Byline Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	397	385.35	348.05	330.62	265.33	236.39
Net Interest Income Growth	13.19%	10.72%	5.27%	24.61%	12.24%	9.96%
Non-Interest Income	58.6	60.93	58.85	56.32	57.31	74.25
Non-Interest Income Growth	0.62%	3.52%	4.50%	-1.74%	-22.81%	19.65%
Revenues Before Loan Losses	455.59	446.27	406.9	386.94	322.64	310.64
Provision for Credit Losses	32.46	36.1	27.04	31.65	23.88	0.97
Revenue	423.13	410.17	379.86	355.28	298.77	309.67
Revenue Growth (YoY)	11.53%	7.98%	6.92%	18.92%	-3.52%	40.53%
Compensation Expenses	150.37	150.38	140.12	126.98	118.05	101.22
Selling, General & Admin	53.11	64.55	59.03	60.35	47.4	47.26
Other Non-Interest Expenses	23.42	22	19.63	22.28	18.63	36.97
Total Non-Interest Expense	237.68	236.92	218.78	209.6	184.08	185.46
Pretax Income	185.46	173.25	161.08	145.68	114.68	124.21
Provision for Income Taxes	46.07	43.2	40.32	37.8	26.73	31.43
Net Income	139.38	130.05	120.76	107.88	87.95	92.79
Net Income Attributable to Preferred Dividends	-	-	-	-	0.2	0.78
Net Income to Common	139.38	130.05	120.76	107.88	87.76	92
Net Income Growth	17.55%	7.70%	11.94%	22.93%	-4.61%	150.80%
Shares Outstanding (Basic)	45	45	43	40	37	38
Shares Outstanding (Diluted)	45	45	44	40	37	38
Shares Change (YoY)	2.87%	2.76%	8.43%	7.92%	-2.33%	0.15%
EPS (Basic)	3.09	2.90	2.78	2.69	2.37	2.45
EPS (Diluted)	3.07	2.89	2.75	2.67	2.34	2.40
EPS Growth	13.70%	5.09%	3.00%	14.10%	-2.50%	150.00%
Free Cash Flow	164.63	136.32	171.17	162.21	216.7	72.19
Free Cash Flow Growth	20.76%	-20.36%	5.53%	-25.15%	200.18%	-31.32%
Free Cash Flow Per Share	3.63	3.03	3.90	4.01	5.78	1.88
Dividends Per Share	0.420	0.400	0.360	0.360	0.360	0.300
Dividend Growth	5.00%	11.11%	-	-	20.00%	150.00%
Profit Margin	32.94%	31.71%	31.79%	30.36%	29.44%	29.96%
FCF Margin	38.91%	33.24%	45.06%	45.66%	72.53%	23.31%
EBITDA	4.52	4.55	5.03	4.53	4.29	5.99
EBITDA Margin	1.07%	1.11%	1.32%	1.27%	1.44%	1.93%
Effective Tax Rate	24.84%	24.94%	25.03%	25.95%	23.31%	25.30%

SEC Filings: 10-K · 10-Q