Interest Income on Loans | 159.96 | 113.95 | 86.37 | 66.21 | 50.48 | |
Interest Income on Investments | 19.84 | 9.57 | 7.21 | 1.56 | 1.34 | |
Total Interest Income | 179.8 | 123.52 | 93.58 | 67.77 | 51.82 | |
Interest Paid on Deposits | 52.76 | 26.87 | 4.59 | 2.05 | 3.88 | |
Interest Paid on Borrowings | 4.05 | 2.52 | 1.2 | 1.31 | 1.99 | |
Total Interest Expense | 56.81 | 29.38 | 5.79 | 3.36 | 5.87 | |
Net Interest Income | 122.98 | 94.14 | 87.79 | 64.41 | 45.95 | |
Net Interest Income Growth (YoY) | 30.64% | 7.24% | 36.29% | 40.19% | 48.91% | |
Gain (Loss) on Sale of Assets | -0.02 | - | -0.77 | -0 | -0.09 | |
Gain (Loss) on Sale of Investments | - | -0.97 | -0.99 | 0.05 | 0.57 | |
Other Non-Interest Income | 2.31 | 2.32 | 3.07 | 2.73 | 1.25 | |
Total Non-Interest Income | 4.76 | 3.38 | 3.68 | 4.51 | 2.3 | |
Non-Interest Income Growth (YoY) | 40.87% | -8.05% | -18.59% | 96.60% | 17.49% | |
Revenues Before Loan Losses | 127.74 | 97.52 | 91.46 | 68.93 | 48.24 | |
Provision for Loan Losses | 21.69 | 0.92 | 5.96 | 1.2 | 4.55 | |
Revenue | 106.05 | 96.6 | 85.51 | 67.73 | 43.69 | |
Revenue Growth (YoY) | 9.78% | 12.98% | 26.25% | 55.02% | 37.35% | |
Salaries and Employee Benefits | 49.85 | 34.73 | 33.39 | 29.38 | 19.04 | |
Occupancy Expenses | 7.24 | 3.34 | 3.46 | 3.12 | 1.47 | |
Amortization of Goodwill & Intangibles | 1.88 | 0.39 | 0.44 | 0.36 | 0.39 | |
Selling, General & Administrative | 9.8 | 16.01 | 14.58 | 14.33 | 9.82 | |
Other Non-Interest Expense | 7.49 | 5.28 | 4.95 | 3.9 | 3.96 | |
Total Non-Interest Expense | 81.5 | 59.75 | 56.82 | 51.09 | 34.67 | |
EBT Excluding Unusual Items | 24.55 | 36.86 | 28.69 | 16.64 | 9.02 | |
Legal Settlements | - | - | -5.53 | - | - | |
Pretax Income | 8.26 | 36.86 | 21.98 | 14.19 | 6.77 | |
Income Tax Expense | 2.83 | 10.95 | 5.87 | 3.48 | 2.05 | |
Net Income | 5.43 | 25.91 | 16.11 | 10.71 | 4.72 | |
Net Income to Common | 5.43 | 25.91 | 16.11 | 10.71 | 4.72 | |
Net Income Growth | -79.03% | 60.80% | 50.46% | 126.79% | -30.28% | |
Basic Shares Outstanding | 25 | 18 | 18 | 14 | 9 | |
Diluted Shares Outstanding | 25 | 19 | 18 | 15 | 10 | |
Shares Change (YoY) | 32.37% | 2.35% | 22.23% | 53.73% | 12.38% | |
EPS (Basic) | 0.22 | 1.42 | 0.90 | 0.74 | 0.50 | |
EPS (Diluted) | 0.22 | 1.39 | 0.88 | 0.72 | 0.49 | |
EPS Growth | -84.17% | 57.95% | 22.22% | 46.94% | -37.18% | |
Effective Tax Rate | 34.25% | 29.70% | 26.70% | 24.51% | 30.23% | |