Tax Rate	23.09%	27.53%	25.84%	20.36%	20.67%	21.28%

SEC Filings: 10-K · 10-Q