Byline Bancorp, Inc. (BY)
NYSE: BY · Real-Time Price · USD
31.88
-0.69 (-2.12%)
May 15, 2026, 4:00 PM EDT - Market closed
Byline Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 139.38 | 130.05 | 120.76 | 107.88 | 87.95 | 92.79 |
Depreciation & Amortization | 4.52 | 4.55 | 5.03 | 4.53 | 4.29 | 5.99 |
Provision for Credit Losses | 32.46 | 36.1 | 27.04 | 31.65 | 23.88 | 0.97 |
Stock-Based Compensation | 9.47 | 9.28 | 7.89 | 6.72 | 5.33 | 4.02 |
Net Change in Loans Held-for-Sale | -7.57 | -37.72 | -10.03 | 29.02 | 57.4 | 41.02 |
Other Adjustments | -26.95 | -28.71 | -38.49 | -5.16 | 4.65 | -24.76 |
Changes in Accrued Interest and Accounts Receivable | -9.47 | 2.94 | 20.34 | -1.06 | -74.59 | -30.44 |
Changes in Accrued Expenses | 25.27 | 23.83 | 42.43 | -7.31 | 111.43 | -15.16 |
Operating Cash Flow | 167.07 | 140.32 | 175.16 | 166.07 | 220.33 | 74.43 |
Operating Cash Flow Growth | 18.80% | -19.89% | 5.48% | -24.63% | 196.04% | -31.73% |
Net Change in Loans Held-for-Investment | -325.83 | -480.19 | -246.19 | -460.26 | -900.33 | -207.77 |
Net Change in Securities and Investments | 12.7 | 193.22 | -88.61 | 113.93 | 80.31 | 28.89 |
Payments for Business Acquisitions | 30.92 | 61.83 | - | 7.83 | - | - |
Capital Expenditures | -2.44 | -4 | -3.99 | -3.86 | -3.63 | -2.24 |
Sale of Property, Plant & Equipment | 2.59 | 3.81 | 7.87 | 6.12 | 3.8 | 13.62 |
Other Investing Activities | 0.87 | 1.74 | - | - | - | -68.55 |
Investing Cash Flow | -235.14 | -223.59 | -330.92 | -336.24 | -819.86 | -236.05 |
Net Change in Deposits | -30.8 | -90.5 | 280.51 | 515.42 | 540.07 | 403.09 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 51.53 | 47.49 | -8.5 | 24.75 | -14.32 | -12.27 |
Short-Term Debt Issued | 10,035 | 7,410 | 2,775 | 17,910 | 22,270 | 13,534 |
Short-Term Debt Repaid | -10,167 | -7,645 | -2,736 | -18,039 | -22,135 | -13,650 |
Net Short-Term Debt Issued (Repaid) | -132.17 | -235 | 38.75 | -128.75 | 135 | -115.91 |
Long-Term Debt Issued | 12.69 | 73.9 | - | 20 | - | - |
Long-Term Debt Repaid | - | -86.67 | -6.67 | -1.67 | - | - |
Net Long-Term Debt Issued (Repaid) | 12.69 | -12.77 | -6.67 | 18.33 | - | - |
Issuance of Common Stock | 2.01 | 1.9 | 4.52 | 1.79 | 1.51 | 2.14 |
Repurchase of Common Stock | -32.85 | -23.73 | - | - | -17.27 | -28.87 |
Net Common Stock Issued (Repurchased) | -30.84 | -21.83 | 4.52 | 1.79 | -15.77 | -26.73 |
Repurchase of Preferred Stock | - | - | - | - | -10.44 | - |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | -10.44 | - |
Common Dividends Paid | -19.15 | -18.16 | -15.85 | -14.59 | -13.4 | -11.27 |
Preferred Share Dividends Paid | - | - | - | - | -0.2 | -0.78 |
Financing Cash Flow | -155.62 | -330.77 | 492.76 | 216.96 | 620.95 | 236.13 |
Net Cash Flow | -223.69 | -414.04 | 337 | 46.78 | 21.42 | 74.51 |
Free Cash Flow | 164.63 | 136.32 | 171.17 | 162.21 | 216.7 | 72.19 |
Free Cash Flow Growth | 20.76% | -20.36% | 5.53% | -25.15% | 200.18% | -31.32% |
FCF Margin | 40.08% | 33.24% | 45.06% | 45.66% | 72.53% | 23.31% |
Free Cash Flow Per Share | 3.63 | 3.03 | 3.90 | 4.01 | 5.78 | 1.88 |
Levered Free Cash Flow | 37.78 | -90.4 | 216.65 | -10.24 | 260.25 | -65.76 |
Unlevered Free Cash Flow | 17.87 | 27.32 | 63.8 | -7.7 | 37.49 | -41.85 |
Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.