Byline Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	193.56	149.1	563.14	226.14	179.35	157.93
Investment Securities	260.95	245.71	310.54	409.11	326.05	366.56
Trading Asset Securities	22.62	27.53	44.4	56.92	65.34	13.38
Mortgage-Backed Securities	1,363	1,170	1,116	943.27	859.08	1,102
Total Investments	1,647	1,443	1,471	1,409	1,250	1,482
Gross Loans	7,625	7,599	6,994	6,761	5,467	4,564
Allowance for Loan Losses	-111.86	-108.83	-97.99	-101.69	-81.92	-55.01
Other Adjustments to Gross Loans	-82.89	-89.21	-86.84	-76.95	-45.44	-26.77
Net Loans	7,431	7,401	6,809	6,583	5,339	4,482
Property, Plant & Equipment	64.81	67.02	70.3	79.1	68.15	74.19
Goodwill	181.85	181.85	181.71	181.71	148.35	148.35
Other Intangible Assets	16.2	18.67	16.39	21.77	10.53	17.21
Loans Held for Sale	21.52	13.62	3.2	18.01	47.82	64.46
Accrued Interest Receivable	38.58	39.82	40.65	43.92	29.82	18.88
Other Receivables	-	32.3	38.87	35.28	11.57	12.35
Other Current Assets	2.55	1.83	2.03	4.48	8.67	9.15
Long-Term Deferred Tax Assets	40.62	41.78	56.46	50.06	68.21	50.33
Other Real Estate Owned & Foreclosed	3.15	3.39	5.17	1.2	4.72	2.11
Other Long-Term Assets	292.23	259.47	239.22	228.38	195.94	176.72
Total Assets	9,932	9,653	9,497	8,882	7,363	6,696

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	-	133.9	130.46	115.83	109.67	47.64
Interest Bearing Deposits	5,581	5,407	5,268	4,906	3,396	2,850
Institutional Deposits	462.83	421.47	434.61	364.87	160.68	147.12
Non-Interest Bearing Deposits	1,827	1,819	1,756	1,906	2,139	2,158
Total Deposits	7,871	7,647	7,459	7,177	5,695	5,155
Short-Term Borrowings	87.07	93.24	49.89	71.2	33.22	39.39
Current Portion of Long-Term Debt	-	340	575	325	625	490
Current Portion of Leases	1.53	3.16	-	-	-	-
Accrued Interest Payable	10.55	11.78	21.11	22.23	4.49	0.26
Long-Term Debt	73.97	73.94	85.71	92.2	73.69	73.52
Federal Home Loan Bank Debt, Long-Term	384.75	-	-	-	-	-
Long-Term Leases	7.98	6.69	10.95	14.27	14.39	15.63
Trust Preferred Securities	71.81	71.41	70.89	70.45	37.34	36.91
Other Long-Term Liabilities	119.82	3.22	2.39	3.64	4.2	1.4
Total Liabilities	8,628	8,385	8,405	7,892	6,597	5,860

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Preferred Stock, Redeemable	-	-	-	-	-	10.44
Common Stock	0.47	0.47	0.46	0.45	0.39	0.39
Additional Paid-In Capital	756.36	760.7	717.76	710.49	598.3	593.75
Retained Earnings	712.59	645.72	533.9	429.04	335.79	271.68
Treasury Stock	-78.63	-65.91	-46.94	-49.71	-51.11	-31.57
Comprehensive Income & Other	-86.58	-73.08	-113.69	-100.12	-117.55	-8.3
Total Common Equity	1,304	1,268	1,091	990.15	765.82	825.94
Shareholders' Equity	1,304	1,268	1,091	990.15	765.82	836.38
Total Liabilities & Equity	9,932	9,653	9,497	8,882	7,363	6,696

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	627.11	588.44	792.44	573.12	783.64	655.44
Net Cash (Debt)	-410.93	-411.82	-184.9	-290.06	-538.94	-484.13
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-9.11	-9.14	-4.22	-7.17	-14.38	-12.62
Filing Date Shares Outstanding	45.19	45.59	44.68	44.38	37.72	37.83
Total Common Shares Outstanding	45.19	45.55	44.46	43.76	37.49	37.71
Book Value Per Share	28.86	27.84	24.55	22.62	20.43	21.90
Tangible Book Value	1,106	1,067	893.4	786.67	606.93	660.39
Tangible Book Value Per Share	24.48	23.44	20.09	17.98	16.19	17.51

SEC Filings: 10-K · 10-Q