Byline Bancorp, Inc. (BY)

Byline Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	499.79	502.35	440.98	273.41	222.99	208.79
Interest Income on Investments	62.67	63.58	38.49	28.15	25.93	30.44
Total Interest Income	562.46	565.93	479.48	301.56	248.93	239.23
Interest Paid on Deposits	188.45	192.37	121.44	19.8	4.5	16.62
Interest Paid on Borrowings	23.28	25.52	27.42	16.43	8.04	7.63
Total Interest Expense	211.74	217.88	148.86	36.23	12.54	24.25
Net Interest Income	350.72	348.05	330.62	265.33	236.39	214.98
Net Interest Income Growth (YoY)	3.02%	5.27%	24.61%	12.24%	9.96%	-0.60%
Trust Income	4.24	4.31	4.16	3.81	3.07	2.68
Gain (Loss) on Sale of Assets	-	-	-2	-0.37	-12.33	-4.77
Gain (Loss) on Sale of Investments	0.84	0.42	1.07	-0.55	1.37	6.03
Other Non-Interest Income	18.73	19.36	19.07	14.01	16.28	13.53
Total Non-Interest Income	58.24	58.85	54.32	56.94	61.92	57.29
Non-Interest Income Growth (YoY)	6.59%	8.35%	-4.61%	-8.04%	8.08%	4.21%
Revenues Before Loan Losses	408.96	406.9	384.94	322.27	298.31	272.27
Provision for Loan Losses	29.58	27.04	31.65	23.88	0.97	56.68
Revenue	379.39	379.86	353.28	298.39	297.34	215.59
Revenue Growth (YoY)	3.48%	7.52%	18.39%	0.36%	37.92%	-13.96%
Salaries and Employee Benefits	134.14	131.84	119.88	112.55	96.8	87.07
Occupancy Expenses	9.91	10.35	9.81	9.21	11.77	19.4
Federal Deposit Insurance	4.18	4.18	4.14	2.95	1.72	2.22
Amortization of Goodwill & Intangibles	5.15	5.38	6.01	6.67	7.07	7.62
Selling, General & Administrative	53.71	52.79	53.5	40.74	38.2	28.3
Other Non-Interest Expense	11.7	12.42	13.48	10.88	12.39	17.5
Total Non-Interest Expense	219.5	217.51	207.21	183.71	169.02	163.93
EBT Excluding Unusual Items	159.89	162.34	146.08	114.68	128.31	51.67
Asset Writedown	-1.26	-1.26	-0.4	-	-4.1	-
Pretax Income	157.99	161.08	145.68	114.68	124.21	51.67
Income Tax Expense	39.42	40.32	37.8	26.73	31.43	14.2
Net Income	118.57	120.76	107.88	87.95	92.79	37.47
Preferred Dividends & Other Adjustments	-	-	-	0.2	0.78	0.78
Net Income to Common	118.57	120.76	107.88	87.76	92	36.68
Net Income Growth	3.67%	11.94%	22.65%	-5.21%	147.65%	-34.27%
Basic Shares Outstanding	44	43	40	37	38	38
Diluted Shares Outstanding	44	44	40	37	38	38
Shares Change (YoY)	4.77%	8.43%	7.92%	-2.33%	0.15%	0.86%
EPS (Basic)	2.72	2.78	2.69	2.37	2.45	0.96
EPS (Diluted)	2.69	2.75	2.67	2.34	2.40	0.96
EPS Growth	-1.42%	3.00%	14.10%	-2.50%	150.00%	-35.13%
Dividend Per Share	0.370	0.360	0.360	0.360	0.300	0.120
Dividend Growth	2.78%	-	-	20.00%	150.00%	300.00%
Effective Tax Rate	24.95%	25.03%	25.95%	23.31%	25.30%	27.48%

Updated Apr 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q