Byline Bancorp, Inc. (BY)

Byline Bancorp Statistics

Total Valuation

Byline Bancorp has a market cap or net worth of $1.49 billion. The enterprise value is $1.91 billion.

Market Cap	1.49B
Enterprise Value	1.91B

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Feb 3, 2026

Share Statistics

Byline Bancorp has 45.55 million shares outstanding. The number of shares has increased by 2.76% in one year.

Current Share Class	45.55M
Shares Outstanding	45.55M
Shares Change (YoY)	+2.76%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	28.41%
Owned by Institutions (%)	53.89%
Float	32.59M

Valuation Ratios

The trailing PE ratio is 11.34 and the forward PE ratio is 10.60.

PE Ratio	11.34
Forward PE	10.60
PS Ratio	3.58
Forward PS	3.15
PB Ratio	1.18
P/TBV Ratio	1.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.67
EV / Sales	4.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.02%.

Return on Equity (ROE)	11.02%
Return on Assets (ROA)	1.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.51%
Revenue Per Employee	$397,264
Profits Per Employee	$126,018
Employee Count	1,032
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Byline Bancorp has paid $43.20 million in taxes.

Income Tax	43.20M
Effective Tax Rate	24.94%

Stock Price Statistics

The stock price has increased by +11.66% in the last 52 weeks. The beta is 0.86, so Byline Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.86
52-Week Price Change	+11.66%
50-Day Moving Average	29.87
200-Day Moving Average	27.75
Relative Strength Index (RSI)	66.17
Average Volume (20 Days)	231,023

Short Selling Information

The latest short interest is 344,091, so 0.76% of the outstanding shares have been sold short.

Short Interest	344,091
Short Previous Month	527,820
Short % of Shares Out	0.76%
Short % of Float	1.06%
Short Ratio (days to cover)	1.85

Income Statement

In the last 12 months, Byline Bancorp had revenue of $409.98 million and earned $130.05 million in profits. Earnings per share was $2.89.

Revenue	409.98M
Gross Profit	409.98M
Operating Income	180.00M
Pretax Income	173.25M
Net Income	130.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.89

Balance Sheet

The company has $149.10 million in cash and $564.95 million in debt, with a net cash position of -$415.85 million or -$9.13 per share.

Cash & Cash Equivalents	149.10M
Total Debt	564.95M
Net Cash	-415.85M
Net Cash Per Share	-$9.13
Equity (Book Value)	1.27B
Book Value Per Share	27.84
Working Capital	-7.43B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.91%
Pretax Margin	42.26%
Profit Margin	31.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 1.50%.

Dividend Per Share	$0.48
Dividend Yield	1.50%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	1
Payout Ratio	13.84%
Buyback Yield	-2.76%
Shareholder Yield	-1.29%
Earnings Yield	8.72%
FCF Yield	n/a

Analyst Forecast

The average price target for Byline Bancorp is $33.50, which is 2.26% higher than the current price. The consensus rating is "Buy".

Price Target	$33.50
Price Target Difference	2.26%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2