Byline Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	385.35	348.05	330.62	265.33	236.39
Net Interest Income Growth	10.72%	5.27%	24.61%	12.24%	9.96%
Non-Interest Income	60.93	58.85	56.32	57.31	74.25
Non-Interest Income Growth	3.52%	4.50%	-1.74%	-22.81%	19.65%
Revenues Before Loan Losses	446.27	406.9	386.94	322.64	310.64
Provision for Credit Losses	36.1	27.04	31.65	23.88	0.97
Revenue	410.17	379.86	355.28	298.77	309.67
Revenue Growth (YoY)	7.98%	6.92%	18.92%	-3.52%	40.53%
Compensation Expenses	150.38	140.12	126.98	118.05	101.22
Selling, General & Admin	64.55	59.03	60.35	47.4	47.26
Other Non-Interest Expenses	22	19.63	22.28	18.63	36.97
Total Non-Interest Expense	236.92	218.78	209.6	184.08	185.46
Pretax Income	173.25	161.08	145.68	114.68	124.21
Provision for Income Taxes	43.2	40.32	37.8	26.73	31.43
Net Income	130.05	120.76	107.88	87.76	92
Net Income Attributable to Preferred Dividends	-	-	-	0.2	0.78
Net Income to Common	130.05	120.76	107.88	87.76	92
Net Income Growth	7.70%	11.94%	22.93%	-4.61%	150.80%
Shares Outstanding (Basic)	45	43	40	37	38
Shares Outstanding (Diluted)	45	44	40	37	38
Shares Change (YoY)	2.76%	8.43%	7.92%	-2.33%	0.15%
EPS (Basic)	2.90	2.78	2.69	2.37	2.45
EPS (Diluted)	2.89	2.75	2.67	2.34	2.40
EPS Growth	5.09%	3.00%	14.10%	-2.50%	150.00%
Free Cash Flow	136.32	171.17	162.21	216.7	72.19
Free Cash Flow Growth	-20.36%	5.53%	-25.15%	200.18%	-31.32%
Free Cash Flow Per Share	3.03	3.90	4.01	5.78	1.88
Dividends Per Share	0.400	0.360	0.360	0.360	0.300
Dividend Growth	11.11%	-	-	20.00%	150.00%
Profit Margin	31.71%	31.79%	30.36%	29.44%	29.96%
FCF Margin	33.24%	45.06%	45.66%	72.53%	23.31%
EBITDA	4.55	5.03	4.53	4.29	5.99
EBITDA Margin	1.11%	1.32%	1.27%	1.44%	1.93%
Effective Tax Rate	24.94%	25.03%	25.95%	23.31%	25.30%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q