Byline Bancorp, Inc. (BY)

Byline Bancorp Statistics

Total Valuation

Byline Bancorp has a market cap or net worth of $1.24 billion. The enterprise value is $1.58 billion.

Market Cap	1.24B
Enterprise Value	1.58B

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 5, 2025

Share Statistics

Byline Bancorp has 45.87 million shares outstanding. The number of shares has increased by 1.92% in one year.

Current Share Class	45.87M
Shares Outstanding	45.87M
Shares Change (YoY)	+1.92%
Shares Change (QoQ)	+2.70%
Owned by Insiders (%)	32.74%
Owned by Institutions (%)	43.20%
Float	29.04M

Valuation Ratios

The trailing PE ratio is 10.15 and the forward PE ratio is 9.90.

PE Ratio	10.15
Forward PE	9.90
PS Ratio	3.10
Forward PS	2.76
PB Ratio	1.04
P/TBV Ratio	1.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.31
EV / Sales	4.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.69%.

Return on Equity (ROE)	10.69%
Return on Assets (ROA)	1.23%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$374,480
Profits Per Employee	$115,850
Employee Count	1,027
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Byline Bancorp has paid $37.82 million in taxes.

Income Tax	37.82M
Effective Tax Rate	24.12%

Stock Price Statistics

The stock price has decreased by -4.41% in the last 52 weeks. The beta is 0.84, so Byline Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	-4.41%
50-Day Moving Average	26.74
200-Day Moving Average	27.67
Relative Strength Index (RSI)	47.33
Average Volume (20 Days)	264,672

Short Selling Information

The latest short interest is 423,987, so 0.92% of the outstanding shares have been sold short.

Short Interest	423,987
Short Previous Month	572,644
Short % of Shares Out	0.92%
Short % of Float	1.46%
Short Ratio (days to cover)	1.52

Income Statement

In the last 12 months, Byline Bancorp had revenue of $384.59 million and earned $118.98 million in profits. Earnings per share was $2.67.

Revenue	384.59M
Gross Profit	384.59M
Operating Income	168.72M
Pretax Income	158.78M
Net Income	118.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.67

Balance Sheet

The company has $218.35 million in cash and $559.37 million in debt, giving a net cash position of -$341.02 million or -$7.44 per share.

Cash & Cash Equivalents	218.35M
Total Debt	559.37M
Net Cash	-341.02M
Net Cash Per Share	-$7.44
Equity (Book Value)	1.19B
Book Value Per Share	26.00
Working Capital	-7.52B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.87%
Pretax Margin	40.77%
Profit Margin	30.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.48%.

Dividend Per Share	$0.40
Dividend Yield	1.48%
Dividend Growth (YoY)	5.56%
Years of Dividend Growth	n/a
Payout Ratio	14.23%
Buyback Yield	-1.92%
Shareholder Yield	-0.44%
Earnings Yield	9.58%
FCF Yield	n/a

Analyst Forecast

The average price target for Byline Bancorp is $33.00, which is 21.82% higher than the current price. The consensus rating is "Hold".

Price Target	$33.00
Price Target Difference	21.82%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2